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Discover student loan application: how to apply now!
If you need a student loan that can cover up to 100% of your school costs, check out our post about Discover student loan application!
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Application for the Discover student loan: up to 100% of school coverage!

Completing your studies can be one of life’s most challenging tasks. Discover has a great loan option to help you out. However, it is important to learn about Discover’s student loan application to get everything right.
The application is relatively simple, and you can do it directly on the web or through the official application. However, it is essential to do the process in the right way to increase the chances of approval.
Apply online

To apply online, you will need access to a computer, notebook, or tablet. When accessing the site, you will fill in some basic information about the desired loan.
As there is no pre-qualification, you will need to submit your details to verify your eligibility. The platform requests your personal, financial, and study details. Fill in and hope for a positive answer.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Requirements
Discover asks some basic requirements for those who want to apply for a loan. To apply, it is important that you and your co-signers have a good credit history, which brings lower fees.
In addition, it is important to be regularly enrolled in a course for which you are applying for credit. The documents are checked, and then the loan is released.
Apply on the app
To apply on your smartphone, you need to download the official Discover app. With it installed, navigate to the Discover Loans option. Then select Discover Student Loans.
As with the web option, the application will ask for your personal and financial data. Fill in the details and wait for your review to return.
Discover student loan vs. Custom Choice student loan: which is the best for you?
Discover Student Loan is not the only loan option to pay for your studies. The Custom Choice Student Loan can also have good terms and flexibility for students. Check out our comparison below.
| Discover student loan | Custom Choice student loan | |
| APR | 2.99% to 12.59% variable 5.49% to 13.99% fixed | 2.67-11.55% variable 3.65-12.47% fixed |
| Loan Purpose | Funding for undergraduate, graduate, or technical career courses | Undergraduate, graduate, or technical career courses |
| Loan Amounts | $1,000 minimum. Borrow up to 100% of the school-certified cost of attendance | $1,000 up to 100% of the school-certified cost of attendance minus other aid, not to exceed $99,000 |
| Credit Needed | Does not disclose | 660 minimum |
| Origination Fee | None | N/A |
| Late Fee | None | None |
| Early Payoff Penalty | None | None |
If you are interested in learning more about the Custom Choice student loan, you can check out our post below to learn all about the application process for it!
Custom Choice student loan application
The Custom Choice student loan is super affordable due to low APR rates and late fees. Learn about the Custom Choice student loan application!
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