Reviews
First Digital Mastercard® full review
The First Digital Mastercard® is ideal for anyone with a bad credit score. See what the benefits of this option are.
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First Digital Mastercard®: start building your credit!
People with bad credit scores find applying for a new credit card very difficult. But, the First Digital Mastercard® helps these people by offering a card for those who don’t have a good credit score, and you’ll learn all about it in this review!
Applying for the First Digital Mastercard®
Improving your credit score is a big challenge, but the First Digital Mastercard® can help. Learn how to apply!
While it doesn’t have many benefits and has a high APR rate, it helps organize groceries for those who need them.
In addition, it helps to build credit and reports to the main agencies in the country. Know more!
- Credit Score: 300 minimum;
- Annual Fee: $75.00 for the first year. After that, $48.00 annually;
- Regular APR: 35.99% variable APR for purchases and cash advances;
- Welcome bonus: No monthly servicing fee for the first year;
- Rewards: N/A.
How does the First Digital Mastercard® work?
This First Digital Mastercard® review provides key information about this credit option. It is ideal for people who do not have a good credit score and need to rebuild it.
The card has high associated fees, especially in the first year. In addition, it has annual and monthly fees, which aim to ensure payment by the creditor company.
The application can be made online, on the official website, or through the smartphone application. You must be over 18 years old and a US citizen to apply.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
First Digital Mastercard® pros and cons
The First Digital Mastercard® is a card for those with a bad credit score, as we have already said. However, just like every credit card option, it has pros and cons.
Most people with a bad credit score can apply for this option and have data theft protection. However, the First Digital Mastercard® has high associated APR rates and no rewards. Check out!
Pros
- A good credit score is not required to apply;
- Online service;
- Reporting to credit agencies on the good use of the card;
- Protection against theft of personal data.
Cons
- Higher APR rates than other card options for a higher credit score;
- The relatively high annual rate in the first year;
- No rewards or cash back.
Does my credit score need to be good?
You may have noticed in this First Digital Mastercard® full review that you don’t need a good credit score. After all, this option is perfect for people who need to rebuild credit.
In this sense, the company informs that the minimum credit score of 300 is enough to apply. However, the higher the credit score, the lower the associated APR rates.
Want to apply for the First Digital Mastercard®?
Qualifying for the First Digital Mastercard® approval is not enough. You must know how to correctly fill out your registration so your chances of approval increase.
Want to know how to apply correctly? Check out our post below that we’ve separated with the step-by-step to apply!
Applying for the First Digital Mastercard®
Improving your credit score is a big challenge, but the First Digital Mastercard® can help. Learn how to apply!
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