Reviews
Fortiva® Credit Card full review
A great way to improve your credit score is to use a credit card for rebuilding. Discover the Fortiva® Credit Card in our full review!
Advertisement
Fortiva® Credit Card: build credit and improve your finances!
Card options for those without a good credit history are flexible. This Fortiva® Credit Card review will show how this option can be interesting in rebuilding credit and expanding possibilities.
How to apply for the Fortiva® Credit Card?
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
This option has some advantages, like a reduced annual fee from the second year of use. In addition, you are exempt from the monthly fee for the first year. Check out the pros and cons of this option.
- Credit Score: Bad/ Poor;
- Annual Fee: $49 – $175 1st yr, $0 – $49 after;
- Regular APR: 22.74% – 36% (variable for purchases – April 2021);
- Welcome bonus: None;
- Rewards: there are no rewards; it just helps to rebuild credit or increase credit score.
How does the Fortiva® Credit Card work?
This review shows that the Fortiva® Credit Card can help rebuild credit. In addition, you can catch up on your finances with the help of a reasonable limit card.
As it does not require a minimum credit score, APR and other fees, such as foreign transactions, are high. However, timely payments are reported to major credit bureaus and can improve your credit score.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Fortiva® Credit Card pros and cons
The Fortiva® Credit Card can be ideal for people without a good credit history. He has a good use report to credit agencies, which favors the growth of his score.
However, there are many associated fees like foreign transactions and down payments. Also, you don’t have an easy way to increase the limit with this option. Check out the main pros and cons.
Pros
- You can track your score improvement through Equifax’s free VantageScore 3.0;
- The company provides a monthly credit usage report to the country’s main agencies;
- A good credit score is not required to apply;
- Fraud Disclaimer.
Cons
- This card option doesn’t have an easy-to-achieve limit increase;
- It has many associated fees, including late fees, balance transfers, and advance and foreign transaction fees.
- It may take time for approval, depending on your situation.
Does my credit score need to be good?
As you may have noticed in this review, the Fortiva® Credit Card does not require a good credit score. That is, even if you have a poor or bad score, you can request this option.
However, as we said earlier, interest rates are high, given the creditor’s distrust regarding the payment on time. Therefore, you can have a card, but with high associated fees.
Want to apply for the Fortiva® Credit Card?
Anyone over the age of 18 and a US citizen can apply for the Fortiva® Credit Card.
However, it is important to know how to apply correctly to increase the chances of approval. Check out how to apply in our post below!
How to apply for the Fortiva® Credit Card?
The Fortiva® Credit Card has a good credit limit, and you don't need a good score to qualify. Find out how to apply!
Trending Topics
Credit Strong review: repair your credit with confidence
Don't let bad credit hold you back anymore. Read our review of Credit Strong to learn how to improve your finances. No hard pull!
Keep ReadingOppLoans review: is it worth it?
Find out if OppLoans is the right solution for you in this comprehensive review. Pay $0 origination fee! Fast application process!
Keep ReadingWatch and Earn: The Best Apps to Make Money by Watching Videos
Want to make money while watching videos using apps? Check out rewarding apps that pay you for your time. Read on!
Keep ReadingYou may also like
Buy on Trust account review: read before applying
Looking for a lease-to-own program that offers the latest electronics from top brands? Check our Buy on Trust Account review!
Keep ReadingApplying for the Merrick Bank Double Your Line Platinum Visa credit card: learn how!
With the Merrick Bank Double Your Line Platinum Visa card you can double your credit limit within just a few months. Apply now!
Keep ReadingThe current mortgage rates and how they are changing
Do you know why mortgage rates are rising again? Several reasons are given for the increase. Read on to learn more!
Keep Reading