Credit Cards

5 best cards that offer welcome bonuses: choose and enjoy!

If you're looking for a new credit card, check out our list of the best cards that offer welcome bonuses. Whether you're looking for cash back or travel rewards, we've got you covered.

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by Aline Barbosa

03/18/2022 | Updated on 04/06/2022

Learn options of credit cards that will offer you great welcome bonuses

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See the best cards with welcome bonuses. Source: Adobe Stock.

Are you in the market for a new credit card? If so, you may be interested in checking out our suggestions for the top 5 cards that offer welcome bonuses. These products typically provide a large number of reward points or miles when you sign up, which can be a great way to jumpstart your earnings.

Plus, many of these credit cards also come with other valuable benefits, such as cash back or statement credits. These bonuses can be worth hundreds of dollars, so it’s definitely worth your time to research the best products and see which one is the best fit for you. 

So if you’re ready to start earning some extra rewards, keep reading!

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Welcome bonus: what is it? 

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What are bonus points? Source: Adobe Stock

A welcome bonus is a benefit that many credit card companies offer to new customers to encourage them to open an account. Typically, the reward is a set amount of points or miles awarded after reaching a minimum spending requirement on the card during the first few months of membership.

Sign-up bonuses can be highly lucrative and sometimes can even mean money directly in your pocket.

The 5 best cards with great welcome bonus offers: choose yours!

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Choose the best card for you! Source: Adobe Stock.

Check out now the list of the 5 best cards with welcome bonuses!

Chase Sapphire Preferred Card

To start our list of the best cards that offer welcome bonuses, meet the Chase Sapphire Preferred Card. One of the favorite products among jet setters, this credit card provides a hefty and easily obtainable sign-up bonus.

Its high-value points have flexible redemption options and many transfer partners, so you can choose to redeem them in whichever way benefits you best. With the Chase Ultimate Rewards and Pay Yourself Back loyalty programs, your earned rewards are worth 25% more.

The card charges an annual fee, but you won’t even feel a dent if you maximize your earnings with everyday spending. However, you’ll need a credit score ranging between good and excellent to apply for it. 

Sign-up bonus60,000 points for spending $4,000 on purchases within the first 90 days
Annual fee$95
Rewards5 times more points on travel purchased through Chase Ultimate Rewards;
3 times more points on dining;
2 more points on all other travel purchases;
1 point on other purchases
Other perksTravel insurance;
Flexible rewards redemption
APR15.99% – 22.99% (variable)

Applying for the Chase Sapphire Preferred card

Learn how to apply for the Chase Sapphire Preferred card and collect jaw-dropping travel-rewards!

Discover it Cash Back Card

This card offers Discover’s exciting sign-up bonus of unlimited cash back match after the first year of account opening. You can double all your earned points with no minimum spending or maximum redemption.

Other benefits include an impressive 5% cash back on everyday purchases in rotating categories that change every 3 months. Plus, there is no annual fee, and the 0% APR intro for the first 15 months can be incredibly beneficial in the long run. 

The only drawback to this card is that it requires a credit score between good and excellent for new applications. 

Sign-up bonusDiscover will match all the cash back earned at the end of the first year.
Annual fee$0
Rewards5% cash back in eligible purchases each quarter on two categories;
5% cash back on prepaid travel bookings in the Rewards Travel Center;
2% cash back on one category;
1% cash back on other purchases
Other perks0% intro APR for 15 months;
Easy application process
APR11.99% – 22.99% (variable).

The Platinum Card from American Express

No cards that offer welcome bonuses list is complete without the Platinum Card from American Express. This product is designed for frequent travelers who want all the perks of high-living combined with the best travel benefits a card can provide. 

The sign-up bonus is considered the best in the market, with 100,000 Membership Rewards points with a minimum of $6000 spent in over 6 months. Not only that, but the amount of spending credits provided by Amex makes the $695 annual fee well worth its cost. 

This product comes with many other features, including premium travel perks and Centurion Lounge access. To apply, you need to have a very good/excellent credit score and a handsome monthly income to carry its weight. 

Sign-up bonus100,000 Membership Rewards points after spending $6,000 on purchases within the first 6 months
Annual fee$695
Rewards1x – 5x Membership Rewards points per dollar in selected categories
Other perksConsiderable spending credits;
Flexible travel points;
Airport lounge access
APR15.99% – 22.99% (variable)
Cartão American Express Platinum

Applying for the American Express Platinum card

Learn how to apply for the American Express Platinum card and what it can do for your financial life!

Bank of America Customized Cash Rewards Card

This card offers a 3% value cash back, and best of all: it allows you to choose up to 3 categories to earn it each month. And if the rotating categories aren’t enough, you can also get $200 online cash rewards by spending $1000 in the first 90 days of card usage.

The Bank of America Customized Cash Rewards Card comes with a 0% annual fee and no APR intro for the first 15 months. However, it has spending caps on bonus points and offers its best rewards to Preferred Rewards program members. 

Sign-up bonus$200 online cash rewards for $1000 on purchases within the first 90 days
Annual fee$0
Rewards3% cash back in different categories;
2% cash back in groceries;
1% cash back on other purchases
Other perksCustomizable cash back;
0% intro APR for 15 months
APR13.99% – 23.99% (variable)

Citi Premier Card

The Citi Premier Card is a solid choice for anyone looking for a top-tier travel credit card. Not only does it offer a generous welcome bonus to new cardholders, but you can earn up to 3 points in daily expenses like dining and grocery shopping. 

Its flexible travel redemption options provide a fantastic list of airlines transfer partners. There are no expiration dates or limits to the number of points you can earn with the Citi Premier. 

It charges an annual fee of $95, but you can cover it if you maximize your earnings by using the card for daily purchases. 

Sign-up bonus60,000 ThankYou points after spending $4000 within the first 90 days of card membership
Annual fee$95
Rewards3x points at restaurants, supermarkets, gas stations, air travels and hotels
1x points on other purchases
Other perksFlexible travel rewards points;No foreign transaction fees;
APR15.99% – 23.99% variable

Applying for the Citi Premier card: learn how!

Learn how to apply for the Citi Premier card and start earning rewards and travel bonuses today!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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