Reviews
Fortiva® Mastercard® Credit Card Review
Discover the pros and cons in our Fortiva® Mastercard® Credit Card review. Ideal for credit building and earning cash back on utilities and groceries, it's tailored for those rebuilding their credit history.
Advertisement
Available for all credit scores with no security deposit!
Getting a good reward credit card is everyone’s wish. In this review of the Fortiva® Mastercard® Credit Card, you’ll discover whether this option meets your needs.
How to apply for Fortiva® Mastercard® Credit Card
Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!
Here’s the solution if you don’t have a good credit score but still want a rewards card. After all, the Fortiva® Mastercard® offers credit even to those with less-than-perfect credit.
- Credit Score: Good/ Fair/ Poor;
- Annual Fee: $49 to $175 during your first year as a member, then $0 to $49 per year;
- Regular APR: 29.99% or 36% (variable);
- Welcome bonus: None;
- Rewards: Up to 3% cash back on eligible purchases.
How does the Fortiva® Mastercard® Credit Card work?
This review presents the Fortiva® Mastercard® Credit Card, a card for those who like cashback and one of the few cashback options for people with bad credit scores.
If eligible, you could be approved for the Fortiva Credit Card or the Fortiva Cash Back Rewards Card. The cash-back version offers up to 3% cash back in select categories and 1% on other purchases.
However, the Fortiva Cash Back Rewards Card comes with significant fees and a high APR, making it important to carefully evaluate the benefits against the costs.
The card offers a 3% cash back on gas, groceries, and utility purchases. In addition, it also offers 1% cash back on other purchases.
With this credit card, your initial limit can go up to $2,000, even with a bad credit score. In addition, the application allows you to pre-qualify without changing your score.
And even if you’re not approved for the cash-back version, you might still qualify for the basic version of the card, which can help you rebuild your credit score while providing access to essential credit services.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Fortiva® Mastercard® Credit Card pros and cons
The Fortiva® Mastercard® is an interesting option. After all, it offers cashback between 1 and 3% and can still be requested by those with bad credit scores.
However, to qualify for this option, you must pay a relatively high APR and initial membership fees. So, it’s important to weigh the pros and cons to see if the alternative is worth it.
Pros
- Possibility of pre-qualification without affecting the credit score;
- Limit up to $2,000 even with a bad credit score, subject to prior assessment;
- Free access to TransUnion’s VantageScore 4.0 credit score inquiries;
- No initial deposit is required for use or account opening;
- Cards can be used for payment on major digital platforms.
- Attractive cashback between 1 and 3%;
- Contributes to credit score reconstruction;
- Bonuses are divided according to card usage category.
Cons
- High initial enrollment fees;
- Relatively high APR rates;
- Associated fee for foreign transactions;
- Might not be approved for the cash-back version card.
Does my credit score need to be good?
As presented in this Fortiva® Mastercard® Credit Card review, this credit card does not require a good credit score. People with all types of credit scores can apply for the card.
However, interest rates and APR are subject to credit analysis and may be higher with a bad credit score. However, you can pre-qualify on the website and find out which plan is right for you.
Want to apply for the Fortiva® Mastercard® Credit Card?
The Fortiva® Mastercard® Credit Card is attractive for all credit scores. However, you need to know how to apply correctly to be approved. Check out this post for a step-by-step guide.
How to apply for Fortiva® Mastercard® Credit Card
Want rewards even with a bad credit score? Then discover how great the Fortiva® Mastercard® Credit Card can be and how to apply!
Trending Topics
Apply for Credit Saint: safe and effective credit recovery
Credit Saint is a great help for anyone who needs to improve their credit score. See how to apply Credit Saint correctly and get approved.
Keep Reading
CreditFirm application: get a better credit score
Don't waste any more time and learn the CreditFirm application process to improve your credit. It's easy! We'll explain to you how to do it.
Keep Reading
Applying for the Mission Money debit card: learn how!
With the Mission Money card you get access to an amazing app to help you manage your budget and pay no annual fees. Learn how to get yours!
Keep ReadingYou may also like
Apply for Ovation Credit Repair: Easily improve your score!
Learning how to apply for Ovation Credit Repair helps you safely improve your score. So, read on to find out how to apply!
Keep Reading
Say Goodbye to Blurry Photos: 5 Best Apps for Crystal Clear Images
Discover a list of the five top-notch apps to fix your blurry photos. Keep reading for the ultimate solutions!
Keep Reading
100 Lenders Personal Loan: how to apply now!
Read on and learn how to apply for 100 Lenders Personal Loan! Connect with several lenders and borrow up to $40K fast!
Keep Reading