The Unique Platinum Credit Card from MyUnique Outlet is no longer available or accepting applications. This article provides limited information about the credit card. Below, we’ll bring another credit card option for you!

Unique Card Services is the issuer of the Unique Platinum credit card, an online merchandise card that can be used for purchases at My Unique Outlet’s webstore. Once you sign up, you will get an unsecured $1,000 credit limit with no credit, income or employment checks. Approval is fast and stress-free.

A few other perks worth mentioning are discounts on products purchased at the online drugstore RxSpark, roadside assistance, legal assistance, not to mention their Unique Rewards Program. All this easy access, however, does come at a cost. The Unique Platinum credit card charges hefty monthly fees ranging from $19.95 to $29.95.

Have a look at some important numbers you should know about this credit card.

When Unique Platinum gives you a $1,000 of unsecured credit, it finds its own way of securing it by making sure you spend it in the right place. This credit line is meant to be used exclusively on purchases at My Unique Outlet, their own online department store.

When a subprime credit card offers you such a big credit limit with no credit checks, you have to guess it is not free money and that something is up. Yes, having $1,000 to spend at whatever store you choose beats being obliged to spend it in one single place. But as a poor credit bearer, you are a risk to the card issuer. They have to manage you somehow.

This is a product especially planned for individuals facing difficulties getting access to a credit card due to a bad credit score. If you would like to avoid another hard inquiry on your credit report, this card makes things a lot more simple by not running credit checks. This does not guarantee you will be approved for the card, but it does increase the odds.

You might also be looking to rebuild your credit score. You can use Unique’s card’s $1,000 limit as an alternate credit line to reduce your credit utilization ratio. The card issuer reports to TransUnion, which adds up to you rebuilding your credit score.

Applying for the Unique Platinum is no longer possible. The credit card is no longer available. So below, check another credit card option to help you with your search!

The information provided was accurate at publication, though certain offers may no longer be applicable.