Credit Cards

Chase Ink Business Cash® Credit Card full review

Read our comprehensive Chase Ink Business Cash credit card and find out if this card is the right option for your needs. Earn a welcome bonus and up to 5% cashback!

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by Sabrina Paes

01/01/2023 | Updated on 01/26/2023

Chase Ink Business Cash® Credit Card: up to 5% cashback on selected purchases and more

Chase Ink Business Cash® Credit Card
Chase Ink Business Cash® Credit Card full review. Source: Stealth Capitalist

Do you need a new credit card with multiple perks? Then read our Chase Ink Business Cash® Credit Card review. This card offers up to 5% cashback and many benefits.

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How to apply for the Chase Ink Business Cash® Card

Wondering how to apply for the Chase Ink Business Cash card? Wonder no more! Enjoy cash back, 0% intro APR, and more. Read on!

We’ll explain all this credit card is about. We’ll also compare the main advantages and disadvantages so you can make a more informed decision. Are you ready? Then Let’s get started.

  • Credit Score: Good – Excellent;
  • Annual Fee: $0;
  • Regular APR: 0% intro APR on Purchases for 12 months from account opening. After that, 17.49%-23.49% Variable APR;
  • Welcome Bonus: $900 back after spending the first $6,000 within the first three months from account opening;
  • Rewards: 5% cash back on purchases of $25,000 spent on stationery, internet, and phone services (combined purchases), 2% cash back on the first $25,000 spent at restaurants and gas stations, and 1% on other purchases.

How does the Chase Ink Business Cash® Credit Card work?

Chase Ink Business Cash® Credit Card brings you an option that offers many rewards and benefits to business owners. Thus, customers can earn a $900 bonus cash back after spending $6,000 in the 1st three months.

This credit card charges no annual fee, which can be an excellent way to save money. Additionally, it has a 0% intro APR period for 12 months after account opening.

Customers can also enjoy up to 5% cash back rewards which can be redeemed for gift cards, travel, and more.

Furthermore, Chase Ink Business Cash® Credit Card is one of the best options for businesses looking for a straightforward cashback program amidst all the loyalty programs.

Chase Ink Business Cash® Credit Card pros and cons

Young fun man of African American ethnicity in yellow shirt using mobile cell phone hold credit bank card do online shopping order delivery booking tour isolated on plain pastel light blue background.
Compare the Chase Ink Business Cash® Credit Card pros and cons. Source: Adobe Stock

Now that you know how the Chase Ink Business Cash® Credit Card works, it is time for you to compare its pros and cons. After all, you don’t want to make the wrong decision. Check it out.

Pros

  • Very attractive rewards with up to 5% cash back on select purchases;
  • Welcome Bonus with the return of up to $900 in the first three months of from account opening;
  • No annual fee;
  • Very generous 0% intro APR period.

Cons

  • You need a good or excellent credit score to apply;
  • Outside of the bonus categories, the cashback rate is considered low.

Does my credit score need to be good?

The Chase Ink Business Cash® Credit Card featured in this review has several included benefits and low APR. Therefore, it is a card aimed at people with a higher credit score.

You need to score between 690 and 850 to qualify for this card. In addition, it is important to be over 18 and a US citizen.

Want to apply for the Chase Ink Business Cash® Credit Card?

This Chase Ink Business Cash® Credit Card review brought up many interesting aspects of this option. If you believe it’s ideal for your case, find out how to apply it with the post we’ve separated to help you.

Chase logo

How to apply for the Chase Ink Business Cash® Card

Wondering how to apply for the Chase Ink Business Cash card? Wonder no more! Enjoy cash back, 0% intro APR, and more. Read on!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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