Credit Cards

Total Select Visa Card full review

Total Select Visa Card is a good option for all credit score types. After all, it's an option that accepts even the bad and poor level. Read on to learn more!

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by Sabrina Paes

12/30/2022 | Updated on 01/26/2023

Total Select Visa Card: use on your favorite shopping websites with confidence

Total Select Visa Card
Read our Total Select Visa Card full review and learn more about this card. Source: Stealth Capitalist

Looking for a new credit card to help you build credit? Then read our Total Select Visa Card review to fins out. Enjoy a initial limit of up to $300.

Total Select logo

Applying for the Total Select Visa Card: learn how

You can apply for the Total Select Visa Card online. Learn how to complete your application and start raising your credit! Read on!

Keep reading our full article and learn what else this credit card offers. We’ve compared its main benefits, as well as its pros and cons. So let’s get started.

  • Credit Score: Bad/Poor;
  • Annual Fee: $75 in the 1st year, $48 annually after;
  • Regular APR: 29.99% on purchases;
  • Welcome bonus: No cash advance fee and monthly servicing fee in the first year. After that, terms apply;
  • Rewards: None.

How does the Total Select Visa Card work?

The Total Select Visa Card featured in this review is a great choice for all credit score types. After all, it’s an option that accepts even the bad and poor levels and starts with a limit of $300.

This limit grows over time according to good use and up-to-date payment. In addition, you have an associated APR rate of 29.99%.

Total Select Visa Cardholders can also count on no monthly service fee or cash advance in the first year.

Additionally, you can use this card for various purposes, from making urgent purchases to small gifts. In this sense, good use is reported to the three main agencies in the country. Thus, the credit score improves over time.

Total Select Visa Card pros and cons

Amazing shocked excited young african woman posing isolated over pink wall background using mobile phone make winner gesture holding credit card.
Compare the pros and cons of the Total Select Visa Card. Source: Adobe Stock

The Total Select Visa Card reviewed here can be a great choice for those who don’t have a favorable credit score. As a result, it can be an excellent way to establish or reestablish credit.

Total Select Visa can still offer great benefits for those with less-than-desirable credit scores and histories. Compare below the Total Select Visa’s pros and cons if you’re considering this option.

Pros

  • All types of credit scores are accepted;
  • Absence of monthly servicing fees and foreign transactions in the first year of use;
  • Reporting to the main credit agencies;
  • Online and fast approval;
  • Free credit monitoring.

Cons

  • Low initial limit;
  • Relatively high APR;
  • This card charges annual fee;
  • Monthly and cash advance fees after the first year.

Does my credit score need to be good?

The Total Select Visa Card has several purposes and helps those who need it most. After all, regardless of your credit score, you can have access to this option. Therefore, this credit card accepts all credit score types.

Want to apply for the Total Select Visa Card?

The Total Select Visa Card is a great option for rebuilding credit and dealing with emergencies. However, to take advantage of these benefits, it is essential to know how to apply for it.

Check out the necessary procedures in the post below.

Total Select logo

Applying for the Total Select Visa Card: learn how

You can apply for the Total Select Visa Card online. Learn how to complete your application and start raising your credit! Read on!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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