Credit Cards

Wells Fargo Autograph℠ Card review: Earn Rewards

Wells Fargo just came out with a new rewards credit card. Is it worth signing up for? Check out our in-depth review and find out how it works and its main perks! Keep reading to learn more!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Wells Fargo Autograph℠ Card: No annual fee or foreign transaction fees

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Read this Wells Fargo Autograph℠ Card full review and learn more. Source: Wells Fargo

If you want a great rewards credit card, this Wells Fargo Autograph℠ Card review will have you covered. After all, this card has an introductory bonus, accrual of points for exchange, and a reasonable APR.

card

Credit Card

Wells Fargo Autograph℠

Rewards Visa Benefits

0% intro APR for 12 months. Earn bonus points while spending.

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With the Wells Fargo Autograph℠ Card, you get an introductory APR of 0% and earn 30,000 points after $1,500 spent. Also, you have no annual or foreign transaction fees. Learn all about this card here.

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR on Purchases for 12 months from account opening. Then, 18.74%, 24.74%, or 28.74% Variable APR;
  • Welcome bonus: Limited offer of 30,000 bonus points after $1,500 worth of purchases in the first three months;
  • Rewards: 3X on restaurants, travel, and other eligible purchases; and 1X points on other purchases;
  • Terms apply.

How does the Wells Fargo Autograph℠ Card work?

Wells Fargo has an amazing offer to get you started with the Wells Fargo Autograph℠ Card. You can earn a $300 cash redemption value by spending $1,500 in the first 3 months.

Not only that, you can earn unlimited 3X points on dining out, travel, gas stations, and more, and 1X points on all other purchases. Also, you can get 0% intro APR for 12 months from account opening on purchases.

Enjoy cell phone protection of up to $600 and redeem your rewards points for travel or statement credits -all for zero annual fees! Take advantage of this limited-time offer and experience what Wells Fargo Autograph℠ Card offers.

Wells Fargo Autograph℠ Card pros and cons

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Compare the Wells Fargo Autograph℠ Card pros and cons. Source: Pexels

You are surely discovering a new option in this Wells Fargo Autograph℠ Card review. However, we’ve brought you some of this card’s main pros and cons so you can choose.

While it’s a great card for people with a good credit score, it also has some cons. One is the high APR rate if you have a lower credit score. Check out the main pros and cons.

Pros

  • Earn 3x points on a variety of spending categories, including everyday staples and niche offerings;
  • 0 percent intro APR period on purchases for 12 months from account opening;
  • 30,000 points after spending $1,500 within the first 3 months of account opening;
  • Accumulation of points to exchange for benefits.

Cons

  • APR rates will be high if you have a relatively lower credit score;
  • You will not be able to transfer points to loyalty programs, and uses may be limited;
  • There are no associated luxury perks;
  • Requires a good or excellent credit score to apply.

Does my credit score need to be good?

The Wells Fargo Autograph℠ Card has several associated benefits. For example, Exchange Points accrual, 0% introductory APR, and $0 annual fee. Therefore, for you to apply, you need to have a good credit score.

Consequently, you’ll need a credit score of at least 690 to qualify for this card. Also, the higher the credit score, the lower the fixed rate APR associated with it later. Therefore, it is the ideal option for people with excellent credit scores.

Want to apply for the Wells Fargo Autograph℠ Card?

Wells Fargo Autograph℠ Card is offering an exciting limited-time offer. Spend $1,500 in purchases in the first 3 months and earn 30,000 bonus points, meaning a redemption value of $300 cash!

card

Credit Card

Wells Fargo Autograph℠

Rewards Visa Benefits

0% intro APR for 12 months. Earn bonus points while spending.

You will be redirected to another website

The application can be made online, and it’s simple. Plus, you can have your card quickly after approval and control spending through the mobile app. Learn how to apply!

Apply online

Applying for the Wells Fargo Autograph℠ Card is a fast and easy process. To qualify, customers must have excellent credit and earn an above-average income.

Once you’ve determined that you meet the qualifications, Wells Fargo makes it simple to apply online in just a few minutes. The online application can be made through the official Wells Fargo website.

You will need to have some basic requirements. As a result, you must be over 18 years old and have a valid social security number. In addition, it is important to have a personal home address.

If you meet these requirements, you will be able to apply. Then, you must put your personal and financial data in the form and send it. In addition, you must consent to the use of information and other details.

Remember: when applying for the Wells Fargo Autograph℠ Card, it’s important to thoroughly read through all of the terms and conditions before agreeing. Hence, you fully understand how the process works.

By doing this, you’ll enjoy a smooth application experience while also having peace of mind knowing exactly what will happen during the process of becoming a Wells Fargo Autograph Cardmember.

Apply using the app

Application for the Wells Fargo Autograph℠ Card is made exclusively online. You need to follow the same steps as the online application to make your request. Therefore, you must enter the official website and follow the steps.

However, it is worth downloading the official application to track your expending. This way, you can monitor your finances and maintain your credit score.

Wells Fargo Autograph℠ Card vs. Bank of America® Unlimited Cash Rewards

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Compare two cards before deciding. Source: The Stealth Capitalist

With the Wells Fargo Autograph℠ Card, you’ll enjoy accumulating consecutive points to redeem for benefits. And you can also enjoy great introductory bonuses. However, it is not the only option.

You can also think of Bank of America® Unlimited Cash Rewards, an excellent card. It is also aimed at people with a good credit score and brings up to 1.5% cash back on all purchases.

In addition, you can also enjoy a very interesting introductory bonus. See how the Wells Fargo Autograph℠ Card compares to this alternative.

Wells Fargo Autograph℠ Card

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR on Purchases for 12 months from account opening. Then, 18.74%, 24.74%, or 28.74% Variable APR;
  • Welcome bonus: Limited offer of 30,000 bonus points after $1,500 worth of purchases in the first three months;
  • Rewards: 3X on restaurants, travel, and other eligible purchases; and 1X points on other purchases;
  • Terms apply.

Bank of America® Unlimited Cash Rewards

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Regular APR: 0% introductory APR during your first 18 billing cycles for purchases and balance transfers you make within the first 60 days from account opening. Then, 17.74%-27.74% Variable APR;
  • Welcome bonus: $200 cash reward after spending $1000 during the first 3 months;
  • Rewards: 1.5% cashback on all types of purchases without distinction;
  • Terms apply.

Are you interested in learning more about the Bank of America® Unlimited Cash Rewards? Then read our following article and learn how to apply for it!

Bank of America® Unlimited Cash Rewards credit cards

Bank of America Unlimited Cash Rewards application

A step-by-step guide for you to apply for the Bank of America Unlimited Cash Rewards today!

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