Credit Cards

Regions Prestige Visa® Signature Credit Card full review

Learn what benefits this credit card offers. Pay no annual fee and enjoy 0% APR for 18 billing cycles! Keep reading to find out!

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Regions Prestige Visa® Signature Credit Card: Earn up to 3x points for every dollar spent

Regions Prestige Visa® Signature Credit Card
Regions Prestige Visa® Signature Credit Card full review. Source: Stealth Capitalist

This Regions Prestige Visa® Signature Credit Card review will present the ideal choice for avid travelers looking to maximize their rewards potential.

Regions logo

Applying for the Regions Prestige Visa® Signature

Learn how to apply for the Regions Prestige Visa® Signature Credit Card today. No annual fee and 0% intro APR.

Whether you’re seeking convenience, flexibility, or excellent rewards opportunities, this card has what you need! Read on for our full review to learn more!

  • Credit Score: Good to excellent;
  • Annual Fee: $0;
  • Regular APR: 0% introductory APR for 18 billing cycles. 14.49 variable APR on purchases and balance transfers after;
  • Welcome bonus: Earn up to 20,000 bonus points after spending $500 or more in the 1st 90 days;
  • Rewards: 3x points per dollar spent on dining and entertainment, 2x points on gas and grocery purchases, and 1 point on all other purchases.

How does the Regions Prestige Visa® Signature Credit Card work?

Regions Prestige Visa® Signature Credit Card has many advantages for those who want to make the most of their finances.

First, you can accumulate points and exchange them for benefits in trips and establishments.

Also, you pay no annual or foreign transaction fees to enjoy these benefits. And there is more. This card offers 0% APR for 18 billing cycles.

And you won’t need to worry about your card’s security. You can enjoy Visa Zero Liability Policy and alert to verify your card’s activity.

Regions Prestige Visa® Signature Credit Card pros and cons

Woman holding credit card and using smartphone at home, business
Regions Prestige Visa® Signature Credit Card pros and cons. Source: Adobe Stock

The Regions Prestige Visa® Signature Credit Card in this review might be what you’re looking for.

After all, you can accumulate points and exchange them for incredible rewards.

However, this card also involves small fees like balance transfers. Review the pros and cons and see if it might be an option for you.

Pros

  • Lower-than-average APR;
  • 0% introductory APR for 18 billing cycles;
  • No annual or foreign transaction fees;
  • Possibility of extended warranty on purchases;
  • You can earn up to 20,000 points in the first 90 days after spending $500 or more;
  • Earn points for every dollar spent;
  • Accident insurance during your trips and assistance services;
  • Reports to major credit agencies are issued regularly to improve your score.

Cons

  • For balance transfer, there is a fee of 4% of the amount;
  • You must have an excellent credit score to apply.

Does my credit score need to be good?

This credit card is made for people who have excellent credit scores.

If you have more than 850 on the FICO, you may be eligible to apply for this option. However, the higher your score, the lower the interest.

Therefore, it is important to analyze whether the card adapts to your needs in terms of the APR rate after the first year.

Want to apply for the Regions Prestige Visa® Signature Credit Card?

Is the Regions Prestige Visa® Signature Credit Card right for you? So you need to see if you meet the minimum requirements.

Check out our next article and learn more about this card’s application process! Let’s go!

Regions logo

Applying for the Regions Prestige Visa® Signature

Learn how to apply for the Regions Prestige Visa® Signature Credit Card today. No annual fee and 0% intro APR.

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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