Loans
Ensure up to $100K quickly: Wells Fargo Personal Loan Review
Discover the ins and outs of Wells Fargo's Personal Loan in this comprehensive review! Enjoy rate discounts and more!
Advertisement
Ensure the money you need quickly – hassle-free process!
Are you looking for a personal loan for larger purchases? Then dive into our Wells Fargo Personal Loan review, uncovering its fees, good points, and drawbacks.
Apply for Wells Fargo Personal Loan
Apply for a Wells Fargo Personal Loan Easily – borrow up to $100K with affordable conditions. Keep reading and learn how!
Find out now if this loan is what you seek and how much you can get. Then keep reading!
| APR | 7.49% to 23.74%; |
| Loan Purpose | Multiple purposes, such as debt consolidation, home improvements, major purchases, and more; |
| Loan Amounts | From $3,000 to $100,000; |
| Credit Needed | Not disclosed; |
| Terms | 12 – 84 months; |
| Origination Fee | None; |
| Late Fee | $39 (after 10 day grace period; |
| Early Payoff Penalty | None. |
Wells Fargo Personal Loan overview
Wells Fargo’s Personal Loan has flexible terms. It can be used mainly for home renovations, debt consolidation, and large purchases.
Thus, you can borrow anywhere from $3,000 to $100,000 with flexible terms of 12 to 84 months at almost no fees.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Low fees
One of the biggest benefits of a Wells Fargo Personal Loan is that the fees are extremely low.
Therefore, you won’t have to worry about origination, closing, or early payment fees.
Same day approval
Additionally, Wells Fargo promises same-day approval and flexible repayment terms that make adjusting your payments to meet your budget easy.
Rate Discounts for existing customers
Indeed, previous customers can qualify for a rate reduction upon signing up for autopay.
- 0,50% discount: Private Bank Checking account, Fargo Premier Checking account, or Wells Fargo Prime Checking account members;
- 0,25% discount: Other accounts, such as the Way2Save account.
Is it worth it to apply for Wells Fargo Personal Loan?
A Wells Fargo Personal Loan suits whatever purpose you want, such as home improvements, debt consolidation, and major purchases.
However, like every financial decision, there are pros and cons to consider before making a decision. So check them out.
Benefits
- Low fees;
- Fast approval;
- Flexible terms;
- Good lending amount range.
Disadvantages
- New customers can’t apply online;
- Qualification requirements are too vague;
- Branches are limited to some states.
What credit score is required for the application?
Wells Fargo doesn’t disclose their credit score requirement for Personal Loans. However, a good credit score can increase the chances of approval.
How does the application process work?
Do you need funds for your home renovation, debt consolidation, or big purchase?
Indeed, applying for a Wells Fargo Personal Loan is easy. Further, find out more about our requirements and application process. So read on!
Apply for Wells Fargo Personal Loan
Apply for a Wells Fargo Personal Loan Easily – borrow up to $100K with affordable conditions. Keep reading and learn how!
Trending Topics
Top online brokers in Canada: find the most popular ones!
Learn about the top online brokers in Canada, and the best trading apps for you to make sound investment decisions for your investor profile.
Keep Reading
Apply for The Credit People: credit recovery made simple
The Credit People is a great option to restore your name in the financial market. Learn how to apply for The Credit People and succeed.
Keep Reading
Auto Loans: all you need to know before financing your new car
Do you know how you can buy your new car? With auto loans. Check out how you can buy your dream car quickly.
Keep ReadingYou may also like
Upgrade Rewards Checking Account review: read before applying
Want to have the best checking account in town? Don't miss out on our Upgrade Rewards Checking Account review to learn more!
Keep Reading
What are the retirement accounts alternative to a 401(k) plan?
If you're looking for retirement accounts that will give you the most financial freedom, skip the 401(k). Here are two better options.
Keep Reading
Applying for the U.S. Bank Cash+™ Visa Signature® Credit Card: learn how!
The U.S. Bank Cash+™ Visa Signature® Card lets you select your categories to earn 5% cash back and has no annual fee. Learn how to apply!
Keep Reading