Credit Cards
PenFed Gold Visa® Card full review
Discover if the PenFed Gold Visa® Card is the right option for you! Get 0% intro APR for 15 months and more! Keep reading to find out!
Advertisement
PenFed Gold Visa® Card: $0 annual fee
Are you looking for a new credit card with good benefits? Then read our PenFed Gold Visa® Card review and learn more about this amazing product.
Applying for the PenFed Gold Visa® Card
Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!
It charges no annual fee and offers competitive interest rates! So don’t look any further. Keep reading and learn more!
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 15 months from account opening. 15.49% to 17.99% variable after;
- Welcome Bonus: N/A;
- Rewards: N/A.
How does the PenFed Gold Visa® Card work?
PenFed Gold Visa® Card is a member of the Penfed credit card family. It delivers useful features for those who want to save while relying on credit.
Firstly, they have the amazing offer of 0% APR for purchases and balance transfers in their 1st 15 months.
After this period, customers can count on a variable APR of 15.49% to 17.99%, which is lower than the average.
Cardholders also won’t have to pay annual or foreign transaction fees. Plus, they can count on 24/7 Fraud Monitoring, mobile wallets, and Visa Secure Remote Commerce.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
PenFed Gold Visa® Card pros and cons
PenFed, one of America’s largest credit unions, serves nearly two million members worldwide. This is a good sign, right?
Well, check out the pros and cons of the PenFed Gold Visa® Card to help you decide!
Pros
- No annual fee;
- No foreign transaction fee;
- 0% APR on balance transfers and purchases for 15 months;
- Lower than average APR after the introductory period;
- Visa benefits.
Cons
- No welcome bonus;
- No reward program;
- To apply for this card, you need to join PenFed membership.
Does my credit score need to be good?
Since PenFed Gold Visa® Card provides some gold perks, it requires applications to have good credit.
As a result, you must have a credit score of at least 690 to qualify for this card. Remember that the higher your score, the better your chances.
Want to apply for the PenFed Gold Visa® Card?
If you liked our PenFed Gold Visa® Card review and are considering applying for it, read our following article.
We’ll walk you through their full application process! Are you ready? Then let’s get started!
Applying for the PenFed Gold Visa® Card
Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!
Trending Topics
Applying for the Regions Premium Visa® Signature Credit Card: learn how!
Find out if you are eligible to apply for a Regions Premium Visa® Signature Credit Card. Earn 1.5 points per $1 spent! Read on!
Keep Reading
Merrick Bank Personal Loan review: is it worth it?
In this Merrick Bank Personal Loan review you will learn if borrowing from this bank is a good deal, and whether it is for you.
Keep Reading
Credit Versio review: repair your credit with confidence
Struggling with bad credit? Check out our Credit Versio review. A unique credit repair company that puts you in the driver's seat.
Keep ReadingYou may also like
Start today investing in Canada: an easy guide for beginners
This article will explain how you can start investing in Canada. It includes the steps needed and a few tips on making it work for you!
Keep Reading
Make up to $23 per hour working at Sysco: see jobs
Work for Sysco and enjoy jobs with career growth and a thriving workplace culture. Medical and dental coverage, life insurance and more!
Keep Reading
OneMain Financial Personal Loans: how to apply now!
Learn how to apply for one of the many personal loans options from OneMain Financial. Get up to $20,000 for several purposes! Read on!
Keep Reading