An option that accepts even the bad and poor levels and starts with a limit of $300
Total Select Visa Card: build credit while making purchases
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Looking for a new credit card for bad credit people? We’ve got you! With the Total Select Visa Card, you can access credit regardless of your score. Beginning with a limit of $300, which increases according to payment habits. Pay no cash advance or monthly servicing fees in the first year. This credit card is ideal for necessary purchases and special gifts! Using this card responsibly will help you build or rebuild credit since it reports your payments to all three major bureaus. Isn’t great?
Total Select Visa Card is perfect for anyone, regardless of their credit score. See what are the main benefits you can have:
With a Total Select Visa Card, you can make purchases easily and conveniently wherever your card is accepted. Your Total Select Visa Card account must have a good standing and the available credit necessary to make transactions. As with any purchase or cash advance, Total Select will deduct this amount from the available credit until it is solved as per the agreement between Total Select and yourself. As such, it’s important to keep track of your Total Select Visa Card account balance for smooth functioning of the card.
As a Total Select Visa Card customer, you can be confident in getting your initial fees refunded. If you haven’t used the card for purchases or cash advances and you don’t make any payments within one billing cycle after receiving a monthly statement, they’ll return those important fees. Furthermore, if you decide to close your account and notify them within 30 days or one billing cycle after an annual fee appears on your statement, they’ll even credit the cost of that fee back to your Total Select Visa Card account. That’s not all – even additional card fees can be credited back when a cancellation is requested within 30 days or one billing cycle after they appear. We are truly dedicated to ensuring our Total Select Visa Card customers get the best experience possible!
In order to qualify for the Total Select Visa Card, applicants must be 18 years old and of legal age to contract financial services in their state of residence. Also, they must have a valid credit score. Total Select Visa Card provides a simple, fast and very intuitive application.

Applying for the Total Select Visa Card: learn how
You can apply for the Total Select Visa Card online. Learn how to complete your application and start raising your credit! Read on!
The Total Select Visa Card is perfect for many people. However, the First Access Visa® Card is a very similar alternative with many benefits. Check out how to apply and be approved quickly.

How to apply for the the First Access Visa® Card!
The First Access Visa® Card is a good option for anyone who needs to build credit. Learn how to apply and be approved for this option!
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Keep ReadingWith a Total Select Visa Card, you can make purchases easily and conveniently wherever your card is accepted. Your Total Select Visa Card account must have a good standing and the available credit necessary to make transactions. As with any purchase or cash advance, Total Select will deduct this amount from the available credit until it is solved as per the agreement between Total Select and yourself. As such, it's important to keep track of your Total Select Visa Card account balance for smooth functioning of the card.
As a Total Select Visa Card customer, you can be confident in getting your initial fees refunded. If you haven't used the card for purchases or cash advances and you don't make any payments within one billing cycle after receiving a monthly statement, they'll return those important fees. Furthermore, if you decide to close your account and notify them within 30 days or one billing cycle after an annual fee appears on your statement, they'll even credit the cost of that fee back to your Total Select Visa Card account. That's not all - even additional card fees can be credited back when a cancellation is requested within 30 days or one billing cycle after they appear. We are truly dedicated to ensuring our Total Select Visa Card customers get the best experience possible!
In order to qualify for the Total Select Visa Card, applicants must be 18 years old and of legal age to contract financial services in their state of residence. Also, they must have a valid credit score. Total Select Visa Card provides a simple, fast and very intuitive application.

Applying for the Total Select Visa Card: learn how
You can apply for the Total Select Visa Card online. Learn how to complete your application and start raising your credit! Read on!
The Total Select Visa Card is perfect for many people. However, the First Access Visa® Card is a very similar alternative with many benefits. Check out how to apply and be approved quickly.

How to apply for the the First Access Visa® Card!
The First Access Visa® Card is a good option for anyone who needs to build credit. Learn how to apply and be approved for this option!