In this Citi Strata Premier℠ Card review, you’ll learn exactly why this card is one of a kind. Experts in the credit card points area admire its strong reward program.

If you like to have the flexibility to choose how to redeem your points, this card is for you. You can even turn your points into cash on your account.

Disclaimer: This credit card has been revamped as Citi Strata Premier℠ Card, previously Citi Premier® Card.

If you’re looking for your first travel rewards credit card, consider the Citi Strata Premier℠ Card.

This card doesn’t offer a long variety of discounts or perks. However, the reward points program is spectacular for a travel credit card with a low annual fee.

The best advantage is the possibility of making points for everyday purchases. You’ll make 3 points for each dollar spent on the following purchases:

Each point can value up to 1,7CPP. So, the welcome bonus alone can be worth more than $1,300. If you redeem your ThankYou points as cashback, they’ll be valued at 1 CPP.

Citi ThankYou Rewards Program has various airline partners to transfer bonus points, which gives you more autonomy to choose what’s best for you.

Also, you’ll have access to the World Elite Mastercard benefits, including damage and theft protection and extended warranties.

Check some highlights of the pros and cons of the Citi Strata Premier℠ Card in our review:

The Citi Strata Premier℠ Card has a marvelous performance in the reward points program.

If you love to travel, you know that using the right credit card can make all the difference. This card will optimize almost every purchase by giving you 1x to 3x points for each dollar you spend.

These points are very flexible. You can choose between various airlines to transfer your points or turn them into cashback.

Below, we’ll show you how to apply for the Citi Strata Premier℠ Card , so keep reading to learn all about the process!

To request the Citi Strata Premier℠ Card, your credit score needs to fall between the good and excellent range. Citi also considers other financial factors for approval.

Age and Residency:

Income: While Citi does not specify a minimum income requirement, applicants should have a steady source of income to demonstrate the ability to manage credit obligations.

Application Frequency: Citi has specific rules regarding the frequency of credit card applications:

Head to Citi’s website and locate the Citi Strata Premier℠ Card page. Click “Apply Now” to begin your secure online application process quickly.

Enter your name, address, date of birth, and Social Security number. Citi uses this data to verify your identity and assess your application for approval.

Provide your employment status, annual income, and monthly housing payment. This helps Citi determine your eligibility and creditworthiness for the Citi Strata Premier℠ Card.

Double-check all details for accuracy before submitting. Citi may offer instant approval, or you might receive a decision via email or mail within days.

Once approved, expect your card within 7-10 business days. Activate it online or through the Citi mobile app to start earning rewards immediately!

We found no information about applying for the app. Citi Bank provides an app only for users to administer their accounts.

The only option besides the website is to apply by phone.

We brought you the Chase Sapphire Preferred credit card to compare with Citi Strata Premier℠ Card. They both have the same annual fee, so check the difference between their benefits:

Have you considered applying for the Chase Sapphire Preferred? No worries, we have an article about it too. Just check the content below and learn how to apply for it.