Read on to see a card that can help you build credit and get other perks!
The FIT™ Platinum Mastercard® can help you to achieve a great credit score
Advertisement
The FIT™ Platinum Mastercard® does not require any credit history inquiry to approve you as a new cardholder. All you have to do is make responsible use of it, paying your bills on time. You can start with a $400 credit limit, and in just six months, it can go up to $800. Apply for your FIT® Platinum Mastercard® and start enjoying its benefits!
The FIT™ Platinum Mastercard® does not require any credit history inquiry to approve you as a new cardholder. All you have to do is make responsible use of it, paying your bills on time. You can start with a $400 credit limit, and in just six months, it can go up to $800. Apply for your FIT® Platinum Mastercard® and start enjoying its benefits!
You will remain in the same website
The FIT™ Platinum Mastercard® has good conditions for you to access a credit line. Check out some of its pros!
You will remain in the same website
The FIT™ Platinum Mastercard® is a credit-building solution for people with limited or damaged credit histories.
This card opens a pathway to credit improvement, offering features designed to help users establish a stronger financial foundation.
Advantages to Enjoy
- Credit Building Opportunity: Ideal for individuals working to build or rebuild their credit, as it reports to all three major credit bureaus.
- Unsecured Credit Line: Offers the advantage of an unsecured credit line, which means no deposit is required to get started.
- Wide Acceptance: Use it at countless locations worldwide wherever Mastercard® is accepted, offering global purchasing power.
- Credit Score Monitoring: Provides access to your Vantage 3.0 score from Experian, helping you keep track of your credit progress.
- Contactless Payments: Equipped with modern contactless payment technology, ensuring quick and secure transactions.
- Flexible Payment Options: Allows you to pay by check, online, or at local branches, with the choice of selecting a convenient due date.
- No Cash Advance Fee Initially: Initially waives the cash advance fee, offering some flexibility in financial emergencies.
Disadvantages to Keep an Eye On
- High APR: Comes with a relatively high APR, which can be costly if balances are carried over month to month.
- Annual Fee: Imposes an annual fee, which is an added expense on top of other charges.
- Limited Rewards: Lacks a rewards program, which is a common benefit in many other credit cards.
- Mixed Customer Reviews: It has mixed feedback from users, particularly concerning customer service and fee structure.
In conclusion, the FIT™ Platinum Mastercard® is a practical tool for those seeking to rebuild their credit history.
While it offers the benefits of credit reporting and unsecured credit access, potential cardholders must weigh these against its fees and high APR.
This card can be a stepping stone towards improved credit, but it’s essential to manage it wisely to avoid financial pitfalls.
The FIT™ Platinum Mastercard® begins with a $400 credit limit, while some setup and maintenance costs will lower your available credit. After six months, FIT® can increase your credit limit to $800.
If your credit history is spotty, don’t let that stop you from applying for the FIT™ Platinum Mastercard®. The issuer promotes the product as accessible to consumers with various credit ratings. Therefore, if you are over 18 and pay your bills on time, you should be approved for this credit card.
You can use the FIT™ Platinum Mastercard® anywhere that accepts Mastercard! This can be one of the best features this card offers besides the chance to build credit.
If you’d like to learn the application process for your very own FIT™ Platinum Mastercard®, check the following link for our easy guide!
How do you get the FIT™ Platinum Mastercard®?
If you're looking for a card to rebuild your credit history, you can count on the FIT™ Platinum Mastercard® to help you. It's easy to apply and to get approved.
If the FIT™ Platinum Mastercard® is not the best choice for your finances, we can still give you a different option!
For example, try applying for the OpenSky® Secured Visa®! With this credit card option, you’ll also be able to improve your credit score!
Plus, you don’t need a high score to have a chance to qualify! So, check out our post below to learn how to apply for this option!
Applying for the OpenSky® Secured Visa®
If you have no credit, getting a card might be challenging. But if you apply to OpenSky® Secured Visa® Credit Card, you'll easily have tons of benefits!
Trending Topics
Applying for the Regions Premium Visa® Signature Credit Card: learn how!
Find out if you are eligible to apply for a Regions Premium Visa® Signature Credit Card. Earn 1.5 points per $1 spent! Read on!
Keep Reading
Applying for the Deserve EDU Student Credit Card: learn how!
The Deserve EDU Student Credit Card has 1% cashback and does not require a credit score. See how to apply and get your card today!
Keep Reading
Applying for the Fortiva® Credit Card: learn how!
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
Keep ReadingYou may also like
Applying for the Milestone® Mastercard® – Less Than Perfect Credit Considered: learn how!
The Milestone® Mastercard® – Less Than Perfect Credit Considered is great for building credit. Find out how to apply and succeed!
Keep Reading
Upgrade Bitcoin Rewards Visa credit card: complete review
Get 1.5% cash back in crypto with the Upgrade Bitcoin Rewards Visa credit card, as well as a $200 sign-up bonus and pay no annual fee.
Keep Reading
Is it possible to make money during a bear market?
Learn about the opportunities that exist in a bear market and how you can take advantage of them to grow your portfolio long-term.
Keep Reading