Credit Cards

PenFed Gold Visa® Card full review

Discover if the PenFed Gold Visa® Card is the right option for you! Get 0% intro APR for 15 months and more! Keep reading to find out!

Advertisement

PenFed Gold Visa® Card: $0 annual fee

PenFed Gold Visa® Card
PenFed Gold Visa® Card full review. Source: Stealth Capitalist

Are you looking for a new credit card with good benefits? Then read our PenFed Gold Visa® Card review and learn more about this amazing product.

Penfed logo

Applying for the PenFed Gold Visa® Card

Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!

It charges no annual fee and offers competitive interest rates! So don’t look any further. Keep reading and learn more!

  • Credit Score: Good to excellent;
  • Annual Fee: $0;
  • Regular APR: 0% intro APR for 15 months from account opening. 15.49% to 17.99% variable after;
  • Welcome Bonus: N/A;
  • Rewards: N/A.

How does the PenFed Gold Visa® Card work?

PenFed Gold Visa® Card is a member of the Penfed credit card family. It delivers useful features for those who want to save while relying on credit.

Firstly, they have the amazing offer of 0% APR for purchases and balance transfers in their 1st 15 months.

After this period, customers can count on a variable APR of 15.49% to 17.99%, which is lower than the average.

Cardholders also won’t have to pay annual or foreign transaction fees. Plus, they can count on 24/7 Fraud Monitoring, mobile wallets, and Visa Secure Remote Commerce.

PenFed Gold Visa® Card pros and cons

Customer using credit cart for payment to owner at cafe restaurant, cashless technology and credit card payment concept.
You can make purchases and avoid annual fees with this credit card. Source: Adobe Stock

PenFed, one of America’s largest credit unions, serves nearly two million members worldwide. This is a good sign, right?

Well, check out the pros and cons of the PenFed Gold Visa® Card to help you decide!

Pros

  • No annual fee;
  • No foreign transaction fee;
  • 0% APR on balance transfers and purchases for 15 months;
  • Lower than average APR after the introductory period;
  • Visa benefits.

Cons

  • No welcome bonus;
  • No reward program;
  • To apply for this card, you need to join PenFed membership.

Does my credit score need to be good?

Since PenFed Gold Visa® Card provides some gold perks, it requires applications to have good credit.

As a result, you must have a credit score of at least 690 to qualify for this card. Remember that the higher your score, the better your chances.

Want to apply for the PenFed Gold Visa® Card?

If you liked our PenFed Gold Visa® Card review and are considering applying for it, read our following article.

We’ll walk you through their full application process! Are you ready? Then let’s get started!

Penfed logo

Applying for the PenFed Gold Visa® Card

Learn how the PenFed Gold Visa® Card application works. Enjoy 0% intro APR for 15 months and more! Keep reading and learn everything you need!

Trending Topics

content

Applying for the Chase Sapphire Reserve card: learn how!

Applying for the Chase Sapphire Reserve card is easy! Learn everything you need to know about the process and start earning points today!

Keep Reading
content

What Is an Unsecured Credit Card?

Explore the world of unsecured credit cards and learn "what is an unsecured credit card." Discover the flexibility, benefits, and drawbacks!

Keep Reading
content

Curadebt review: pay off your debts

You'll certainly find the solution for your debt in this Curadebt review. They helped more than 300,000 people, and they can help you too.

Keep Reading

You may also like

content

Credit card rewards: does it make you spend more money?

Do credit card rewards make you spend more? Learn if it is true, and how to use your card to your benefit without overspending it.

Keep Reading
content

Buy on Trust account review: read before applying

Looking for a lease-to-own program that offers the latest electronics from top brands? Check our Buy on Trust Account review!

Keep Reading
content

Applying for the United℠ Business Card: learn how!

Learn about the application process for the United℠ Business Card. Earn miles on purchases and enjoy a $0 intro annual fee.

Keep Reading