Reviews
PREMIER Bankcard® Secured Credit Card full review
If building a credit score is just what you're looking for, check out this PREMIER Bankcard® Secured Credit Card review to learn more!
Advertisement
PREMIER Bankcard® Secured Credit Card: ideal for those with low or no credit!
Starting to use credit can be a big challenge. However, this PREMIER Bankcard® Secured Credit Card review can help you choose this option to get started.
Apply for the PREMIER Bankcard® Secured Card!
Having a good credit-building card is crucial if you need to improve your finances. So, check out how to apply for the PREMIER Bankcard® Secured Credit Card!
This credit card was designed for people new to or needing a credit score. Therefore, they have a low associated APR rate and can reach up to a $5,000 limit. Know more!
- Credit Score: Under 500;
- Annual Fee: $50;
- Regular APR: 19.9%;
- Welcome bonus: N/A;
- Rewards: credit building for new card users.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the PREMIER Bankcard® Secured Credit Card work?
As we said in this PREMIER Bankcard® Secured Credit Card review, this credit card is for building a good credit score.
Its APR rate tops out at 19.9%, with an associated annual fee of $50. It might be the first card you’ll ever have. Also, the application process is simple, and approval can come very quickly.
PREMIER Bankcard® Secured Credit Card pros and cons
Every credit card option should be carefully evaluated before any decision is made. After all, some pros and cons may or may not bring pleasant surprises throughout the application.
Therefore, it is important to be prepared. The PREMIER Bankcard® Secured Credit Card review shows that this card has the advantages of a good limit, good application, and a low annual fee.
So, check out the pros and cons below!
Pros
- Helps in building a credit score;
- APR rate is low for this type of card;
- The limit is good and can go up to $5,000.
Cons
- It has an associated annual fee of up to $50;
- It doesn’t have many associated benefits, and there are no rewards.
Does my credit score need to be good?
This credit card option was designed especially for people who are new or who don’t have a credit score. Therefore, people with a score below 500 can apply and have the card approved.
So, you don’t need to have a good credit history. Also, this option can be ideal if you want or need to build a good credit score.
Moreover, the not very high APR rate favors the good use of credit, favoring your score.
Want to apply for the PREMIER Bankcard® Secured Credit Card?
You need more than just the minimum requirements to have a credit card. Therefore, you need to know how to apply correctly to have a better chance of being approved.
The PREMIER Bankcard® Secured Credit Card review shows that applications can be done online or through the app.
Want to know more about the process? Then check out our post below and we’ll show you the steps involved in applying for it.
Apply for the PREMIER Bankcard® Secured Card!
Having a good credit-building card is crucial if you need to improve your finances. So, check out how to apply for the PREMIER Bankcard® Secured Credit Card!
Trending Topics
Different types of loans available: which one is right for you?
Need a loan but don't know which one to choose? Don't worry. We'll help you. Check out the different types of loans.
Keep Reading
Upgrade Rewards Checking Account review: read before applying
Want to have the best checking account in town? Don't miss out on our Upgrade Rewards Checking Account review to learn more!
Keep Reading
TransUnion vs. Equifax: What is the difference?
Curious to know what sets apart TransUnion vs. Equifax? Check out our expert guide and get the lowdown on which credit bureau is best for you.
Keep ReadingYou may also like
Net First Platinum credit card full review
The Net First Platinum credit card is the perfect card for individuals who shop at the Horizon Outlet website. Check it out!
Keep Reading
Freedom Gold card: learn how to apply!
Bad credit? No credit? No problem! The Freedom Gold card says that on their application page and we are going to help you get yours.
Keep Reading
Entry-level job at Bubba’s 33: Apply Today!
Follow this guide to apply for a job at Bubba's 33: step-by-step of the application, requirements, and all you must know. Stay tuned!
Keep Reading