Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

If you’re looking for a top-choice cash back card, this Chase Freedom Unlimited® card review is precisely what you need. This card from Chase has it all: valuable rewards, flexible redemptions, and a worthy sign-up bonus.

But let’s break it down to you. When you sign-up for this card, you get an extra 1.5x value cashback in all of your purchases during the first year of account opening and up to $20,000. Not many cash back card companies measure up when it comes to welcome rewards. 

Not only that, but with no annual fee and a 0% APR intro for 15 billing cycles on purchases and balance transfers, you won’t have to worry about decreasing value to your earnings. 

So, do you want to learn more about all the features, perks, and drawbacks of the Chase Freedom Unlimited®? Read on and see why this product might be perfect for your everyday needs!

Chase Freedom Unlimited® is a great starter card for anyone looking to get into the world of cash back credit cards. It offers a simple and straightforward rewards structure, with no annual fee and a lengthy intro APR period of 15 billing cycles. 

The card has international coverage by Visa, and it’s widely accepted anywhere in the world for both online and in-person shopping.

Its welcome offer is one of the most profitable in the market, adding a 1.5% cash back on all purchases up to $20,000 during the first year. 

Speaking of cash back, they are plenty! You get 5% on travel booked through Chase Ultimate Rewards, 3% on dining, 3% on drugstores, and 1.5% on everything else.

There’s no need to worry about rotating bonus categories or keeping track of purchase limits – just use your card and earn rewards with every purchase.

The flexible rewards redemption allows you to redeem your bonus as cash back, gift cards, travel-related expenses, and Amazon purchases through the Chase Ultimate Rewards program.

The one downside to this card? You need a credit score between Good and Excellent to apply. 

Our Chase Freedom Unlimited® card review would not be complete if we didn’t go over the benefits and drawbacks of this product. See below the main pros and cons this card has to offer so you can make an informed decision. 

Most cards with cash back as their number one advertised benefit require good credit. Therefore, you’ll need a credit score ranging between Good and Excellent to apply for a Chase Freedom Unlimited® card.

The recommended score is between 690 and 850. 

If you’re looking for a straightforward credit card with solid benefits, the Chase Freedom Unlimited® card might be perfect for you. With it, you get 5% cash back on travel bookings by Chase Ultimate Rewards and 3% on dining and drug stores. 

Plus, this card offers a flat 1.5% cash back on all purchases, making it a great option for anyone who wants to simplify their rewards. There are no limits to how much back you can earn.

And if you have other Chase cards, you can pool your rewards together to get even more value. 

Its sign-up bonus and a 0% intro APR for 15 billing cycles for card balances and purchases and $0 annual fee make Chase Freedom Unlimited® a top contender among similar products. 

By making this card a priority for every purchase you make, you’ll be able to maximize your bonus rewards in no time! So, keep reading if you want to learn how to apply for it. 

To apply for this card online, first you need to access Chase’s Credit Cards website. The Chase Freedom Unlimited® card should be the first option on the screen. Click the green “learn more” button.

Chase will list all of the card’s benefits and frequently asked questions about the product so you’ll be sure what you’re signing up for.

If you already bank with the company, you can log in and speed up the application process. If not, you can apply as a guest. 

After that, you’ll need to fill in an online form with personal and financial information and contact details. Ensure you provided all necessary info and read the Terms & Conditions before clicking the “submit” button.

The answer to your request should come shortly in a phone call or through the registered e-mail account.

You can also apply for a Chase Freedom Unlimited® via Chase’s mobile app. You’ll need to download the application and create an account to do so.

Then, click on “credit cards”, select the Chase Freedom Unlimited® option and follow the step-by-step provided by the bank. 

If you feel like the Chase Freedom Unlimited® might not be the card for you, we can help! The Chase Sapphire Preferred credit card is more travel-perks oriented, if that’s what you’re looking for.

So check out the comparison between the two cards below and follow the recommended link if you want to apply for Chase’s Sapphire Preferred option