Learn more about the best premium credit cards of 2022!

If you’re looking for a premium credit card, this content is for you. These cards have luxury benefits, especially if you like traveling with elite status.

The Stealth Capitalist will give you an overview of the best premium credit cards of 2022. Please take a closer look at each one to find out which one will suit your needs.

Premium credit cards offer VIP benefits and exclusivity on a variety of services. Most of them focus on travel and hotels, with preferred boarding, exclusive lounge access, complimentary hotel reservation upgrades, entertainment experiences, and much more.

These benefits come at a price, and most of the time, it’s high. High annual fees and excellent credit score requirements for approval are standard among these cards.

Let´s get to know more about the best premium credit cards of 2022.

One of the most prestigious credit cards, Platinum has everything to figure on this list. Despite having a high annual fee, this card delivers an extensive list of benefits that make it worthwhile. It would be best to analyze whether its benefits suit your lifestyle or not. It is ideal for those who like to travel and enjoy VIP experiences and Elite status in the best hotels in the world.

In terms of rewards, the Chase Sapphire Reserve stands out among its competitors. With a range of 1x to 10x points in a large variety of categories, this card will provide you with many opportunities to take advantage of your purchases.

This is a premium travel credit card. For this reason, you’ll notice most of these benefits when buying airline tickets, booking hotels, and renting cars. As with most of these premium cards, you need to have an excellent credit score to be approved.

Capital One Venture X Rewards is Capital One’s latest release. But it already stands out among travel cards for its benefits. The minimum you will earn is 2x miles per dollar spent. But you can reach up to 10x if you book the hotel and car rentals through Capital One Travel.

The welcome bonus of 100,000 miles is worth $1,000 in travel purchases. The annual fee is high, but not as much as other premium cards, and if you use it to travel, it will be worth the price.

Do you think Delta airlines are the best one to travel with? If yes, you should get this card. You’ll be rewarded each time you fly Delta and will get premium benefits for it. Use this card to get upgrades and access to lounges to enjoy more comfort on your trips.

And one of the most desired perks this card has to offer is the annual companion certificate. Each year, you get the opportunity to take a friend with you on your favorite trip.

To conclude, this is an American Express card, which gives reliability in every part of the world.

This card is issued by Chase, branded by United Airlines, and has a Visa signature. This is a respectful card and will grant you some status. While traveling, you and your travel companions will enjoy the facilities of United Club and wait for your flights with comfort (and snacks!). You’ll also have Premier Access and two free checked bags when traveling with United Airlines. You’ll get 1x up to 4x miles on purchases on the rewards program. The more significant rewards are for travel expenses with United.

To get this card, you have to be a U.S. Bank customer. It has a slightly lower annual fee than its competitors at the same premium range. Still, it will give you access to airport lounges and premium benefits with the Visa Infinite® Luxury Hotel Collection.

Like most travel cards, it charges no foreign transaction fees, and you can quickly redeem your points at mobile wallets like Apple Pay® and Google Pay™.

This Amex Gold metal card is perfect for gastronomy enthusiasts. You’ll get reward points to buy food at groceries stores and also for dining at your favorite restaurant. And as a travel credit card, it will take you for dinner around the world with VIP benefits.

You’ll also have credits and discounts at many services, and the welcome bonus is very generous.

The Capital One® Savor® Cash Rewards will be good for you if you enjoy going out for dinner and entertainment events. You can get up to 4% cashback and at least 1%. Your cashback is unlimited and will never expire as long as your account stays active.

It has a low annual fee, and the welcome bonus of $300 already compensates for it. It has no foreign transaction fees, and you’ll have premium access to selected cultural events.

This card is issued by Citi® and has a Mastercard® signature, so it is widely accepted. The benefits are directed towards travels with American Airlines. You’ll collect AAdvantage® Miles to enjoy elite status benefits, like access to airport lounges worldwide and free checked bags (terms apply).

Remember: travel cards are for travelers. If you don’t travel very often, you would be better with a no-branded card or a cashback rewards card. Otherwise, you will not enjoy the benefits and it will not be worth the high annual fee.

If you’re a Hilton Hotel enthusiast, you should consider this premium hotel credit card. This is a luxury card for demanding travelers. You’ll get 150,000 Hilton Honors bonus points after spending $4,000 on your first three months using this card.

Like most Premium cards, it has a high annual fee. Every time you consider getting a new credit card, you have to do the maths and see if you’ll get more value in benefits than the annual fee. With this card, you can easily surpass the annual fee with the $250 credit on Hilton resorts and the $250 incidental airline fee.

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