Credit Cards

Regions Premium Visa® Signature Credit Card full review

Learn more about the features and benefits of the Regions Premium Visa® Signature Credit Card. Enjoy 0% intro APR for 12 months. Keep reading!

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The Regions Premium Visa® Signature Credit Card is no longer accepting applications for new accounts. See our best credit cards for other options. Below is our review of the card from when it was still available.

Earn 30,000 bonus points in the first 90 days!

Regions Premium Visa® Signature Credit Card
Regions Premium Visa® Signature Credit Card full review. Source: Stealth Capitalist

If you are looking for comprehensive rewards, then we’ve got you! Read out Regions Premium Visa® Signature Credit Card review and discover more about this card.

Regions logo

Apply Regions Premium Visa® Signature Card

Find out if you are eligible to apply for a Regions Premium Visa® Signature Credit Card. Earn 1.5 points per $1 spent! Read on!

It offers a generous welcome bonus to its cardholders! See the details so you can make an informed decision about your financial goals.

  • Credit Score: 690 – 850 (Good – Excellent);
  • Annual Fee: $125;
  • Regular APR: 0% intro APR for 112 months and on balance transfers for 60 days. After that, 18.49% variable APR;
  • Welcome bonus: 30,000 points after spending $ 2,000 in the first 3 months;
  • Rewards: 1.5 points for each dollar on specific purchases at any time.

How does the Regions Premium Visa® Signature Credit Card work?

Regions Bank’s Premium Visa Signature Credit Card is a great option for shoppers seeking to maximize their earnings.

After all, his card offers 0% APR on purchases and balance transfers for 12 months. Also, you can earn 1.5x points on qualified purchases with no revolving categories.

Furthermore, those who spend $2,000 or more within the first three months of opening an account qualify for 30,000 bonus points and multiple Visa Signature benefits.

This includes purchase security, price protection, and Warranty Manager Service. These benefits offer customers significant peace of mind.

Regions Premium Visa® Signature Credit Card pros and cons

Happy excited blonde female holds plastic card, doesn`t expect to recieve salary, going to make payments, looks joyfully into camera, isolated over pink background. Woman with credit card in hands
Regions Premium Visa® Signature Credit Card pros and cons. Source: Freepik

Regions Premium Visa® Signature Credit Card is a good option for people who are seeking out an upgraded card with more benefits and perks.

This card offers potential customers access to worthy rewards programs and generous bonuses.

On the other hand, Regions Bank’s customer service reputation leaves something to be desired by many potential customers.

However, before making any decision, you must read up on their specific topics. Check out the pros and cons.

Pros

  • Welcome Bonus of 30,000 points to be exchanged for money after spending $ 2,000 in the first three months;
  • Earn 1.5x points for each dollar spent on specific purchases;
  • No foreign transactions rates;
  • APR rate of 0% in the first 12 months of use;
  • Extra Purchase Protection offered by benefits Visa Signature;
  • Guaranteed protection of the Warranty Manager service.

Cons

  • Relatively high annual fee collection;
  • You need to have a good or excellent credit score to apply;
  • The expiration date for the use of bonus points;
  • Limited availability;
  • Associated balance transfer rates.

Does my credit score need to be good?

To apply for Regions Premium Visa® Signature Credit Card is recommended, a relatively high minimum score is required.

In this sense, you need to have a good or excellent score. That is, your score should be between 690 – 850.

However, APR rates should vary depending on your credit score. In this sense, the higher your score, the lower the associated interest will be.

Want to apply for the Regions Premium Visa® Signature Credit Card?

Regions Premium Visa® Signature Credit Card can solve your desires. After all, there are points that can be exchanged for money.

In addition, the application is online, very simple, and fast. Check out!

Regions logo

Apply Regions Premium Visa® Signature Card

Find out if you are eligible to apply for a Regions Premium Visa® Signature Credit Card. Earn 1.5 points per $1 spent! Read on!

About the author  /  Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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