A credit card must provide much more than purchasing power for its clients in this day and age. Everyone loves to shop, but wouldn’t it be even better if you could get rewarded for spending your hard-earned money? Well, you can! This article will present the top 6 best cash back credit cards on the market. 

Whether you’re looking for travel-related perks, bonus points for daily expenses, or money into your bank account, we’ve got it all. Whatever your needs may be, we can help you find the perfect card for you. So read on for information that will help make your next credit card purchase a rewarding one!

It’s no secret that credit card rewards can be highly lucrative. Whether you’re looking for a card with a great sign-up bonus, unlimited cash back, or flexible redemption options, there is definitely a card out there that fits your needs. See below our top picks for the best cash back credit cards to help you choose!

Chase offers one of the best cash back credit cards for anyone looking for a high rewards rate with no fuss. Its sign-up bonus adds a 1.5% return on every purchase you make up to $20,000 during the first year of card membership with a lengthy 0% APR intro and a $0 annual fee. 

You also get 5% back on travels booked by the Chase Ultimate Rewards program, 3% o dining and takeout, 3% on drugstore purchases, and 1.5% on literally everything else! There’s no minimum redemption limit, and you can choose between statement credits or direct money deposits into a checking or savings account.

This card stands out purely for its simplicity. The Citi® Double Cash Card offers new cardholders a 0% intro APR for 18 months on balance transfers and charges no annual fee. There’s no sign-up bonus, but you can earn 2% cash back on every purchase you make. 1% when you buy, and an extra 1% when you pay for the purchased items.

You don’t have to worry about tracking rewards categories or fees to decrease the value of your earnings. To redeem your cash back, you must pay at least the minimum amount on your bill on time. 

The Capital One SavorOne Cash Rewards card is another great option for customers looking for a straightforward product. You get 1.5% cash back on every purchase, every day with it. There are no rotating categories, no limit to how much you can earn, and the cash back doesn’t expire as long as the account is open. 

New cardholders get a 0% introductory APR for 15 billing cycles on purchases and balance transfers. The sign-up bonus is one of the most profitable on the market, with a $200 cash value. There are also no annual fees or foreign transaction fees, making this product a valuable travel companion.

Even though this credit card requires you to track your rewards categories, it gives you a 3% return on purchases you make on a daily basis. You can also choose which purchases will earn the highest rates and maximize your rewards. There’s also a 2% return on groceries and wholesale clubs and 1% on everything else.

There’s no annual fee and no expiration date on rewards. New cardholders get a 0% intro APR for 15 billing cycles on balance transfers and purchases made within the first 60 days. There is a $200 online cash reward sign-up bonus, and Preferred Rewards members can earn up to 25% – 75% more cash back. 

Discover it® Cash Back card offers a 5% cash back rate on different categories each quarter, which requires some tracking on your side. However, the categories are usually places where you’d normally spend a lot of money. There’s also a 1% flat cash back rate on all other purchases. 

Its sign-up bonus is one of the most profitable welcome rewards on the market, and you can maximize your earnings by prioritizing this card on your everyday spending. After the first year of usage, Discover will match all cash back you’ve earned. There’s no minimum spending and no maximum rewards. 

The Chase Freedom Flex℠ is a must-have on any “best cash back credit cards” list. With it, you get a generous 5% rate on 2 fixed bonus categories that change every quarter. There’s also a 5% return on travel booked by Chase Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases. 

You won’t have to worry about annual fees, minimum value to redeem your earned points or expiration dates with this card. You can choose between getting statement credits or direct money deposits for all cash back value. 

All new cardholders get a 0% intro APR for 15 billing cycles on purchases and balance transfers. The sign-up bonus grants new card members $200 after spending at least $500 on purchases within the first 3 months.