Great, I've just found the perfect credit card for you!
Applied Bank® Secured Visa® Gold Preferred®, no credit check required to get approved!
Advertisement
The Applied Bank® Secured Visa® Gold Preferred® credit card is perfect for those who are looking to rebuild or establish their credit history. This card has a low annual fee and a reasonable APR, making it a great option for those looking for a long-term credit solution. Read our review and learn how this product can benefit your finances!
The Applied Bank® Secured Visa® Gold Preferred® credit card is perfect for those who are looking to rebuild or establish their credit history. This card has a low annual fee and a reasonable APR, making it a great option for those looking for a long-term credit solution. Read our review and learn how this product can benefit your finances!
You will remain in the same website
Do you want to start building or rebuilding your credit? See what the Applied Bank® Secured Visa® Gold Preferred® credit card can do for you below!
A credit score that accepts you no matter which credit score you’re carrying right now. This is certainly the major advantage of a secured credit card. But let’s see a few more highlights of this card:
Pros:
- Easy to get approved: No credit check or minimum credit score required. This makes it a great option for people with bad credit or no credit history.
- Builds credit: Reports to all three major credit bureaus, so on-time payments can help you improve your credit score.
- Low APR: Variable purchase APR of 9.99%. This is a competitive APR for a secured credit card.
- Global acceptance: Accepted worldwide, so you can use it for travel.
- Contactless payment: Makes it easy and convenient to make payments.
Cons:
- Annual fee: $48 annual fee. This is a bit higher than some other secured credit cards.
- No rewards or cashback: You don’t earn any rewards or cashback, so it’s not a good option for people who are looking to maximize their rewards.
- Foreign transaction fee: 3% foreign transaction fee. This can add up if you travel frequently.
Overall, the Applied Bank® Secured Visa® Gold Preferred® credit card is a good option for people who are looking to build or rebuild their credit.
This card helps you build credit by reporting your on-time payments to all three major credit bureaus. This means that when you make your payments on time, it will help to show creditors that you are a responsible borrower. This can help you improve your credit score and qualify for better credit cards and loans in the future.
No, this card does not earn any rewards or cashback. But remember that this credit card is meant to be a credit builder, and you can not get distracted by rewards that can make you spend more than you should or fall into debt again.
Yes, this card has contactless payment. This means that you can make payments by tapping your card on a contactless payment terminal.
Applying for the Oakstone Gold Secured Mastercard
Learn the application process for the Oakstone Gold Secured Mastercard credit card!
Trending Topics
Great news! Based on your selection, we’ve listed the best cards for you below
Explore the top credit cards tailored to your score! Navigate your choices and pick the right card for your financial health and lifestyle!
Keep Reading
Citi Strata Premier℠ Card Review: Earn Much More!
Explore our Citi Strata Premier℠ Card review to learn how you can get a substantial welcome bonus, enticing rewards, and exclusive perks.
Keep Reading
How to Find a Career You Love: 6 Practical Tips
Learn how to get a fulfilling future with these 6 practical tips to find a career you love. Keep reading to learn more!
Keep ReadingYou may also like
Amex Blue Cash Everyday® Card Review: Earn more!
Looking for a cash back credit card? Check out our in-depth review of the Blue Cash Everyday® Credit Card from American Express.
Keep Reading
PREMIER Bankcard® Mastercard® Credit Card full review
Need to build credit and improve your score? PREMIER Bankcard® Mastercard® Card review can help! See how this simple option can save you!
Keep Reading
Build credit with confidence: Pelican Pledge Visa Review
Looking for an affordable secured card to build your credit? See our Pelican Pledge Visa review and learn how it stacks up. Read on!
Keep Reading