Reviews
GO2bank™ Secured Visa® Credit Card full review
A credit card can be a great ally in improving your credit score. Get to know the GO2bank™ Secured Visa® Credit Card and how it can help you.
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by Sabrina Paes
GO2bank™ Secured Visa® Credit Card: Easily build credit!
Having a bad credit score can make any negotiation difficult. Therefore, the GO2bank™ Secured Visa® Credit Card review will show you how to improve your condition.
How to apply for the GO2bank™ Secured Visa® Card
GO2bank™ Secured Visa® Credit Card may be all you need to improve your score. Learn how to apply quickly and have your card.
This credit card is perfect for all credit scores, and you can rebuild your score. You must use it responsibly, and the company reports to the credit bureaus. Find out more in this review.
- Credit Score: Bad credit score;
- Annual Fee: $0;
- Regular APR: 22.99% for purchases and 26.99% for cash advances;
- Welcome bonus: None;
- Rewards: None.
How does the GO2bank™ Secured Visa® Credit Card work?
With the GO2bank™ Secured Visa® Credit Card from this review, you can rebuild credit without losing purchasing power. After all, it is a perfect credit card for those who don’t have a good credit score.
This card has no associated annual or monthly fees. However, it charges an APR of 22.99% for purchases to accept a bad credit score.
Also, you have a 5% or $10 cash advance fee and a 3% foreign transaction fee.
However, with the regular payment of its fees, the company reports usage to the three main credit bureaus. Thus, you can gradually improve your credit score after a few years of use.
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GO2bank™ Secured Visa® Credit Card pros and cons
The GO2bank™ Secured Visa® Credit Card, presented in this review, is a good option for a bad credit score. After all, all types of credit are accepted, and the request is made quickly and online.
However, you may encounter several fees associated with cash advances and transactions.
But you can contribute to improving your credit score without paying a maintenance fee. Check out this option’s main pros and cons and see if it makes sense.
Pros
- It does not require a high credit score and is open to all types of credit scores;
- It has no associated annual or monthly fees;
- Help rebuild credit by reporting to major credit bureaus.
Cons
- An initial security deposit of $100 is required to apply;
- It has a high associated APR rate;
- Has associated fees for foreign transactions;
- It has no introductory rewards or bonuses.
Does my credit score need to be good?
As you saw in this GO2bank™ Secured Visa® Credit Card review, the card does not require a good score.
However, this card has no rewards or introductory bonuses. But, you can have a good result in improving your credit score. Thus, you can seek new financing and other credit options.
Want to apply for the GO2bank™ Secured Visa® Credit Card?
This GO2bank™ Secured Visa® Credit Card review has all the details about this option. However, to enjoy this card, it is important to know how to apply it correctly.
The application is simple, fast, and can be done by app or online. All with great security and transparency, with fast approval. Want to know what step-by-step is? Then read this post.
How to apply for the GO2bank™ Secured Visa® Card
GO2bank™ Secured Visa® Credit Card may be all you need to improve your score. Learn how to apply quickly and have your card.
Sabrina Paes
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