Credit Cards
United℠ Business Card Review: Amazing Rewards
Get a United℠ Business Card and earn up to 2 miles per dollar. There is no annual fee in the first year - perfect for small business owners! Read on to learn more!
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United℠ Business Card: exchange dollars for miles and earn an initial bonus of up to 75,000 miles

Getting a credit card with multiple rewards might seem difficult these days. But don’t worry. Read our United℠ Business Card review and learn how to get this card.
It was designed for small businesses that want elite-like benefits without having to qualify for the United Airlines elite status. This article will explain how this card works and more. Keep Reading!
- Credit Score: Good – Excellent;
- Annual Fee: $0 intro annual fee for the first year, then $150;
- Regular APR: 19.99%–28.49% Variable;
- Welcome bonus: 75,000 bonus miles after spending $5,000 on purchases in the 1st three months from account opening;
- Rewards: 2 miles for every $1 spent with United® purchases on eligible services, 1 mile for every $1 spent with the card on all other purchases.
How does the United℠ Business Card work?
With the United℠ Business Card, frequent flyers get an unbeatable offer. They can earn 2 miles per dollar on purchases from United and other select vendors such as dining outlets, gas stations, and office supplies.
Also, other transactions are awarded 1 mile for each buck spent! That’s not all – cardholders benefit from the free first-checked bag when booking through United, plus priority boarding is to travel companions.
Every year customers receive 2 complimentary club lounge passes along with 25% off food & beverage in-flight Wi-Fi purchased aboard United aircraft!
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United℠ Business Card pros and cons
The United℠ Business Card in this review has several benefits for those who are always traveling. After all, you accumulate miles and can redeem them.
However, you will need to pay a relatively high APR and shoulder an annual fee to enjoy this. Then check out the main pros and cons of this option.
Pros

- Earn bonus miles and credits on all purchases;
- No foreign transaction fees;
- Get employee cards at no additional cost;
- Redeem your miles for flights, hotel stays, car rentals, and more;
- 24/7 customer service;
- $0 annual fee for the first year.
Cons
- Potentially high APR fee;
- There isn’t any type of introductory offer to reduce the cost of the APR;
- Very high cash advance fees;
- Balance transfer has high fees associated with it.
Does my credit score need to be good?
The United℠ Business Card has several benefits and a very attractive bonus. As a result, it is ideal for those who like to travel as their expenses are converted into miles to use.
Therefore, to use the benefits of this card, you need to have a good or excellent credit score. Furthermore, you need to have a score between 690 and 850 to apply.
Want to apply for the United℠ Business Card?
United℠ Business Card can be a valuable tool for businesses who frequently travel with United Airlines and have United-related expenses. Cardholders can earn 2 miles per dollar on United purchases.
However, you need to meet some requirements and apply for these benefits. Keep reading our full article and learn how the application process works. Let’s go!
Apply online
Applying for United℠ Business Card is easy and convenient. Firstly, you must access its official website to get started. You can choose to apply online as a guest or register first.
However, before applying, you must fill in personal information such as name, date of birth, social security number, and contact e-mail.
Additionally, you need to provide your address data, such as ZIP code, city, and state. Next, you will have to submit your data for score consultation before submitting the request and waiting for approval.
Remember that you must be above 18 years old with a valid social security number. Also, you must have a good or excellent credit score to be eligible for the United℠ Business Card application.
Apply using the app
United℠ Business Card is an easy way to manage your business expenses. Applying for it is simple and done entirely online through the official website. Nevertheless, users can count on an excellent mobile app.
You can access a wide range of features when downloading Chase’s free mobile app on iOS and Android, making spending management a breeze.
United Business Card makes spending easy, whether out at a restaurant with clients or away on business at an airport.
United℠ Business Card vs. Chase Ink Business Cash® Credit Card

The United℠ Business Card is perfect for anyone who loves to travel. After all, you exchange dollars for miles, and thus it can offset the value of your flights. Plus, you get an introductory bonus of 75,000 miles.
However, if you prefer to earn cashback on your purchases, the Chase Ink Business Cash® Credit Card should be your choice. After all, with it, you have up to 5% of your money back.
Check out the comparison and make your choice:
United℠ Business Card
- Credit Score: Good – Excellent;
- Annual Fee: $0 intro annual fee for the first year, then $150;
- Regular APR: 19.99%–28.49% Variable;
- Welcome bonus: 75,000 bonus miles after spending $5,000 on purchases in the 1st three months from account opening;
- Rewards: 2 miles for every $1 spent with United® purchases on eligible services, 1 mile for every $1 spent with the card on all other purchases.
Chase Ink Business Cash® Credit Card
- Credit Score: Good – Excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR on Purchases for 12 months from account opening. After that, 17.49%-23.49% Variable APR;
- Welcome Bonus: $900 back after spending the first $6,000 within the first three months from account opening;
- Rewards: 5% cash back on purchases of $25,000 spent on stationery, internet, and phone services (combined purchases), 2% cash back on the first $25,000 spent at restaurants and gas stations, and 1% on other purchases.
Has the Chase Ink Business Cash® Credit Card got your attention? Excellent! Read the following article and learn how the application process works.
How to apply for the Chase Ink Business Cash® Card
Wondering how to apply for the Chase Ink Business Cash card? Wonder no more! Enjoy cash back, 0% intro APR, and more. Read on!
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