Top 5 best credit cards with travel perks 2022: read this before choosing!
We compiled a list to help you find the best travel rewards cards to suit your jet setting needs. Find out the best choice to maximize your points, miles, and cash back with our guide.
by Aline Barbosa
Best travel perks cards in 2022: we will help you with a great choice
If you love to travel, then you might be wondering which is the best travel perks credit card. But never fear – we’ve got you covered. In this comprehensive review, we’ll give you a myriad of great options for you to choose from.
From sign-up bonuses to hotel stays and more, these cards will help you save big on your next trip. Whether you’re a frequent flyer or just looking for some occasional travel benefits, be sure to check out this list before you book your flights. Read on to learn more!
Do credit cards have perks? Learn the 5 best travel perks credit cards of 2022
The best travel perks credit cards can save you a lot of money on airline fares and hotel bookings. But with so many different cards to choose from, it can be hard to know which card is right for you.
In this list, we’ll take a look at five of the best travel perks credit cards. That way, you can learn some of the key benefits that each card provides and decide which one is the best fit for your needs. So let’s get started!
The Platinum Card from American Express
The Platinum Card is one of the top choices for best travel perks credit cards in any list. Its high-end rewards can take your vacation to the next level. Not only do you get access to Centurion Lounges in airports, but the complimentary elite status with hotels such as the Hilton and Marriott will have you feeling like royalty.
With this card, you’ll earn Membership Rewards points on every purchase, which can be redeemed for travel, gifts, or cash back. Plus, you’ll get access to a premium 24/7 concierge service and much more.
Its hefty $695 annual fee may seem like a lot, and if you’re not taking full advantage of all the benefits this card has to offer, it really can be. But, if you choose the Platinum Card as your primary credit card for your daily spending, the over $1400 in annual statement credits alone is well worth the high rate.
|Sign-up bonus||100.000 Membership Rewards points after spending $6000 on purchases in the first 6 months|
|Rewards||5x Membership Rewards points for flights booked directly with airlines or with American Express Travel;|
5x Membership Reward points on prepaid hotels booked with American Express Travel;
1x Membership Rewards points on all other purchases.
|Other perks||Premium concierge services;|
Centurion Lounge access;
+$1400 in assorted statement credits
|APR||15.99% to 22.99% (variable)|
Capital One Venture Rewards Credit Card
Capital One Venture Rewards is a great way to earn rewards on your everyday spending. You can earn unlimited 2x miles on every purchase, and if you book your hotels or car rentals through Capital One Travel services, that number rakes up to 5x miles per dollar spent.
This card’s redemption options are incredibly versatile, and you can redeem your miles for travel expenses like airfare, hotels, and more. You’re not limited to one hotel chain or a single airline, and there are no restrictions on your travel. Combine all of that with a generous sign-up bonus, and you’ll have one of the best travel perks credit card for life!
The only drawback you’ll get from this product is that it doesn’t provide some exciting benefits that more dedicated airline or hotel cards offer their clients, like room upgrades. Also, its domestic airline partner options are limited.
|Sign-up bonus||60,000 miles after spending $3,000 on purchases within 3 months from using the card|
|Rewards||Unlimited 2x miles on daily purchases;|
5x miles on hotels and rental cars booked through Capital One Travel
|Other perks||Flexible redemption options;|
TSA Precheck and Global Entry reimbursement;
|APR||15.99% – 23.99% (variable)|
American Express Gold Card
The American Express Gold Card is not as fancy as Amex’s Platinum Card, but that doesn’t mean it doesn’t have a lot to offer. Not only this card provides an impressive welcome bonus, but you also get to experience the world’s top restaurants with exciting 4x Membership Rewards points.
As for travel-related perks, there is a 3x points bonus for booking flights through partner airlines or Amex Travels. All earned points can be transferred to hotels and airlines to help you cover expenses.
The downside of this card lies in its annual fee, which is considered pretty steep for a card in the gold category.
|Sign-up bonus||60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months|
|Rewards||4x points on dining worldwide;|
4x points at U.S. supermarkets;
3x points on flights;
1x points on any other purchases
|Other perks||$120 annual dining credit;|
Up to $120 in Uber Cash yearly
|APR||15.99% – 22.99% (variable)|
Chase Sapphire Reserve
A credit card made for frequent travelers, the Chase Sapphire Reserve offers two loyalty programs that will make your earned rewards points worth twice as much. Its $550 annual fee might seem like a lot, but the number of perks this card provides will make it feel like a bargain.
You get bonus points for travel, dining, purchases, and everyday spending. And to help you cover travel expenses, Chase will give you an annual $300 credit. The redemption options are flexible, and you can transfer all earned points to premium partner hotels and airlines.
The main drawback is that you must have an excellent credit score to apply, and its high APR on purchases might not be worth it if you can’t maximize its bonus features.
|Sign-up bonus||50.000 bonus points after spending $4.000 on purchases in the first three months of account opening|
|Rewards||10x points on hotels and car rentals; |
5x points on air travel;
3x points on other travel and dining;
1 point per $1 spent on all other purchases
|Other perks||$300 annual travel credit reimbursements;|
Generous sign-up bonus
|APR||16.99% – 23.99% (variable)|
Discover it Miles
The Discover It Miles is a gem among other travel-related cards. Perfect for everyday use, this card charges no annual fee and offers a 0% APR for 15 months for balance transfers, a rare feature in travel-related cards.
The miles-for-miles match welcome bonus means you get double the miles earned in your first year as a cardholder, and the points never expire. Its versatile redemption choices allow you to choose how to redeem your rewards. From cash back to travel-related expenses, the miles keep the same value.
As appealing as this product may seem to someone who doesn’t travel too often, the Discover It Miles might not be the best choice for frequent travelers. The card lacks a loyalty program, which means you can’t transfer your bonus points to airlines or hotels. Also, there is no travel insurance.
|Sign-up bonus||Miles-for-miles match at the end of your first year|
|Rewards||1.5x Miles on every dollar spent;|
No annual fee;
Rewards don’t expire as long as the account is open
|Other perks||0% Intro APR for 15 months on purchases and balance transfers;|
Points are redeemable for travel or cash back at the same rate
|APR||11.99% – 22.99% (variable)|
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