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Applying for the Total Visa® Card: Learn How!
Is rebuilding credit a problem for you? See how to apply for the Total Visa® Card and recover your credit score.
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The Total Visa® Card is a versatile and very useful option for rebuilding your credit score.
In this sense, it is not necessary to have a good credit score to apply, and you can enjoy having zero monthly maintenance fees in the first year.
The application is simple, fast, and easy, and you can apply online using any device with internet access, such as a computer or notebook.
It is essential to meet some requirements and have separate documentation. Find out how to proceed with your request.
Apply online
To apply for the Total Visa® Card, you must be over 18 years of age and be a US citizen.
Start by filling out the application form at the official website with your personal information, including your full name, address, and email.
Once you’ve completed the form, carefully review the Terms & Conditions to ensure you understand the details of the card.
After reviewing and accepting the terms, submit your application and wait for the approval process to complete. If approved, you will need to pay the Program Fee to activate your card.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Apply using the app
You cannot apply for the Total Visa® Card through the mobile app; the application process must be completed online on the official website.
However, once your account is set up, the mobile app provides easy access to manage your account on the go.
With the app, you can monitor your transactions, make payments, and stay on top of your balance, ensuring you have full control over your finances wherever you are.
Total Visa® Card vs. First Access Visa® Card
Credit cards designed for low credit scores can provide additional funds for purchases. Plus, they’re great for boosting your score, rebuilding credit, and helping pay off some bills.
The Total Visa® Card, as we have seen here, does not require a good FICO score. You get a credit limit at reasonable rates and still have a good usage report sent to the main agencies.
Another interesting option is the First Access Visa® Card. It also serves people with bad or fair credit scores. Check out our comparison below!
Total Visa® Card
- Credit Score: Bad/Fair;
- Annual Fee: $75 for the first year, then $48;
- Regular APR: 35.99%;
- Welcome bonus: No monthly maintenance or cash advance fees for the first year;
- Rewards: Earn 1% cash back as statement credits for each dollar you pay toward your Total Visa Credit Card bill.
First Access Visa® Card
- Credit Score: Bad/Fair score;
- Annual Fee: $75 year one, $48 thereafter;
- Regular APR: 35.99%;
- Welcome bonus: No monthly fees or charges for cash advances during the first year;
- Rewards: 1% cash back in statement credits for every dollar paid towards your First Access Visa® Card balance.
And if you’re interested in knowing how to apply for the First Access Visa® Card, check out our post below to find out!
How to apply for the First Access Visa® Card?
You can get a good credit card even with a low score. Just read our post and learn how to apply for the First Access Visa® Card!
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