Are you looking for a credit card that is designed for people with poor credit? If so, applying for the Mercury Credit Card may be the perfect choice for you.

In this post, we’ll teach you how to apply for the Mercury Credit Card and provide an overview of its features.

This card comes with a few benefits that can help people with poor credit improve their financial situation. Plus, it comes with a variety of features, including low interest rates, zero liability on unauthorized charges, 0% or 3% foreign transaction fee, $0 or $75 annual fee. So if you’re looking for a way to start rebuilding your credit, the Mercury Credit Card could be a good choice.

You can apply online to get your card, but first, you’ll need to have received an offer and reservation code from Mercury letting you know that you have been pre-approved.

Once you have a reservation code, you can go online to the company’s website, search for the “Respond to Mail Offer”, enter the information asked, confirm the information already pre-filled, such as your name and address, and read through important information about the account. 

You should receive a decision instantly once you agree to the terms and finish your application. But, in some cases, Mercury may have an identity verification before approval.

The Mercury Credit Card does not, at this moment, offer application via app.

But the company does have an app that is very well-liked, where you can manage your Account & Pay your Bill. This means that you can usually pay your bill online on your phone and manage your transaction history in an easy and fast way.

But if you are still not sure about the best option for you, don’t worry! Check out the differences between Mercury and American Express Gold, and choose the credit card that best suits your financial needs!