Reviews

Wells Fargo Active Cash® Card full review

Wells Fargo's Active Cash Card is a great way to earn cash back on all of your purchases. Read our full review and find out how you can qualify for a $200 cash rewards bonus.

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by Sabrina Paes

12/08/2022 | Updated on 12/23/2022

Wells Fargo Active Cash® Card: Welcome bonuses!

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Check out our Wells Fargo Active Cash® Card full review! Source: Wells Fargo

The Wells Fargo Active Cash® Card of this review is a new cash-back credit card that offers unlimited 2% cash back on all purchases, a sign-up bonus, and more! Read our review to learn more about this card!

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How to apply for the Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card allows you to earn a $200 cash rewards bonus when you spend $1,000 in the first 3 months. See how to apply!

This makes it an ideal match for those who prefer the ease of using one card whenever they shop.

Therefore, Wells Fargo Active Cash® Card provides a strong overall value proposition that is difficult to find on other cards. Know more!

  • Credit Score: Good to Excellent;
  • Annual Fee: $0;
  • Regular APR: 0% intro APR for 15 months from the account opening date. Then, 19.24%, 24.24%, or 29.24% Variable APR for purchases and balance transfers;
  • Welcome bonus: $200 cash reward after spending $1,000 in the first three months of use;
  • Rewards: Unlimited 2% cash rewards on purchases.
  • Terms apply.

How does the Wells Fargo Active Cash® Card work?

The Wells Fargo Active Cash® Card, presented in this review, is a new credit card that offers unlimited 2% cash back on all purchases.

It has no annual fee and comes with a sign-up bonus and a no-interest promotion on new purchases and balance transfers.

This makes it an ideal card for those who prefer the ease of using one card whenever they shop. The Wells Fargo Active Cash® Card is a great value proposition and is a card that is difficult to find in its class.

This card option has no associated annual fees and a $200 introductory bonus. However, you must spend over $1,000 in the first three months of use to use this benefit.

Wells Fargo Active Cash® Card pros and cons

Man with card
Check out this Wells Fargo credit card’s pros and cons! Source: Pexels

This Wells Fargo Active Cash® Card review brings you the main points of this card. As you’ve seen, it has excellent cashback on all purchases, making it a good option for those who like rewards.

However, it does have some associated fees for foreign transactions. In addition, to qualify for the introductory bonus, it is necessary to use the card frequently. Check out the pros and cons.

Pros

  • Get 2% cash back on all purchases with no limits and no gimmicks;
  • 0 percent intro APR for 15 months on purchases and qualifying balance transfers (then 19.24%, 24.24%, or 29.24% variable APR);
  • Balance transfers made within 120 days of account opening qualify for the intro rate and fee of 3% (then a balance transfer fee of up to 5%, with a minimum of $5);
  • Valuable benefits, including cellphone protection and Visa Signature perks;
  • No annual fee.

Cons

  • For foreign transactions, there is an additional fee of 3%;
  • To qualify for the introductory $200, you must spend a relatively large amount in the first few months.

Does my credit score need to be good?

The Wells Fargo Active Cash® Card in this review has many rewards. As such, he requires a good to excellent credit score. You need to have a score between 670 and 850 to apply.

Want to apply for the Wells Fargo Active Cash® Card?

The Wells Fargo Active Cash® Card in this review has many benefits and an incredible 2% cashback on all purchases.

So, learn how to apply for this card in our post below!

card

How to apply for the Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card allows you to earn a $200 cash rewards bonus when you spend $1,000 in the first 3 months. See how to apply!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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