Reviews
Fortiva® Credit Card full review
A great way to improve your credit score is to use a credit card for rebuilding. Discover the Fortiva® Credit Card in our full review!
Advertisement
Fortiva® Credit Card: build credit and improve your finances!
Card options for those without a good credit history are flexible. This Fortiva® Credit Card review will show how this option can be interesting in rebuilding credit and expanding possibilities.
How to apply for the Fortiva® Credit Card?
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
This option has some advantages, like a reduced annual fee from the second year of use. In addition, you are exempt from the monthly fee for the first year. Check out the pros and cons of this option.
- Credit Score: Bad/ Poor;
- Annual Fee: $49 – $175 1st yr, $0 – $49 after;
- Regular APR: 22.74% – 36% (variable for purchases – April 2021);
- Welcome bonus: None;
- Rewards: there are no rewards; it just helps to rebuild credit or increase credit score.
How does the Fortiva® Credit Card work?
This review shows that the Fortiva® Credit Card can help rebuild credit. In addition, you can catch up on your finances with the help of a reasonable limit card.
As it does not require a minimum credit score, APR and other fees, such as foreign transactions, are high. However, timely payments are reported to major credit bureaus and can improve your credit score.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Fortiva® Credit Card pros and cons
The Fortiva® Credit Card can be ideal for people without a good credit history. He has a good use report to credit agencies, which favors the growth of his score.
However, there are many associated fees like foreign transactions and down payments. Also, you don’t have an easy way to increase the limit with this option. Check out the main pros and cons.
Pros
- You can track your score improvement through Equifax’s free VantageScore 3.0;
- The company provides a monthly credit usage report to the country’s main agencies;
- A good credit score is not required to apply;
- Fraud Disclaimer.
Cons
- This card option doesn’t have an easy-to-achieve limit increase;
- It has many associated fees, including late fees, balance transfers, and advance and foreign transaction fees.
- It may take time for approval, depending on your situation.
Does my credit score need to be good?
As you may have noticed in this review, the Fortiva® Credit Card does not require a good credit score. That is, even if you have a poor or bad score, you can request this option.
However, as we said earlier, interest rates are high, given the creditor’s distrust regarding the payment on time. Therefore, you can have a card, but with high associated fees.
Want to apply for the Fortiva® Credit Card?
Anyone over the age of 18 and a US citizen can apply for the Fortiva® Credit Card.
However, it is important to know how to apply correctly to increase the chances of approval. Check out how to apply in our post below!
How to apply for the Fortiva® Credit Card?
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
Trending Topics
From Planning to Labor: Pregnancy Test Apps for Future Mothers
Keep track of your pregnancy journey and test it with these apps for expectant and trying-to-conceive mothers. Read on!
Keep Reading
Apply for Ovation Credit Repair: Easily improve your score!
Learning how to apply for Ovation Credit Repair helps you safely improve your score. So, read on to find out how to apply!
Keep Reading
Applying for the Discover it® Student Cash Back Card: learn how!
The Discover it® Student Cash Back Card offers great rewards. Here's how to apply for this card and take advantage of these rewards.
Keep ReadingYou may also like
Applying for the Upgrade Bitcoin Rewards Visa card: learn how!
Applying for the Upgrade Bitcoin Rewards Visa card is a simple process, and you get 1.5% cash back in crypto on every purchase.
Keep Reading
FIT™ Platinum Mastercard® Review: Build credit easily
If you're having trouble getting a credit card because of a poor credit score, check the FIT™ Platinum Mastercard® terms in this review.
Keep Reading
Luxury Titanium or Luxury Gold card: find the best choice!
Torn between the Luxury Titanium or Luxury Gold? We can help you decide! Check this review to see what these premium cards have to offer.
Keep Reading