The Wells Fargo Reflect® Card is an attractive option for those looking for a low-interest card to pay for large purchases or their monthly cellphone bill, as it does not carry its rewards program. Unfortunately, the Wells Fargo My Wells Fargo Deals program offers only a small amount of cashback in the form of account credits (usually less than $10 per offer). While this won’t provide you with anywhere near as many rewards as you would get from a regular rewards card, it could be worth considering if your primary focus is paying off your balances without accumulating interest.
Wells Fargo offers its customers the Reflect® Card to transfer balances from existing Wells Fargo cards. With three easy steps, Wells Fargo cardholders can initiate a balance transfer for their Reflect® Card. Customers can request their balance transfer online by simply logging into their account, clicking “Accounts,” and then “Request Balance Transfer”. Alternatively, they may call Wells Fargo at 1-800-642-4720 or visit any Wells Fargo branch to make the desired snap transfer. During the process, they must include each card's 16-digit credit card number they wish to transfer. Wells Fargo encourages customers to complete their transfers within 120 days of opening their account, as exceeding this timeframe will disqualify them from the current introductory APR offer.
Wells Fargo provides an array of preapproved card offers for its Wells Fargo Reflect® Card through the Wells Fargo website and mailings. All that's required is a few personal details, so Wells Fargo can perform a soft inquiry on your credit report, meaning you'll be able to see if you're preapproved without hurting your credit score. For even more personalized Wells Fargo cards based on your credit profile, Bankrate's CardMatch tool provides recommendations. Although CardMatch can't match up Wells Fargo offers specifically, it still runs a soft pull on your credit which can help identify the best fit and provide insight into whether you're prequalified.
The Wells Fargo Reflect® Card is a great option for anyone with a good credit score. However, you can also opt for the PREMIER Bankcard® Secured Credit Card.
Want to learn more about this card? Read the following article and see how to apply it and how it works. You can get yours today and start enjoying its multiple benefits!
Having a good credit-building card is crucial if you need to improve your finances. So, check out how to apply for the PREMIER Bankcard® Secured Credit Card!