Credit Cards

Applying for the Wells Fargo Reflect® Card: learn how!

If you're looking for a credit card with unique benefits, the Wells Fargo Reflect® Card is worth considering. Keep reading, learn how to apply and enjoy this card's multiple perks!


by Sabrina Paes

12/14/2022 | Updated on 12/29/2022

Wells Fargo Reflect® Card: Longer than average intro APR and simple application

Learn how to apply for the Wells Fargo Reflect® Card. Source: Wells Fargo

Wells Fargo Reflect® Card is an excellent credit card option available in the market. It guarantees great benefits and an easy application process. It is a great choice for its long 0 percent introductory APR period.


Credit Card

Wells Fargo Reflect®

No annual fee Easy and Quick

0% APR for up to 21 months and Visa benefits.

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Applying for this credit card is an easy and convenient process. You can do it completely online; we are here to show you how! Keep reading to learn more about it!

Apply online

Wells Fargo Reflect® Card is a great way to make managing your finances easy. To apply, you must fill out an online form with your personal information, such as address, name, and Social Security Number.

Additionally, applicants must be 18 years or older to qualify for this card. This form will allow Wells Fargo to review applicants’ credit histories and better understand their financial responsibility.

Wells Fargo offers customer support anytime during regular business hours to simplify the application process.

Potential customers are encouraged to call Wells Fargo if they have any questions regarding the eligibility requirements.

Apply using the app

The application is made exclusively online through the website. Therefore, you need to access the browser to complete the application process.

However, you can download the official app to track your expenses and control your finances. This app is available for Android and iOS and has great user reviews for the experience.

Wells Fargo Reflect® Card vs. PREMIER Bankcard® Secured Credit Card

credit cards
Compare the Wells Fargo Reflect® Card and the PREMIER Bankcard® Secured Credit Card benefits. Source: The Stealth Capitalist

The Wells Fargo Reflect® Card is a great option for anyone with a good credit score. After all, you don’t have an annual fee associated with it, and you can earn an APR of 17.24% if you have a very high credit score.

Additionally, this option has an initial 0% APR for the first 21 months (terms apply). Thus, you can sustainably organize your finances. However, it is not your only option! Meet PREMIER Bankcard® Secured Credit Card!

With this card, you can rebuild your credit at an annual fee of $50 and an APR of up to 19.9%. While it has no associated introductory or ongoing benefits, it will help improve your financial health. Check out the comparison between the options.

Wells Fargo Reflect® Card

  • Credit Score: Good to Excellent (670 – 850);
  • Annual Fee: $0;
  • Regular APR: 0% intro APR for 18 months from account opening on purchases and eligible balance transfers (possible extension for 3 months). Then, 17.24% to 29.24% variable APR;
  • Welcome bonus: N/A;
  • Rewards: Up to $600 of cellphone protection for eligible theft or damage when using your card to pay your cellphone bill each month;
  • Terms apply.

PREMIER Bankcard® Secured Credit Card

  • Credit Score: Under 500;
  • Annual Fee: $50;
  • Regular APR: 19.9%;
  • Welcome bonus: N/A;
  • Rewards: Credit building for new card users.

Has the PREMIER Bankcard® Secured Credit Car

premier card

How to apply PREMIER Bankcard® Secured Credit Card

Having a good credit-building card is crucial if you need to improve your finances. So, check out how to apply for the PREMIER Bankcard® Secured Credit Card!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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