Applying for the Surge Mastercard® Credit Card: learn how!

A good credit score may be all you need and Surge Mastercard® Credit Card can help. See how to apply correctly and be approved.


by Sabrina Paes

Published on 10/16/2022

Surge Mastercard® Credit Card: fast and easy application!

Surge logo
Learn how to apply for the Surge card! Source: Surge Card Info

Rebuilding credit is important to expand possibilities. In this sense, the Surge Mastercard® Credit Card can help you improve your credit score and get a loan or line of credit.


Credit Card

Surge Mastercard®

low score credit-building

Initial credit up to $1000. Limit doubles after 6 months of good use.

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However, to increase the chances of approval, it is essential to have knowledge about the application. It can be done online or by the app. Want to know more? So keep reading!


Apply online

Young man in front of a laptop
Find out how to apply online! Source: Freepik

The Surge Mastercard® Credit Card does not require a minimum credit score to apply. However, it is important that you meet the requirements.

You can analyze if you are eligible to apply during the application.

Then you will need to provide personal details such as an address, age, and job. In addition, you will need to provide an income value. Then, just submit and wait for the result of the request.

Apply using the app

If you are looking for ways to apply through a mobile app, you won’t be able to do it. You can only apply through the official website.


Surge Mastercard® Credit Card vs. FIT Mastercard

The Surge Mastercard® Credit Card is great for building credit. It has high fees attached to ensure the creditor pays on time.

However, the FIT Mastercard can be an interesting alternative. It has very similar APR and annual rates. However, their monthly fee is lower, although there is no welcome bonus.

Surge Mastercard® Credit Card

  • Credit Score: Poor / Fair / Bad;
  • Annual Fee: $75 – $99;
  • Regular APR: 24.99% – 29.99% (Variable);
  • Welcome bonus: N/A;
  • Rewards: There are no rewards, only credit reconstruction with the good use report to the main agencies in the country.

FIT Mastercard

  • Credit Score: Poor / Fair;
  • Annual Fee: Read terms;
  • Regular APR: 29.99% variable;
  • Welcome bonus: no welcome bonus;
  • Rewards: There are no rewards, only credit reconstruction with the good use report to the main agencies in the country.

If you like the features of the FIT Mastercard, read our post below to learn how to apply for it!

Fit mastercard credit card

How to apply for the Fit Mastercard card?

Facing financial trouble can happen to everybody. But you can always rebuild your economic life with good information and discipline. The Fit Mastercard can help you.

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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