Reviews

Chase Freedom Unlimited® Review

The Chase Freedom Unlimited® card is an excellent choice for anyone looking for an all-around cash back credit card. With no annual fee and a solid rewards program, this card is hard to beat. Let's take a closer look at what it has to offer.

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Unlimited 1.5% cash back on every purchase, every day

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Chase Freedom Unlimited® credit card full review. Source: Stealth Capitalist

If you’re looking for a top-choice cash back card, this Chase Freedom Unlimited® card review is precisely what you need. This card from Chase has it all: valuable rewards, flexible redemptions, and a worthy sign-up bonus. 

But let’s break it down to you. When you sign-up for this card, you get an extra 1.5x value cashback in all of your purchases during the first year of account opening and up to $20,000. Not many cash back card companies measure up when it comes to welcome rewards. 

Chase Freedom Unlimited® cards

How to apply for Chase Freedom Unlimited® Card?

Check the easy and fast application for the Chase Freedom Unlimited® Credit Card and start earning today!

Not only that, but with no annual fee and a 0% APR intro for 15 billing cycles on purchases and balance transfers, you won’t have to worry about decreasing value to your earnings. 

So, do you want to learn more about all the features, perks, and drawbacks of the Chase Freedom Unlimited®? Read on and see why this product might be perfect for your everyday needs!

Credit ScoreGood – Excellent
Annual Fee$0
Regular APR14.99% – 23.74% (variable)
Welcome bonusAdditional 1.5% cash back on every purchase (on up to $20,000 spent in the first year)
Rewards5% cash back on travel purchased through Chase Ultimate Rewards;
3% cash back on dining and takeout;
3% back on drugstore;
1.5% cash back on all other purchases.

How does the Chase Freedom Unlimited® work?

Chase Freedom Unlimited® is a great starter card for anyone looking to get into the world of cash back credit cards. It offers a simple and straightforward rewards structure, with no annual fee and a lengthy intro APR period of 15 billing cycles. 

The card has international coverage by Visa, and it’s widely accepted anywhere in the world for both online and in-person shopping.

Its welcome offer is one of the most profitable in the market, adding a 1.5% cash back on all purchases up to $20,000 during the first year. 

Speaking of cash back, they are plenty! You get 5% on travel booked through Chase Ultimate Rewards, 3% on dining, 3% on drugstores, and 1.5% on everything else.

There’s no need to worry about rotating bonus categories or keeping track of purchase limits – just use your card and earn rewards with every purchase.

The flexible rewards redemption allows you to redeem your bonus as cash back, gift cards, travel-related expenses, and Amazon purchases through the Chase Ultimate Rewards program.

The one downside to this card? You need a credit score between Good and Excellent to apply. 

Chase Freedom Unlimited® Credit Card pros and cons:

cashback into phone
What are this card’s pros and cons? Source: Adobe Stock.

Our Chase Freedom Unlimited® card review would not be complete if we didn’t go over the benefits and drawbacks of this product. See below the main pros and cons this card has to offer so you can make an informed decision. 

Pros

  • $0 annual fee;
  • 0% intro APR for 15 billing cycles;
  • Generous welcome offer;
  • 1.5% cash back on every purchase;
  • Flexible redemption options.

Cons

  • You need to have a credit score between Good and Excellent to apply.

Does my credit score need to be good?

Most cards with cash back as their number one advertised benefit require good credit. Therefore, you’ll need a credit score ranging between Good and Excellent to apply for a Chase Freedom Unlimited® card.

The recommended score is between 690 and 850. 

Want to apply for the Chase Freedom Unlimited® Credit Card?

Chase Freedom Unlimited® is an excellent card for people who want to earn lots of points without thinking too hard about it. This card offers 1,5% points per dollar to rack up points quickly.

If you’re ready to apply for it, follow the recommended link for an easy process and start earning your rewards today!

Chase Freedom Unlimited® cards

How to apply for Chase Freedom Unlimited® Card?

Check the easy and fast application for the Chase Freedom Unlimited® Credit Card and start earning today!

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