Reviews
SoFi Personal Loan review: is it worth it?
Learn everything you need about this lender before applying for the SoFi Personal Loan. Get up to $100,000 for multiple purposes. Read on for more.
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SoFi Personal Loan review and benefits: how it works, who is eligible, and what you can use the money for

Looking for a SoFi personal loan review? Look no further than this article. This popular online lending platform offers unsecured personal loans in nearly every state except Mississippi.
SoFi Personal Loan: how to apply now!
Learn how to apply for the SoFi personal loan. No hidden fees. Borrow up to $100k and use it for multiple purposes. Read on to learn more.
Keep reading to learn how this lender works and its main pros and cons. We’ll explain everything your need to learn to make a more informed decision! Stick around for more information.
| APR | 7.99 – 23.43% Variable; |
| Loan Purpose | Credit card consolidation, Home improvements, Relocation assistance, and Medical procedures; |
| Loan Amounts | $5,000 – $100,000; |
| Credit Needed | 650 minimum; |
| Origination Fee | None; |
| Late Fee | None; |
| Early Payoff Penalty | None. |
SoFi Personal Loan: how does it work?
SoFi is widely praised as an online lending platform that can offer unsecured personal loans to people in most states.
Overall, the SoFi Personal Loan looks very attractive, considering its loan amounts of up to $100,000 and terms ranging from two to seven years.
It requires a minimum credit score of 650, but highly qualified applicants could be offered the best rates and sizable loan amounts.
Additionally, SoFi loans are typically used for personal, family, or household purposes, and their process approvals quickly. So if you’re looking for an honest, reliable resource to get the funds needed quickly, SoFi is definitely worth checking out.
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Is it worth it to apply for SoFi Personal Loan?

SoFi offers a personal loan that could be right for you with no hard credit check and easy prequalification. Also, they provide loan amounts up to $100,000 and typically have funds deposited in as little as two days.
In addition, SoFi advertises low fixed rates beginning at 7.99% APR. Nevertheless, SoFi personal loans may not be the most accessible option for some.
So, when considering this loan product, you must analyze every detail! To help you with that, we’ve compared the benefits and disadvantages below! Check out below.
Benefits
- Get prequalified for a personal loan in minutes, with no hard credit check;
- Fund your loan in as little as two days;
- Borrow up to $100,000 and choose a term of either three or five years;
- Rates start at 7.99% APR.
Disadvantages
- This type of loan does not allow for the addition of co-signers;
- Qualification requirements can be high in some specific cases.
What credit scores are required for the application?
To apply for the SoFi Personal Loan in this review, you need a reasonably good credit score. Moreover, a minimum score of 650 is required to make this request.
However, the higher your credit score, the greater the chances of qualifying for a higher amount. Also, higher credit scores guarantee lower associated APR fees.
SoFi Personal Loan: applying for this loan today
Sofi Loan is an excellent option for those seeking financial help to solve small issues. Plus, the application can be made online by filling out a form. Learn more about how to apply in the post below.
SoFi Personal Loan: how to apply now!
Learn how to apply for the SoFi personal loan. No hidden fees. Borrow up to $100k and use it for multiple purposes. Read on to learn more.
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