Not everyone has a flawless and robust enough credit score that allows them to get free banking access and cash back on purchases. Whether you’re an immigrant who has just moved to the United States, a young person trying to get your first bank account or someone who has damaged credit, banking options can be scarce. Scarce, but not non-existent. Meet Sable, the debit card which not only gives you access to the banking system, but also offers up to 1% cash back on purchases made at merchants such as Amazon, Hulu, Netflix, Spotify, Uber, UberEats and Whole Foods.

Not to mention, it’s also an excellent and free way for building a solid credit history. Keep reading to learn more!

Ever heard of online banking? Well, that’s Sable. It offers a rewards debit card and you may also apply for a credit card as you improve your creditworthiness.

What’s great about the Sable debit card is the ease with which you can open your account. No rigorous credit checks or minimum deposits required. As long as you are legal age and are a U.S. resident, you very likely qualify for the account.

With the Sable debit card your money is insured by the FDIC up to $250,000, and you can fund it through direct deposits, cash deposits or wire transfers. You may also request a secured credit card once you make a refundable security deposit.

Once you’ve built up your creditworthiness, you may also qualify for an unsecured credit card with a higher credit limit, which will boost your credit score even more.

The Sable debit card does not run any credit check on its applicants. It’s the ideal card for people looking to improve their credit history in order to apply to better offers in the near future.

Once you open your Sable account you may qualify for a secured credit card. With it you can start making purchases and paying for them on-time, so that your payments are reported to Experian, Equifax and TransUnion, which will improve your credit score.

Sable is free to join. You can get this product using the Android or iOS app. You’ll be required to provide some basic information so that the platform can verify your identity before you can start receiving or sending funds inside the United States and abroad.

Follow the link below for the full application process!