The Wells Fargo Reflect® Card is an attractive option for those looking for a low-interest card to pay for large purchases or their monthly cellphone bill, as it does not carry its rewards program. Unfortunately, the Wells Fargo My Wells Fargo Deals program offers only a small amount of cashback in the form of account credits (usually less than $10 per offer). While this won’t provide you with anywhere near as many rewards as you would get from a regular rewards card, it could be worth considering if your primary focus is paying off your balances without accumulating interest.

Wells Fargo offers its customers the Reflect® Card to transfer balances from existing Wells Fargo cards. With three easy steps, Wells Fargo cardholders can initiate a balance transfer for their Reflect® Card. Customers can request their balance transfer online by simply logging into their account, clicking “Accounts,” and then “Request Balance Transfer”. Alternatively, they may call Wells Fargo at 1-800-642-4720 or visit any Wells Fargo branch to make the desired snap transfer. During the process, they must include each card’s 16-digit credit card number they wish to transfer. Wells Fargo encourages customers to complete their transfers within 120 days of opening their account, as exceeding this timeframe will disqualify them from the current introductory APR offer.

Wells Fargo provides an array of preapproved card offers for its Wells Fargo Reflect® Card through the Wells Fargo website and mailings. All that’s required is a few personal details, so Wells Fargo can perform a soft inquiry on your credit report, meaning you’ll be able to see if you’re preapproved without hurting your credit score. For even more personalized Wells Fargo cards based on your credit profile, Bankrate’s CardMatch tool provides recommendations. Although CardMatch can’t match up Wells Fargo offers specifically, it still runs a soft pull on your credit which can help identify the best fit and provide insight into whether you’re prequalified.

Wells Fargo provides several tools to make managing your card easy and efficient, including: – Wells Fargo Online® and the Mobile App for tracking balances, payments, and transactions. – Account alerts for payment reminders, spending limits, and suspicious activity. – Autopay options to ensure your payments are made on time.

Yes, when you pay your monthly cell phone bill with your Wells Fargo Reflect® Card, you are eligible for cell phone protection. This benefit covers repair or replacement costs for eligible damaged or stolen phones, subject to the terms and conditions of the coverage.