Are you looking for a higher spending limit and cash back on purchases?
The Fortiva® Mastercard® Credit Card offers an excellent initial credit limit and up to 3% back!
Advertisement
The Fortiva® Mastercard® Credit Card is ideal for anyone with a bad credit score. After all, it is one of the few cashback credit card options for people without a good credit score. With it, you get up to 3% cash back on selected purchases. You can also do your credit rebuild with regular use and payment.
The Fortiva® Mastercard® Credit Card is ideal for anyone with a bad credit score. After all, it is one of the few cashback credit card options for people without a good credit score. With it, you get up to 3% cash back on selected purchases. You can also do your credit rebuild with regular use and payment.
You will remain in the same website
This credit card is a great gift for anyone with a bad credit score. Check out all the benefits it can offer.
Step into a world where rebuilding credit meets rewarding experiences with the Fortiva® Mastercard® Credit Card.
This card offers a unique blend of features designed for those looking to enhance their credit score while enjoying cashback rewards on everyday purchases.
You could be offered the Fortiva Credit Card or the Fortiva Cash Back Rewards Card based on your criteria. The cash-back version provides up to 3% cash back in selected categories and 1% on all other purchases.
If you don’t meet the criteria for the cash back card, you could still be approved for the standard card, which can help improve your credit score while offering essential credit access.
Let’s investigate the benefits and drawbacks to see if this card aligns with your financial goals.
Advantages to Enjoy
- Cash back Rewards: Earn 3% back on gas, groceries, and utilities and 1% on other purchases, making routine spending more rewarding.
- No Security Deposit Required: Access credit without the upfront cost of a deposit, a boon for those with limited cash resources.
- Credit Building Opportunity: An excellent tool for those with fair or poor credit to improve their credit score through responsible use.
- Pre-Qualification Without Credit Impact: Check your eligibility without a hard inquiry, keeping your credit score intact during the application process.
- Reasonable Credit Limit: Qualify for a credit limit up to $2,000, aiding in budget management and financial planning.
- Zero Fraud Liability Protection: Enjoy peace of mind with no liability for unauthorized transactions, enhancing card security.
- Free Access to Credit Score: Monitor your credit health with free access to your credit score, an invaluable asset for credit improvement.
Disadvantages to Keep an Eye On
- High Annual Fee: The card initially charges a higher annual fee depending on your creditworthiness, which can be steep.
- Elevated Interest Rates: With this card’s APR, carrying a balance can lead to significant interest charges.
- Extra Charge for Authorized Users: Adding a user incurs into fee, which may deter those wanting a joint account.
- Steep Late Payment Fee: Late payments attract up to a fee, higher than many other credit cards.
- Absence of Introductory APR Offers: Special introductory rates on purchases or balance transfers are lacking, a common feature in other cards.
- Rewards Offset by Fees: The potential rewards can be easily overshadowed by the various fees associated with the card.
- Approval Limitations: You might only qualify for a version of the card with fewer benefits.
The Fortiva® Mastercard® Credit Card can be a strategic choice for individuals focused on rebuilding their credit while earning cash back on essential purchases.
However, the array of fees and high interest rates necessitate carefully evaluating whether the benefits justify the costs.
Ideal for those who are vigilant with their payments and can leverage the cash-back rewards, this card demands financial management to be truly effective.
The Fortiva® Mastercard® Credit Card is a card for those who like cashback. Also, it is one of the few cashback options for people with bad credit scores. The card offers a 3% cash back on gas, groceries, and utility purchases. In addition, the application allows you to pre-qualify without changing your score to find out about the associated fees.
Because this credit card has many benefits that other options don’t have. It has the possibility of pre-qualification without affecting the credit score. In addition, it does not require an initial deposit for use or account opening, and it can be used for payment on major digital platforms.
The Fortiva® Mastercard® provides a credit limit that is determined based on your credit profile during the approval process. While the starting credit limit may not be very high, Fortiva® may review your account periodically to assess if you are eligible for a credit limit increase.
Yes, the Fortiva® Mastercard® reports all account activity, including payment history and account balances, to the three major credit bureaus: Equifax, Experian, and TransUnion. By using the card responsibly, such as making on-time payments and keeping your balance low relative to your credit limit, you can gradually improve your credit score over time.
Yes, managing your Fortiva® Mastercard® account is simple and convenient through Fortiva’s online portal and mobile app. Once registered, you can log in 24/7 to access various account management tools.
Do you want to learn how to apply for the Fortiva® Mastercard® Credit Card easily? Then check the link above, and we’ll tell you.
The Fortiva® Mastercard® Credit Card is excellent for those who don’t have a good credit score. However, the Petal® 1 Visa® Credit Card is an interesting alternative.
With no annual fee and credit-building features, you can earn up to 10% back on select merchants – perfect for savvy spenders. Learn more about it in the post below!
Petal 1 Visa credit card: complete review
Looking for a credit card that will accept applicants with limited or poor credit? The Petal 1 Visa credit card might be worth looking into. Check it out!
Trending Topics
Upgrade Cash Rewards Visa® credit card full review
Want a card with good cashback and fixed monthly fees? Then, read on to learn about the Upgrade Cash Rewards Visa® credit card.
Keep Reading
Total Select Visa Card full review
The Total Select Visa Card of this review is a great way to establish or rebuild your credit score. See why it's one of the best cards.
Keep Reading
Applying for the Aspiration Spend & Save™ card: learn how!
Learn how to apply for the Aspiration Spend & Save™ card. A product that cares for your wallet and the environment just as much.
Keep ReadingYou may also like
Applying for the First savings card: learn how!
Do you know how to apply for the First Savings credit card? This post will show you how to get a new credit card and use it to build credit.
Keep Reading
LightStream personal loan review: is it worth it?
Do you already know the LightStream personal loan? Credit reaches $100,000 and you have no origination fee. Know more.
Keep Reading
Custom Choice student loan review: is it worth it?
Do you need money to complete your studies? The Custom Choice student loan may be what you are looking for. Learn more!
Keep Reading