Reviews

Walmart MoneyCard full review

A prepaid debit card is ideal for better control of finances. Then get to know the Walmart MoneyCard and its benefits. Read on!

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by Sabrina Paes

Published on 11/28/2022

Walmart MoneyCard: Up to 3% cash back at Walmart.com!

Walmart MoneyCard
Check out our Walmart MoneyCard full review! Source: Walmart MoneyCard

Walmart is one of the largest grocery chains in the world, and many people shop online. However, many people don’t know that the network has its card. You will check the benefits in this Walmart MoneyCard review!

Walmart MoneyCard

How to apply for the Walmart MoneyCard

The Walmart MoneyCard is a debit card with up to 3% cashback. Check out how to apply for this debit card online!

After all, according to the company, the card does not provide financing, only some benefits. Check out more about this option.

  • Credit Score: No requirements;
  • Annual Fee: No annual or monthly fee;
  • Regular APR: None;
  • Welcome bonus: None;
  • Rewards: 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, and 1% at Walmart stores (up to $75 each year).

How does the Walmart MoneyCard work?

The Walmart MoneyCard in this review is a prepaid debit card with associated benefits. In that sense, you can add money and then enjoy some cashback.

This card option brings 3% cash back at Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores, which can reach up to $75 each year. This card is for you if you use the Walmart network a lot.

However, it has some fees for top-ups directly at the Walmart cashier and some transfers.

Walmart MoneyCard pros and cons

market card
See this card’s pros and cons to help you decide! Source: Adobe Stock

As you’ve seen so far, the Walmart MoneyCard review is a great card for anyone who uses the network frequently. After all, it brings some cashback benefits for purchases on the network and partners.

However, this card has some associated fees for specific services. Also, it charges monthly maintenance fees if there is no big deposit. Check out the pros and cons of this option.

Pros

  • Annual reimbursement of up to $75;
  • Cashback is very advantageous for those who frequently use the network
  • Multiple free withdrawals through 5,000+ Walmart points;
  • Free charges via the MoneyCard app or at Walmart stores;
  • Possibility of free direct deposit or receipt of benefits up to 2 to 4 days in advance;
  • Ease of paying bills online.

Cons

  • A direct deposit of over $500+ is required in the previous monthly period, so you don’t have to pay the monthly card fee;
  • Withdrawals from third-party ATMs have an associated fee;
  • Cash top-up has an associated fee directly at the Walmart checkout or partner retailers.

Does my credit score need to be good?

The Walmart MoneyCard presented in this review does not provide descriptions regarding credit scores. After all, as this type of card does not allow financing, only cash payment, the credit score is not considered.

Want to apply for the Walmart MoneyCard?

As you saw in this review, Walmart MoneyCard is a great option for those who use the network frequently. Also, it’s great for those who don’t have a good credit card history but want to enjoy rewards.

However, it is important to know how to submit properly so that your approval is quick. In this sense, check out the post we separate below to help you understand the necessary steps.

Walmart MoneyCard

How to apply for the Walmart MoneyCard

The Walmart MoneyCard is a debit card with up to 3% cashback. Check out how to apply for this debit card online!

About the author

Sabrina Paes

Content Writer, Copywriter, and Ghostwriter. Content marketing professional with 5 years of experience. Specialist in investment, finance, and technology niche. MBA in Marketing at the University of São Paulo, Brazil. Content Writer by Rock Content, and University of California (UCDAVIS).

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