Applying for the Total Visa® Card: learn how!

Is rebuilding credit a problem for you? See how to apply for the Total Visa® Card and recover your credit score.


by Sabrina Paes

Published on 10/10/2022

Total Visa® Card: start building credit now!

Total logo
Read on to learn how to apply for the Total Visa® Card! Source: Total Card Visa®

The Total Visa® Card is a versatile and very useful option for rebuilding your credit score. In this sense, it is not necessary to have a good credit score to apply and have zero monthly fees in the first year.


Credit Card

Total Visa®

credit monitor build credit

$300 credit limit. Apply with a low score.

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The application is simple, fast, and easy and can be done online or via a smartphone app. It is essential to meet some requirements and have separate documentation. Find out how to proceed with your request.


Apply online

smilling woman holding laptop and credit card
Find out how to apply online and get your card! Source: Freepik

To apply for the Total Visa® Card, you must be over 18 years of age and be a US citizen. You can apply online using a computer or notebook with internet access.

Just fill in the registration with your personal and financial data. Finally, wait for your review to return.

Apply using the app

There is not much information about a mobile app for you to use with this card. So, you’ll need to follow the steps on the topic above to complete your application process.


Total Visa® Card vs. First Access Visa® Card

Credit cards for bad scores can help you have extra cash for purchases. Plus, they’re great for boosting your score, rebuilding credit, and helping pay off some bills.

The Total Visa® Card, as we have seen here, does not require a good FICO score. You get a good credit limit at reasonable rates and still have a good usage report sent to the main agencies.

Another interesting option is the First Access Visa® Card. It also serves people with bad or fair credit scores. It has similar rates but with an interesting welcome bonus. Check out ou comparison below!

Total Visa® Card

  • Credit Score: Bad/Fair;
  • Annual Fee: $75 for the first year, then $48;
  • Regular APR: 34.99%;
  • Welcome bonus: N/A;
  • Rewards: This card does not offer a rewards program.

First Access Visa® Card

  • Credit Score: Bad/Fair Score;
  • Annual Fee: $75 year one, $48 thereafter;
  • Regular APR: 34.99%;
  • Welcome bonus: No monthly fees for the first year;
  • Rewards: N/A.

And if you’re interested in knowing how to apply for the First Access Visa® Card, check out our post below to find out!

First Access card logo

How to apply for the First Access Visa® Card?

You can get a good credit card even with a low score. Just read our post and learn how to apply for the First Access Visa® Card!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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