Reviews
Capital One SavorOne Rewards for Students Credit Card Review
Are you a student in need of a credit card? If so, the Capital One SavorOne Rewards for Students can help you out. Read our review to learn more!
Advertisement
Get incredible rewards for no annual fee
Do you already know the Capital One SavorOne Rewards for Students credit card? It’s the ideal option for you who are starting in life and need to build a credit score for your routine.
With this card, you can get unlimited cash back of up to 3% on restaurants and 1% cash back on other purchases. Amazing, Huh? Capital One’s credit card offers:
How to get Capital One SavorOne Rewards Students
Get the best out of your student life with the Capital One SavorOne Rewards for Students card! Read on to learn about the application!
- Credit Score: Fair
- Annual Fee: $0
- Regular APR: 19.99% – 29.99% for purchases (variable)
- Welcome bonus: Earn a one-time $50 cash bonus after spending $100 on purchases in three months from your account opening
- Rewards: 8% cashback on tickets purchased through the Vivid Seat platform, 5% on hotels and car rentals through Capital One Travel, unlimited 3% cash back on dining, entertainment, streaming services, and at grocery stores, and 1% cash back for other purchases
How does the Capital One SavorOne Rewards for Students credit card work?
The SavorOne Rewards for Students is a model to meet the main needs of students who have low credit limits and need to build a history.
However, the cashback package gets 8% on tickets purchased exclusively through the Vivid Seat platform.
Furthermore, get 5% on hotels and car rentals through Capital One Travel, and 3% on restaurants, streaming services, or grocery stores.
You can choose to receive by check, PayPal, gift card, or statement credit, in any amount and date.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Capital One SavorOne Rewards for Students card pros and cons
The SavorOne Rewards for Students credit card is a great option for anyone starting their financial life and need assistance and low fees on a card.
In addition, it facilitates cashback by encouraging the use of the card. Check out the pros and cons of this student card.
Pros
- This card has low associated fees, meaning you don’t have to worry about annual fees or fees for foreign transactions;
- Potential to reach high limits after 6 months of use even without a perfect credit history;
- Great and unlimited bonuses with a 3% cashback rate for food and 1% for other types of necessary purchases;
- Regardless of the lifetime of the account, rewards earned are not lost;
- Offers a welcome bonus for new users of $50 after purchases made totaling over $100 on purchases in three months from your account opening.
Cons
- High-interest rate. If you don’t pay attention, your card bills can get out of hand;
- Low basic rewards rate, contemplating a 3% cashback only in specific cases. On other purchases, the refund is only 1%;
- No advance spending bonus like some other student cards.
Does my credit score need to be good?
To apply for the Capital One SavorOne Rewards for Students card, you do not need to have a great credit history, just a fair level. Capital One classifies someone at the fair level when they have:
- history of non-payment of the loan in the last 5 years;
- limited credit history;
- credit card or other credit less than 3 years old (including students, people new to the US, or authorized users on someone else’s credit card);
Want to apply for Capital One SavorOne Rewards for Students credit card?
To apply for the SavorOne Rewards for Students card, you can carry out a prior credit analysis, filling in your legal name and MI.
If you are pre-approved, the process goes faster. You also have the option of starting your application manually.
Want to know more and start your application? Check out our post below and join the SavorOne Rewards for Students credit card team.
How to get Capital One SavorOne Rewards Students
Get the best out of your student life with the Capital One SavorOne Rewards for Students card! Read on to learn about the application!
Trending Topics
Applying for the One Finance Account: learn how!
Apply for a One Finance Account today and learn how to manage your expenses, monitor your bank account, and save your money all in one app!
Keep Reading
Applying for the Extra card: learn how!
If you need a better way to use your money, read this article to learn how to get the Extra debit card ASAP and build credit score.
Keep Reading
Is the crypto market going down? Here’s what you need to know
Inflation has impacted the cryptocurrency market. Is crypto market going down? That's what you'll find out in this post.
Keep ReadingYou may also like
Make up to $15.79/h working at Bubba’s 33: see job vacancies
Bubba's 33 is serving up open job positions with no experience needed! Learn about roles, salary, and benefits. Stay tuned!
Keep Reading
United℠ Business Card full review
Find out how the United℠ Business Card can help you earn rewards and bonuses on your business expenses in this review!
Keep Reading
Indigo® Mastercard® Credit Card full review
Want a credit card but don't have a good FICO score? Check out this Indigo® Mastercard® Credit Card review and learn more!
Keep Reading