Pre-approval is simple! Just head to Upgrade’s website and answer a few quick questions. No impact on your credit score, and you’ll know instantly if you’re a potential match for the Cash Rewards credit card.

Cash back crown goes to the Triple Cash Rewards Visa! It boasts 4% on gas and groceries, plus 2% on dining and 1% on everything else. Cash Rewards sticks to a steady 1.5% across the board, making it a flat-rate favorite for budget-conscious spenders.

The Upgrade mobile app will make your account management a lot easier. Check your balance, make payments, redeem cash back, and even lock your card – all with a few taps. Plus, say goodbye to paper statements and hello to eco-friendly options.

The Cash Rewards card can be a stepping stone to credit-building journey. It’s got a friendly credit score requirement and no annual fee, making it perfect for responsible swipers who want to earn cash back while establishing their financial foundation.