Debit Cards
Walmart MoneyCard Full Review
A prepaid debit card is ideal for better control of finances. Then get to know the Walmart MoneyCard and its benefits. Read on!
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Walmart MoneyCard: Up to 3% cash back at Walmart.com!

Walmart is one of the largest grocery chains in the world, and many people shop online. However, many people don’t know that the network has its card. You will check the benefits in this Walmart MoneyCard review!
After all, according to the company, the card does not provide financing, only some benefits. Check out more about this option.
- Credit Score: No requirements;
- Annual Fee: No annual or monthly fee;
- Regular APR: None;
- Welcome bonus: None;
- Rewards: 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, and 1% at Walmart stores (up to $75 each year).
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How does the Walmart MoneyCard work?
The Walmart MoneyCard in this review is a prepaid debit card with associated benefits. In that sense, you can add money and then enjoy some cashback.
This card option brings 3% cash back at Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores, which can reach up to $75 each year. This card is for you if you use the Walmart network a lot.
However, it has some fees for top-ups directly at the Walmart cashier and some transfers.
Walmart MoneyCard pros and cons

As you’ve seen so far, the Walmart MoneyCard review is a great card for anyone who uses the network frequently. After all, it brings some cashback benefits for purchases on the network and partners.
However, this card has some associated fees for specific services. Also, it charges monthly maintenance fees if there is no big deposit. Check out the pros and cons of this option.
Pros
- Annual reimbursement of up to $75;
- Cashback is very advantageous for those who frequently use the network
- Multiple free withdrawals through 5,000+ Walmart points;
- Free charges via the MoneyCard app or at Walmart stores;
- Possibility of free direct deposit or receipt of benefits up to 2 to 4 days in advance;
- Ease of paying bills online.
Cons
- A direct deposit of over $500+ is required in the previous monthly period, so you don’t have to pay the monthly card fee;
- Withdrawals from third-party ATMs have an associated fee;
- Cash top-up has an associated fee directly at the Walmart checkout or partner retailers.
Does my credit score need to be good?
The Walmart MoneyCard presented in this review does not provide descriptions regarding credit scores. After all, as this type of card does not allow financing, only cash payment, the credit score is not considered.
Want to apply for the Walmart MoneyCard?
Anyone who uses the Walmart network often will love this tip. After all, Walmart MoneyCard is a prepaid debit card with various rewards. And, of course, these rewards are reversed in purchases.
However, to enjoy these benefits of 1 to 3% cashback, it is important to know how to apply them correctly. However, as no credit score is required, you can apply simply and easily. Check step by step.
Apply online

Walmart MoneyCard is a great prepaid debit card for those who use the network.
As it is a debit card and does not allow financing, the application does not require you to have a good credit score. After all, it is not analyzed.
However, you need to fulfill other requirements. Firstly, it is essential to be over 18 years of age and have a legal document as a US citizen. In addition, it is important to have internet access to fill in the data.
To make the application online, it is essential to use a device with internet and website access.
Therefore, you can open your account completely online quickly and easily. Thus, the card should arrive at your house in a few days.
Apply using the app
You’ll need to access the official website to complete the application process for this card. Also, you’ll need to create your Walmart account before you can apply for the card.
Walmart MoneyCard vs. Chime® Debit Card
Finding a good prepaid debit card can be quite a challenge. However, Walmart MoneyCard can meet your needs and still bring attractive rewards.
After all, this card option brings between 1 and 3% cashback on online and physical Walmart purchases.
That way, you make a more conscious consumption and avoid credit card indebtedness. This makes you use only your money and is placed on the Walmart card.
However, you can also look into other prepaid debit card options. One such option is the Chime® Debit Card. It has similar features and doesn’t require a credit score, but it has no rewards. Check it out below.
Walmart MoneyCard
- Credit Score: No requirements;
- Annual Fee: No annual or monthly fee;
- Regular APR: None;
- Welcome bonus: None;
- Rewards: 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, and 1% at Walmart stores, which can reach up to $75 each year.
Chime® Debit Card
- Credit Score: N o requirement;
- Annual Fee: There are no monthly fees;
- Regular APR: None;
- Welcome bonus: None;
- Rewards: None.
If the Walmart MoneyCard is not the best choice for you, check out our post below about how to apply for the Chime® Debit Card!
How to apply for the Chime® Debit Card
If you need a debit card with no monthly or hidden fees to save money, read on to learn how to apply for the Chime® Debit Card!
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