Credit Cards
Regions Prestige Visa® Signature Credit Card full review
Learn what benefits this credit card offers. Pay no annual fee and enjoy 0% APR for 18 billing cycles! Keep reading to find out!
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Regions Prestige Visa® Signature Credit Card: Earn up to 3x points for every dollar spent
This Regions Prestige Visa® Signature Credit Card review will present the ideal choice for avid travelers looking to maximize their rewards potential.
Whether you’re seeking convenience, flexibility, or excellent rewards opportunities, this card has what you need! Read on for our full review to learn more!
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% introductory APR for 18 billing cycles. 14.49 variable APR on purchases and balance transfers after;
- Welcome bonus: Earn up to 20,000 bonus points after spending $500 or more in the 1st 90 days;
- Rewards: 3x points per dollar spent on dining and entertainment, 2x points on gas and grocery purchases, and 1 point on all other purchases.
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How does the Regions Prestige Visa® Signature Credit Card work?
Regions Prestige Visa® Signature Credit Card has many advantages for those who want to make the most of their finances.
First, you can accumulate points and exchange them for benefits in trips and establishments.
Also, you pay no annual or foreign transaction fees to enjoy these benefits. And there is more. This card offers 0% APR for 18 billing cycles.
And you won’t need to worry about your card’s security. You can enjoy Visa Zero Liability Policy and alert to verify your card’s activity.
Regions Prestige Visa® Signature Credit Card pros and cons
The Regions Prestige Visa® Signature Credit Card in this review might be what you’re looking for.
After all, you can accumulate points and exchange them for incredible rewards.
However, this card also involves small fees like balance transfers. Review the pros and cons and see if it might be an option for you.
Pros
- Lower-than-average APR;
- 0% introductory APR for 18 billing cycles;
- No annual or foreign transaction fees;
- Possibility of extended warranty on purchases;
- You can earn up to 20,000 points in the first 90 days after spending $500 or more;
- Earn points for every dollar spent;
- Accident insurance during your trips and assistance services;
- Reports to major credit agencies are issued regularly to improve your score.
Cons
- For balance transfer, there is a fee of 4% of the amount;
- You must have an excellent credit score to apply.
Does my credit score need to be good?
This credit card is made for people who have excellent credit scores.
If you have more than 850 on the FICO, you may be eligible to apply for this option. However, the higher your score, the lower the interest.
Therefore, it is important to analyze whether the card adapts to your needs in terms of the APR rate after the first year.
Want to apply for the Regions Prestige Visa® Signature Credit Card?
Are you looking to upgrade your credit card from a basic one to something more exclusive? Regions Prestige Visa® Signature Credit Card has got you!
So keep reading and learn how to apply for this card. Start enjoying all benefits it has to offer right away! Let’s get started!
Apply online
To apply for this card, you must meet certain requirements. This includes being over 18 and having a FICO score of 850 or above.
Also, you’ll need a valid social security number to qualify for this card and enjoy its benefits.
Regions Prestige Visa® Signature Credit Card has a simple application process.
It can be done through the official website of the company. In it, you start by filling out a form with your data.
After entering your name, SSN, and other financial information, the bank queries your score. The result only takes minutes, and you start using your account if approved!
Apply using the app
Regions Prestige Visa® Signature Credit Card application can only be made through their official website. Thus, you cannot apply using their mobile app.
However, you can run the application on mobile devices by accessing your main browser. You only need to follow the same instructions we’ve provided above!
Once approved, you can use their mobile app to manage your credit card, make payments, and more!
Regions Prestige Visa® Signature Card vs. Bilt Mastercard®
Regions Prestige Visa® Signature Credit Card is a card for people with excellent scores. After all, it offers points for every purchase and some exclusive perks.
However, you can think of the Bilt Mastercard® as an interesting option.
With it, you also accumulate points according to the type of purchase. That is, for every dollar spent, you have a reward.
Thinking about helping you, we’ve compared the characteristics of the two main options. Check it out and choose the one that’s right for you!
Regions Prestige Visa® Signature Card
- Credit Score: Excellent;
- Annual Fee: $0;
- Regular APR: 0% introductory APR for 18 billing cycles. 14.49 variable APR on purchases and balance transfers after;
- Welcome bonus: Earn up to 20,000 bonus points after spending $500 or more in the 1st 90 days;
- Rewards: 3x points per dollar spent on dining and entertainment, 2x points on gas and grocery purchases, and 1 point on all other purchases.
Bilt Mastercard®
- Credit Score: Good to Excellent (670 – 850);
- Annual Fee: $0;
- Regular APR: Read Terms;
- Welcome bonus: N/A;
- Rewards: Earn points on rent payments, 2x points on travel, and 3x points on dining. Get one point for every $1 spent on rent each year and more.
Bilt Mastercard® has benefits for travel lovers that can be nice. Do you want to know how to apply? Check out the article we separate to guide you!
Applying for the Bilt Mastercard®: learn how!
Learn how easy the application process for Bilt Mastercard® is! No annual fee and multiple rewards! Read on for more.
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