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Read on to see a card that can help you build credit and get other perks!

The FIT™ Platinum Mastercard® can help you to achieve a great credit score


The FIT™ Platinum Mastercard® does not require any credit history inquiry to approve you as a new cardholder. All you have to do is make responsible use of it, paying your bills on time. You can start with a $400 credit limit, and in just six months, it can go up to $800. Apply for your FIT® Platinum Mastercard® and start benefiting from a credit card.


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This card has good conditions for you to access a credit line. Check out some of the benefits of having your own FIT™ Platinum Mastercard®!

Up to $400 credit limit;
No credit score requirement;
Free access to a credit score monitoring service;
Mastercard signature, which is widely accepted.

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The FIT™ Platinum Mastercard® is a credit-building solution for those navigating the challenges of a limited or damaged credit history.

This card opens a pathway to credit improvement, offering a suite of features designed to help users establish a stronger financial foundation.

It stands as a beacon of hope for those who’ve faced credit rejections, seeking to turn around their credit narrative.

Advantages to Enjoy

  • Credit Building Opportunity: Ideal for individuals working to build or rebuild their credit, as it reports to all three major credit bureaus.
  • Unsecured Credit Line: Offers the advantage of an unsecured credit line, which means no deposit is required to get started.
  • Wide Acceptance: Can be used at countless locations worldwide wherever Mastercard® is accepted, offering global purchasing power.
  • Credit Score Monitoring: Provides access to your Vantage 3.0 score from Experian, helping you keep track of your credit progress.
  • Contactless Payments: Equipped with modern contactless payment technology, ensuring quick and secure transactions.
  • Flexible Payment Options: Allows you to pay by check, online, or at local branches, with the choice of selecting a convenient due date.
  • No Cash Advance Fee Initially: Initially waives the cash advance fee, offering some flexibility in financial emergencies.

Disadvantages to Keep an Eye On

  • High APR: Comes with a relatively high APR, which can be costly if balances are carried over month to month.
  • Initial Fees: Charges an upfront fee before the account is opened, which might be a financial burden for some.
  • Monthly Fee After First Year: Introduces a monthly fee after the first year, adding to the card’s overall cost.
  • Annual Fee: Imposes an annual fee, which is an added expense on top of other charges.
  • Limited Rewards: Lacks a rewards program, which is a common benefit in many other credit cards.
  • Lower Starting Credit Limit: Offers a modest initial credit limit, which may not meet the needs of all users.
  • Mixed Customer Reviews: Has received mixed feedback from users, particularly concerning customer service and fee structure.

In conclusion, the FIT™ Platinum Mastercard® is a practical tool for those seeking to rebuild their credit history.

While it offers the benefits of credit reporting and unsecured credit access, potential cardholders must weigh these against its fees and high APR.

This card can be a stepping stone towards improved credit, but it’s essential to manage it wisely to avoid financial pitfalls.

As always, it’s prudent to consider all options and choose a card that aligns best with your financial goals and circumstances.

The FIT™ Platinum Mastercard® begins with a $400 credit limit, while some setup and maintenance costs will lower your available credit. After six months, FIT® can increase your credit limit to $800.

If your credit history is spotty, don’t let that stop you from applying for the FIT™ Platinum Mastercard®. The issuer promotes the product as accessible to consumers with various credit ratings. Therefore, if you can prove you are over 18 and can pay your bills on time, you should be approved for this credit card.

You can use the FIT™ Platinum Mastercard® anywhere that accepts Mastercard! This can be one of the best features this card offers besides the chance to build credit.

If you’d like to learn the application process for your very own FIT™ Platinum Mastercard®, check the following link for our easy guide!

FIT™ Platinum Mastercard®

How do you get the FIT™ Platinum Mastercard®?

If you're looking for a card to rebuild your credit history, you can count on the FIT™ Platinum Mastercard® to help you. It's easy to apply and to get approved.

If the FIT™ Platinum Mastercard® is not the best choice for your finances, we can still give you a different option!

For example, try applying for the OpenSky® Secured Visa® Credit Card! With this credit card option, you’ll also be able to improve your credit score!

Plus, you don’t need a high score to have a chance to qualify! So, check out our post below to learn how to apply for this option!

OpenSky® Secured Visa® Credit Card on a white background

Applying for the OpenSky® Secured Visa®

If you have no credit, getting a card might be challenging. But if you apply to OpenSky® Secured Visa® Credit Card, you'll easily have tons of benefits!

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