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Upgrade Cash Rewards Visa® credit card full review
Do you make a lot of purchases in different segments and look for a card with benefits? Then the Upgrade Cash Rewards Visa® credit card might be ideal. Find it out!
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Upgrade Cash Rewards Visa® credit card: 1.5% unlimited cashback on all purchases

Choosing a truly advantageous credit card can be a challenge. Some factors, such as credit score, cashback, fees, and benefits, must be evaluated. The Upgrade Cash Rewards Visa® credit card is a great option.
It offers 1.5% cashback value on all types of eligible purchases with an unlimited ceiling. It is an interesting option for those who need to carry out international transactions frequently.
In addition, you can avoid surprises with a fixed payment per month established in the initial contract. Check out!
How to apply for the Upgrade Cash Rewards Visa®?
Want unlimited 1.5% cash back on any purchase? Then the Upgrade Cash Rewards Visa® card is the perfect option for you. Read more to apply!
- Credit Score: Fair (630-689);
- Annual Fee: $0;
- Regular APR: variable between 14.99% and 29.99%;
- Welcome bonus: get $200 if you open a Rewards Checking account and make at least three debit card transactions;
- Rewards: 1.5% unlimited cashback on all purchases.
How does the Upgrade Cash Rewards Visa® credit card work?

The Upgrade Cash Rewards Visa® credit card does not establish categories for bonuses. It offers a 1.5% cashback on all types of purchases and no limit on amounts.
This makes life a lot easier for those who make purchases in different segments.
In addition, it brings the possibility of a fixed installment of the value of the card. Thus, you avoid surprises with the monthly amount and pay for a pre-established period.
Fees for advance payments, foreign transactions, and penalties are void. The APR varies according to the type of installment established.
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Upgrade Cash Rewards Visa® credit card pros and cons
Credit cards have pros and cons that should be taken into account before applying. The Upgrade Cash Rewards Visa® credit card has more benefits than negatives. Read more!
Pros
- 1.5% cash back on all purchases with no limit;
- Absence of fees for advance payments and foreign transactions;
- Advantages and benefits associated with the Visa Signature program;
- Low APR for pre-set monthly payments.
Cons
- More rigid payments, with less flexibility;
- APR can be high depending on the installment;
- This card is not available in DC, IA, WV, WI, NC, NH, HI.
Does my credit score need to be good?
This is a very important question before making the application. In the case of an Upgrade Cash Rewards Visa® credit card, you do not need to have a perfect credit history.
To apply, you must have a fair credit level. That is, with values from 630. However, the better the rating, the greater the chances of a positive return on the investment.
Want to apply for the Upgrade Cash Rewards Visa® credit card?
The Upgrade Cash Rewards Visa® credit card has unlimited cashback, regardless of the purchase amount.
Do you want to enjoy all these benefits? Then you need to know how to apply for the Upgrade Cash Rewards Visa® credit card. Check out the step-by-step in this post.
How to apply for the Upgrade Cash Rewards Visa®?
Want unlimited 1.5% cash back on any purchase? Then the Upgrade Cash Rewards Visa® card is the perfect option for you. Read more to apply!
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