Credit Cards
PenFed Gold Visa® Card full review
Discover if the PenFed Gold Visa® Card is the right option for you! Get 0% intro APR for 15 months and more! Keep reading to find out!
Advertisement
PenFed Gold Visa® Card: $0 annual fee
Are you looking for a new credit card with good benefits? Then read our PenFed Gold Visa® Card review and learn more about this amazing product.
Applying for the PenFed Gold Visa® Card
Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!
It charges no annual fee and offers competitive interest rates! So don’t look any further. Keep reading and learn more!
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 15 months from account opening. 15.49% to 17.99% variable after;
- Welcome Bonus: N/A;
- Rewards: N/A.
How does the PenFed Gold Visa® Card work?
PenFed Gold Visa® Card is a member of the Penfed credit card family. It delivers useful features for those who want to save while relying on credit.
Firstly, they have the amazing offer of 0% APR for purchases and balance transfers in their 1st 15 months.
After this period, customers can count on a variable APR of 15.49% to 17.99%, which is lower than the average.
Cardholders also won’t have to pay annual or foreign transaction fees. Plus, they can count on 24/7 Fraud Monitoring, mobile wallets, and Visa Secure Remote Commerce.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
PenFed Gold Visa® Card pros and cons
PenFed, one of America’s largest credit unions, serves nearly two million members worldwide. This is a good sign, right?
Well, check out the pros and cons of the PenFed Gold Visa® Card to help you decide!
Pros
- No annual fee;
- No foreign transaction fee;
- 0% APR on balance transfers and purchases for 15 months;
- Lower than average APR after the introductory period;
- Visa benefits.
Cons
- No welcome bonus;
- No reward program;
- To apply for this card, you need to join PenFed membership.
Does my credit score need to be good?
Since PenFed Gold Visa® Card provides some gold perks, it requires applications to have good credit.
As a result, you must have a credit score of at least 690 to qualify for this card. Remember that the higher your score, the better your chances.
Want to apply for the PenFed Gold Visa® Card?
If you liked our PenFed Gold Visa® Card review and are considering applying for it, read our following article.
We’ll walk you through their full application process! Are you ready? Then let’s get started!
Applying for the PenFed Gold Visa® Card
Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!
Trending Topics
Quick Loan Link review: up to $50K quickly
Looking for a fast and easy loan option? Then read our Quick Loan Link review. Compare several offers and enjoy flexible conditions!
Keep Reading
Group One Platinum Card full review
Need a credit limit for extra purchases? Check out this Group One Platinum Card review and find out if it might be an option.
Keep Reading
Applying for the Juno Debit Card: learn how!
The Juno Debit Card may be what you want to get your money's worth. Check out how to apply and get your account working today.
Keep ReadingYou may also like
Coutts World Silk credit card full review
Discover everything you need to know about the Coutts World Silk credit card, including its features and benefits. Keep reading to see more!
Keep Reading
Get an easy home equity line of credit: Citizens Bank HELOC review!
Looking for a flexible and convenient way to access equity in your home? Check our Citizens Bank HELOC review!
Keep Reading
Truist Enjoy Beyond Credit Card full review
Read this comprehensive Truist Enjoy Beyond Credit Card review before signing up. You can earn up to 3x points for every dollar spent!
Keep Reading