Having a bad credit score can make any negotiation difficult. Therefore, the GO2bank™ Secured Visa® Credit Card review will show you how to improve your condition.

This credit card is perfect for all credit scores, and you can rebuild your score. You must use it responsibly, and the company reports to the credit bureaus. Find out more in this review.

With the GO2bank™ Secured Visa® Credit Card from this review, you can rebuild credit without losing purchasing power. After all, it is a perfect credit card for those who don’t have a good credit score.

This card has no associated annual or monthly fees. However, it charges an APR of 22.99% for purchases to accept a bad credit score.

Also, you have a 5% or $10 cash advance fee and a 3% foreign transaction fee.

However, with the regular payment of its fees, the company reports usage to the three main credit bureaus. Thus, you can gradually improve your credit score after a few years of use.

The GO2bank™ Secured Visa® Credit Card, presented in this review, is a good option for a bad credit score. After all, all types of credit are accepted, and the request is made quickly and online.

However, you may encounter several fees associated with cash advances and transactions.

But you can contribute to improving your credit score without paying a maintenance fee. Check out this option’s main pros and cons and see if it makes sense.

As you saw in this GO2bank™ Secured Visa® Credit Card review, the card does not require a good score.

However, this card has no rewards or introductory bonuses. But, you can have a good result in improving your credit score. Thus, you can seek new financing and other credit options.

Before starting any application procedure, remember to open a GO2bank™ account. You can do this online or by an app by filling in your details.

You will then need to deposit at least $100 to apply for your credit card. In addition, you need to fulfill certain requirements, such as having valid social security and being over 18 years old.

The application does not require an accurate credit review, only the security deposit to proceed. So open your account as the first step.

You will need a device with internet access and a good browser to apply online. Then, access the official website with your account data in hand.

Finally, you will need to complete a form containing personal and financial details to make your request. So, wait for the analysis result to get your GO2bank™ Secured Visa® Credit Card.

Applying for the GO2bank™ Secured Visa® Credit Card isn’t possible through the mobile app. Unlike some credit cards, GO2bank requires account verification and a security deposit process.

Since a linked GO2bank deposit account is mandatory, the application process ensures eligibility based on direct deposit history. This extra verification step isn’t fully integrated into their app.

Instead, applications must be completed through their official website, where users can confirm deposit requirements and submit the refundable security deposit to establish their credit limit.

The GO2bank™ Secured Visa® Credit Card has excellent conditions for bad credit scores. With this card, you pay no annual fee, only the APR and some specific transaction fees.

However, you can also count on other options such as the FIT™ Platinum Mastercard®. With this alternative, you have a higher APR fee, but will also have access to unsecured credit.

In addition, this alternative requires a higher credit score than the GO2bank™ Secured Visa® Credit Card. Therefore, your chances of approval may be reduced according to your credit score.

To make it clearer, we brought a comparison between the two options. Compare and see which best fits your needs.

Do you think the FIT™ Platinum Mastercard® is your best choice? If so, read our post below to learn more about it!