Credit Cards
Applying for the Mercury Credit Card: learn how!
In this post, we'll teach you how to apply for the Mercury Credit Card so you can enjoy $0 Fraud Liability, free access to FICO score, and more!
Advertisement
by Izabela Bonzanini
Mercury Credit Card application
Are you looking for a credit card that is designed for people with poor credit? If so, applying for the Mercury Credit Card may be the perfect choice for you.
In this post, we’ll teach you how to apply for the Mercury Credit Card and provide an overview of its features.
This card comes with a few benefits that can help people with poor credit improve their financial situation. Plus, it comes with a variety of features, including low interest rates, zero liability on unauthorized charges, 0% or 3% foreign transaction fee, $0 or $75 annual fee. So if you’re looking for a way to start rebuilding your credit, the Mercury Credit Card could be a good choice.
Apply online
You can apply online to get your card, but first, you’ll need to have received an offer and reservation code from Mercury letting you know that you have been pre-approved.
Once you have a reservation code, you can go online to the company’s website, search for the “Respond to Mail Offer”, enter the information asked, confirm the information already pre-filled, such as your name and address, and read through important information about the account.
You should receive a decision instantly once you agree to the terms and finish your application. But, in some cases, Mercury may have an identity verification before approval.
You will be redirected to another website
Apply using the app
The Mercury Credit Card does not, at this moment, offer application via app.
But the company does have an app that is very well-liked, where you can manage your Account & Pay your Bill. This means that you can usually pay your bill online on your phone and manage your transaction history in an easy and fast way.
Mercury credit card vs. American Express Gold credit card
But if you are still not sure about the best option for you, don’t worry! Check out the differences between Mercury and American Express Gold, and choose the credit card that best suits your financial needs!
Mercury credit card | American Express Gold card | |
Credit Score | Fair (580 to 669) | Good (690) to excellent (850) |
Annual Fee | $0 to $79 | $250 |
Regular APR | 26.99%–29.99% Variable | 15.99% to 22.99% variable APR |
Welcome bonus | N/A | 60,000 MR points after spending $4,000 on eligible purchases in the first 6 months *Terms apply |
Rewards | N/A | 3 points per dollar spent on flights booked with airline or Amex Travel 4 MR points per dollar spent at restaurants 4 points per dollar spent at supermarkets (U.S.) on $25,000 in purchases every year 1 point per dollar spent on all other eligible purchases $120 Uber Cash on Amex Gold $120 on dining credit, and more * Terms apply |
Apply to American Express Gold Card
If you are very close to deciding if you want to get the American Express Gold Card, here is some important information to help you with the process.
About the author / Izabela Bonzanini
Trending Topics
Buy on Trust account review: read before applying
Looking for a lease-to-own program that offers the latest electronics from top brands? Check our Buy on Trust Account review!
Keep ReadingEarnest Private student loan review: is it worth it?
Do you need to finish your studies and have no money? Find out how the Earnest Private student loan can help you out!
Keep ReadingApplying for the United℠ Business Card: learn how!
Learn about the application process for the United℠ Business Card. Earn miles on purchases and enjoy a $0 intro annual fee.
Keep ReadingYou may also like
Applying for the Truist Enjoy Cash Credit Card: learn how!
The Truist Enjoy Cash Credit Card offers up to 3% cashback and has no annual fee! Find out how to apply and get your card today.
Keep ReadingPenFed Platinum Rewards Visa Signature® Card full review
Looking for a rewards credit card? Read our PenFed Platinum Rewards Visa Signature® Card review to see if it's the right card for you.
Keep ReadingApplying for the Home Depot Consumer Credit Card: learn how!
Are you planning to apply for a Home Depot consumer credit card? Here, learn everything you need! $0 annual fee and more!
Keep Reading