Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Everyone needs a credit card, but the score may not help. That’s why there’s the PREMIER Bankcard® Mastercard® Credit Card review to show you how to get new credit.

With a relatively high APR, the PREMIER Bankcard® Mastercard® Card does not require a high credit score. With only 500, it is already possible to make a request.

And the rate varies depending on that score. Read more!

The PREMIER Bankcard® Mastercard® Credit Card is an option for those with not-so-good credit. Only 500 as a credit score qualifies you to apply for this option.

APR rates are determined based on your credit score; the higher the score, the lower the rates. And also, it informs the positive use of the card to agencies.

As with all card options, the PREMIER Bankcard® Mastercard® Credit Card has some pros and cons. Because it is used for building credit, it is normal for it to have higher APR rates.

However, the PREMIER Bankcard® Mastercard® Credit Card has other associated fees.

The sum of all these fees can be a little disadvantageous for anyone looking to increase their line of credit. Check out the main pros and cons.

If you have a minimum credit score of 500, you can apply for a credit card. The bank evaluates your credit score and will then determine the APR and annual rates based on your score.

Getting a credit card with a bad credit score is a great difficulty for many. But the PREMIER Bankcard® Mastercard® Card is a solid option that can save you if that’s your situation.

However, it is not just the score that will be taken into account for approval. It is essential that your data is filled in correctly, as it increases the chances. So, check out how to apply correctly.

Visit PREMIER Bankcard®’s official website. Then, on the homepage, look for the “Apply Now” option for the Mastercard® Card. Click on it to get started.

You’ll be prompted to enter your personal details. This typically includes your name, email, date of birth, and cell phone number. Ensure accuracy for smooth processing.

Next, take a few minutes to review the card’s fees, interest, and important disclosures. Then, check the box agreeing to the Communications Authorization and click on “continue”.

Then, provide employment details and income information. This helps determine your credit limit and approval. Always be honest and provide up-to-date details.

Once you’ve reviewed your application, click on the “submit” button. Wait for the system to process your information; this may take a few moments.

Most online applications offer instant decisions. If not, you’ll receive an email about your application results. Check your email regularly.

If approved, your new PREMIER Bankcard® Mastercard® Card should arrive at your address within a few business days.

The PREMIER Bankcard® Mastercard® mobile app lets you effortlessly track balances and transactions. You can also make payments, and much more.

However, you cannot apply for the PREMIER Bankcard® Mastercard® Card through it.

Applying online ensures stronger security protocols, and the website’s designed to handle the rigorous checks, guaranteeing your data’s safety.

So while the website handles applications, the app’s tailored for current cardholders. It provides a clear and intuitive experience for account management only.

The PREMIER Bankcard® Mastercard® can be a very good option for anyone looking to build credit.

It provides an unsecured credit line, and you can even waive the monthly fee depending on your creditworthiness.

However, a good alternative lies in the First Savings Credit Card. You can get fraud coverage, and there is no penalty APR! Check out the comparison below.

Do you want to learn more about the First Savings Card’s offerings? Then you can check out our post below to learn all about the application process for this card!