Credit Cards

Upgrade Cash Rewards Visa® credit card full review

Do you make a lot of purchases in different segments and look for a card with benefits? Then the Upgrade Cash Rewards Visa® credit card might be ideal. Find it out!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Upgrade Cash Rewards Visa® credit card: 1.5% unlimited cashback on all purchases

Upgrade Cash Rewards credit card
The Upgrade Cash Rewards Visa® is a versatile and safe option! Source: Upgrade

Choosing a truly advantageous credit card can be a challenge. Some factors, such as credit score, cashback, fees, and benefits, must be evaluated. The Upgrade Cash Rewards Visa® credit card is a great option.

It offers 1.5% cashback value on all types of eligible purchases with an unlimited ceiling. It is an interesting option for those who need to carry out international transactions frequently.

In addition, you can avoid surprises with a fixed payment per month established in the initial contract. Check out!

card

Credit Card

Upgrade Cash Rewards Visa

visa cashback

Earn unlimited 1.5% cash back. No annual fee.

You will be redirected to another website

  • Credit Score: Fair (630-689);
  • Annual Fee: $0;
  • Regular APR: variable between 14.99% and 29.99%;
  • Welcome bonus: get $200 if you open a Rewards Checking account and make at least three debit card transactions;
  • Rewards: 1.5% unlimited cashback on all purchases.

How does the Upgrade Cash Rewards Visa® credit card work?

Upgrade Cash Rewards credit card
The card works with a 1.5% and unlimited cashback benefit | Source: Adobe Stock

The Upgrade Cash Rewards Visa® credit card does not establish categories for bonuses. It offers a 1.5% cashback on all types of purchases and no limit on amounts.

This makes life a lot easier for those who make purchases in different segments.

In addition, it brings the possibility of a fixed installment of the value of the card. Thus, you avoid surprises with the monthly amount and pay for a pre-established period.

Fees for advance payments, foreign transactions, and penalties are void. The APR varies according to the type of installment established.

Upgrade Cash Rewards Visa® credit card pros and cons

Credit cards have pros and cons that should be taken into account before applying. The Upgrade Cash Rewards Visa® credit card has more benefits than negatives. Read more!

Pros

  • 1.5% cash back on all purchases with no limit;
  • Absence of fees for advance payments and foreign transactions;
  • Advantages and benefits associated with the Visa Signature program;
  • Low APR for pre-set monthly payments.

Cons

  • More rigid payments, with less flexibility;
  • APR can be high depending on the installment;
  • This card is not available in DC, IA, WV, WI, NC, NH, HI.

Does my credit score need to be good?

This is a very important question before making the application. In the case of an Upgrade Cash Rewards Visa® credit card, you do not need to have a perfect credit history.

To apply, you must have a fair credit level. That is, with values from 630. However, the better the rating, the greater the chances of a positive return on the investment.

Want to apply for the Upgrade Cash Rewards Visa® credit card?

If you need a powerful cashback with no limit in value, you would like to know this card. TheUpgrade Cash Rewards Visa® card guarantees good financial health and a fixed monthly payment with no surprises.

card

Credit Card

Upgrade Cash Rewards Visa

visa cashback

Earn unlimited 1.5% cash back. No annual fee.

You will be redirected to another website

To apply for this card, you can use your computer, notebook, smartphone, or tablet. However, it is important to follow some tips. Check out!

Apply online

The online application can be made by a computer or notebook. To do this, just access the official website and first check if you have the necessary requirements to apply.

Then, just fill in the form data regarding personal and financial data. Finally, just wait for the analysis and possible approval.

And you should know that this card is not available in DC, IA, WV, WI, NC, NH, or HI.

Apply using the app

Application through apps can make the process more practical and faster for those with mobile skills | Source: Adobe Stock

For those who prefer to solve everything on their cell phone, smartphone or tablet, the application can be made through the app. Just download it from your operating system’s official app store.

Then you will fill in all the data about personal and financial records. So, just submit and hope to have approval after review.

Upgrade Cash Rewards Visa®Cash Rewards card vs. Capital One SavorOne Cash Rewards card

The Upgrade Cash Rewards Visa® card is an excellent option as it offers unlimited cashback. However, the payments can be rigid and not very flexible.

Then we have another alternative: Capital One SavorOne Cash Rewards card. This option brings cashback of up to 3%, depending on the type of purchase. Check out the comparison!

Upgrade Cash Rewards Visa®

  • Credit Score: Fair (630-689);
  • Annual Fee: $0;
  • Regular APR: variable between 14.99% and 29.99%;
  • Welcome bonus: get $200 if you open a Rewards Checking account and make at least three debit card transactions;
  • Rewards: 1.5% unlimited cashback on all purchases.

Capital One SavorOne Cash Rewards card

  • Credit Score: Good (690-850);
  • Annual Fee: $0;
  • Regular APR: Variable between 16,49% and 26,49% (0% intro APR for 15 months on purchases and balance transfers);
  • Welcome bonus: 0% APR for the first 15 months and a $200 bonus after spending the first $500 in the first quarter;
  • Rewards: 3% cash back on entertainment, restaurants, and grocery stores, and 1% cash back on other purchases.

If you love the features that the Capital One SavorOne Cash Rewards card has to offer, check out our post below to learn about the application process!

Capital One SavorOne Cash Rewards

Capital One SavorOne Cash Rewards Card Review

Better than going out for dinner with friends is to earn 3% cash back on it. This and much more you will get with your Capital One SavorOne Cash Rewards. Apply now!

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