Great, I've just found the perfect credit card for you!
Applied Bank® Secured Visa® Gold Preferred®, no credit check required to get approved!
Advertisement
The Applied Bank® Secured Visa® Gold Preferred® credit card is perfect for those who are looking to rebuild or establish their credit history. This card has a low annual fee and a reasonable APR, making it a great option for those looking for a long-term credit solution. Read our review and learn how this product can benefit your finances!
The Applied Bank® Secured Visa® Gold Preferred® credit card is perfect for those who are looking to rebuild or establish their credit history. This card has a low annual fee and a reasonable APR, making it a great option for those looking for a long-term credit solution. Read our review and learn how this product can benefit your finances!
You will remain in the same website
Do you want to start building or rebuilding your credit? See what the Applied Bank® Secured Visa® Gold Preferred® credit card can do for you below!
A credit score that accepts you no matter which credit score you’re carrying right now. This is certainly the major advantage of a secured credit card. But let’s see a few more highlights of this card:
Pros:
- Easy to get approved: No credit check or minimum credit score required. This makes it a great option for people with bad credit or no credit history.
- Builds credit: Reports to all three major credit bureaus, so on-time payments can help you improve your credit score.
- Low APR: Variable purchase APR of 9.99%. This is a competitive APR for a secured credit card.
- Global acceptance: Accepted worldwide, so you can use it for travel.
- Contactless payment: Makes it easy and convenient to make payments.
Cons:
- Annual fee: $48 annual fee. This is a bit higher than some other secured credit cards.
- No rewards or cashback: You don’t earn any rewards or cashback, so it’s not a good option for people who are looking to maximize their rewards.
- Foreign transaction fee: 3% foreign transaction fee. This can add up if you travel frequently.
Overall, the Applied Bank® Secured Visa® Gold Preferred® credit card is a good option for people who are looking to build or rebuild their credit.
This card helps you build credit by reporting your on-time payments to all three major credit bureaus. This means that when you make your payments on time, it will help to show creditors that you are a responsible borrower. This can help you improve your credit score and qualify for better credit cards and loans in the future.
No, this card does not earn any rewards or cashback. But remember that this credit card is meant to be a credit builder, and you can not get distracted by rewards that can make you spend more than you should or fall into debt again.
Yes, this card has contactless payment. This means that you can make payments by tapping your card on a contactless payment terminal.
Applying for the Oakstone Gold Secured Mastercard
Learn the application process for the Oakstone Gold Secured Mastercard credit card!
Trending Topics
Exploring life in the LCOL area: pros, cost of living, and more!
Are you considering a move to the LCOL area? Here's what you need to know about the cost of living, amenities, and more!
Keep Reading
Luxury Gold Card Review: Earn Rewards
If you're looking for a high-end credit card that offers travel redemptions, we’ve got you covered. Read our Luxury Gold card review to find out more!
Keep Reading
Bank of America® Unlimited Cash Rewards Review: $200 online cash bonus
The Bank of Bank of America® Unlimited Cash Rewards credit card offers up to 2.62% cash back on, unlimited redemptions and zero fees
Keep ReadingYou may also like
10 best crypto to invest in 2023
Several exciting cryptocurrencies are set to make a big impact in the market. But what is the best crypto to invest in? Read on and find out!
Keep Reading
American Express Platinum or American Express Gold card: choose the best!
Choosing between American Express Platinum or American Express Gold is a win-win decision. We'll help you decide between these amazing cards.
Keep Reading
Up to $25,000: U.S. Bank Personal Line of Credit review
Read our in-depth review of the U.S. Bank Personal Line of Credit to discover if it's ideal. Get affordable conditions and low rates!
Keep Reading