Applying for the Aspire® Credit Card: learn how!

The Aspire® Credit Card is an excellent choice for people with poor or low credit scores. See how to apply and be approved.


by Sabrina Paes

Published on 11/18/2022

Aspire® Credit Card: easy application process!

Aspire® logo
Learn how to apply for the Aspire® Credit Card! Source: Aspire®

Ensuring financial health is what everyone seeks, but it is not always possible. The Aspire® Credit Card is aimed at people with a bad credit score. That is, if you have a score of 300, be on the lookout for this card.


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However, to take advantage of this opportunity, it is important to know how to apply correctly.

In this sense, the Aspire® Credit Card is a card that can be requested online or through the app. Want to know more? Continue reading.

Apply online

Applying for the Aspire® Credit Card is relatively simple, and you can do it using your notebook, tablet, smartphone, or computer.

If you want to apply online, you need a device with internet access. This device can be a notebook, computer, or tablet. On these devices, you access the site, and then it starts.

It is important to keep in mind that you need to fulfill certain requirements to apply for this card. You must be over 18 and have legal registration as a US citizen.

So, having these requirements, you can go to the official website and submit the form with your personal and financial details. The bank makes an analysis and answers in a short time.

Apply using the app

You can use this card’s mobile app to manage your credit card and get transaction alerts to keep track of your usage. However, you need to apply through the official website!

Aspire® Credit Card vs. Reflex Mastercard® 

aspire and reflex card
See which card is best for your needs! Source: The Stealth Capitalist

The Aspire® Credit Card is an excellent card option for anyone with a bad credit score. After all, with a score of 300, you can apply and be approved. However, APR rates can be a little high.

However, you can also choose from other cards if you have a bad credit score.

An interesting option is the Reflex Mastercard®. It has very similar features and a good monthly usage report. Check out the comparison.

Aspire® Credit Card

  • Credit Score: 300 to 850;
  • Annual Fee: $49 to $175. Then, $0 to $49 annually;
  • Regular APR: 22.74% to 36% variable APR;
  • Welcome bonus: None;
  • Rewards: 3% cash back rewards on qualifying gas, grocery, and utility purchases and some payments. Also, you can earn a 1% cash-back reward on any other eligible purchase (valid if you enroll in the cash back rewards program).
  • Terms apply.

Reflex Platinum Mastercard® 

  • Credit Score: Fair / Bad;
  • Annual Fee: Read terms;
  • Regular APR: 24.99% to 29.99% variable APR;
  • Welcome bonus: N/A;
  • Rewards: None.

If the Reflex Mastercard® meets your needs better, check out our post below to learn how to apply for this card!

reflex card

How to apply Reflex Mastercard® 

Need some help with your credit score? Reflex Mastercard® can help. See how to apply and be approved.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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