Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

The Neo Financial credit card has everything Canadians wish for when they apply for a credit card. It is considered by many the best cash back credit card to get.

With fair prices, you can get a lot of rewards. Neo Financial is not a bank but provides high-quality financial services. The credit card gives you rewards and helps you save money. The mobile app has features to manage your expenses, with insights about how you’re using your money and how you could manage it better and save more.

To learn more about its features, keep reading this review. We bet you’ll like what this card has to offer.

Neo Financial will cut off the bureaucracy and put you in charge of your own finances. The modern app has features that will help you control every penny, and understand your expenses. Also, you can track your rewards, and redeem them whenever you want to.

The credit card has more than one version. There is a free version in which you pay a $0 annual fee. With as little as $2.99 per month, you can upgrade and get up to 5% cash back.

And if you still need to build some credit history, opt for the secured credit card. You can get one with a security deposit of as little as $50.

Neo Financial customers have wonderful things to say about it. Especially about the high rate of rewards. You can get a lot of cash back and save some money. Read some pros and cons of Neo Financial credit cards.

To apply for the unsecured version you can try to get one with a 600 credit score. However, if you’re still not there, apply for the secured one with a deposit starting at $50.

Neo Financial card will change the way you think about credit cards. Cut down all the unnecessary bureaucracy, and add much more ease and benefits.

As it is not a bank, you don’t have to worry about expensive fees. The credit card is free to use unless you’re willing to upgrade to a premium version. With a monthly fee, you will get more rewards. But you can cancel it anytime you want through your app. Simple as that.

Neo Financial has many partners that offer discounts and cash back to cardmembers. Some will give you 15% cash back as a discount on your first purchase.

The mobile app will give you financial insights to help you save more money. A credit card that helps you to save instead of waste more money is worth giving a chance.

Access the Neo Financial website to learn everything about this credit card. You can open your account for free to enjoy all the benefits it has to offer.

Neo Financial is not a bank and works even better than one. It has a modern approach, and it’s very simple to apply and use.

Once you open your account, download the app to conclude the application process.

You can apply through the website, but you’ll need the app to manage your account anyway.

Download the app for free at Apple Store or Google Play Store. Open your account or log in if you already have one.

Select your financial product to apply for. You can get the Neo Financial credit card with a credit score starting at 600. Or you can get the secured one with a $50 security deposit or more.

You’ll have to inform some personal and financial information for Neo Financial to verify your identity. This is a pre-qualification, so if you don’t like the offer, you can decline and no hard inquiry will appear on your credit score.

But as Neo Financial is not the only credit card available, let’s present you with another option. Is good to have something to compare to, and BMO Cashback is an excellent card too. Check Neo Financial features side-by-side with BMO Cashback.

If you’d like to learn more about BMO Cashback benefits, read the full review and learn how to apply for it.