Reviews
GO2bank™ Secured Visa® Credit Card full review
A credit card can be a great ally in improving your credit score. Get to know the GO2bank™ Secured Visa® Credit Card and how it can help you.
Advertisement
GO2bank™ Secured Visa® Credit Card: Easily build credit!
Having a bad credit score can make any negotiation difficult. Therefore, the GO2bank™ Secured Visa® Credit Card review will show you how to improve your condition.
How to apply for the GO2bank™ Secured Visa® Card
GO2bank™ Secured Visa® Credit Card may be all you need to improve your score. Learn how to apply quickly and have your card.
This credit card is perfect for all credit scores, and you can rebuild your score. You must use it responsibly, and the company reports to the credit bureaus. Find out more in this review.
- Credit Score: Bad credit score;
- Annual Fee: $0;
- Regular APR: 22.99% for purchases and 26.99% for cash advances;
- Welcome bonus: None;
- Rewards: None.
How does the GO2bank™ Secured Visa® Credit Card work?
With the GO2bank™ Secured Visa® Credit Card from this review, you can rebuild credit without losing purchasing power. After all, it is a perfect credit card for those who don’t have a good credit score.
This card has no associated annual or monthly fees. However, it charges an APR of 22.99% for purchases to accept a bad credit score.
Also, you have a 5% or $10 cash advance fee and a 3% foreign transaction fee.
However, with the regular payment of its fees, the company reports usage to the three main credit bureaus. Thus, you can gradually improve your credit score after a few years of use.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
GO2bank™ Secured Visa® Credit Card pros and cons
The GO2bank™ Secured Visa® Credit Card, presented in this review, is a good option for a bad credit score. After all, all types of credit are accepted, and the request is made quickly and online.
However, you may encounter several fees associated with cash advances and transactions.
But you can contribute to improving your credit score without paying a maintenance fee. Check out this option’s main pros and cons and see if it makes sense.
Pros
- It does not require a high credit score and is open to all types of credit scores;
- It has no associated annual or monthly fees;
- Help rebuild credit by reporting to major credit bureaus.
Cons
- An initial security deposit of $100 is required to apply;
- It has a high associated APR rate;
- Has associated fees for foreign transactions;
- It has no introductory rewards or bonuses.
Does my credit score need to be good?
As you saw in this GO2bank™ Secured Visa® Credit Card review, the card does not require a good score.
However, this card has no rewards or introductory bonuses. But, you can have a good result in improving your credit score. Thus, you can seek new financing and other credit options.
Want to apply for the GO2bank™ Secured Visa® Credit Card?
This GO2bank™ Secured Visa® Credit Card review has all the details about this option. However, to enjoy this card, it is important to know how to apply it correctly.
The application is simple, fast, and can be done by app or online. All with great security and transparency, with fast approval. Want to know what step-by-step is? Then read this post.
How to apply for the GO2bank™ Secured Visa® Card
GO2bank™ Secured Visa® Credit Card may be all you need to improve your score. Learn how to apply quickly and have your card.
About the author / Sabrina Paes
Trending Topics
Extra debit card full review
Your debit card can be better. This review will show the benefits of using Extra debit card to spend your money in a better way.
Keep ReadingSafe investments: learn the best low-risk investments
Looking for the best low risk investments to put your money in? We are going to show you 3 investments you must have in your portfolio.
Keep ReadingApply for a Job at Sysco: Life insurance and more benefits!
Unlock your career potential at Sysco with our guide to apply for its available job vacancies. Your dream career awaits—let's get started!
Keep ReadingYou may also like
What is an annual fee on a credit card?
Annual fee on a credit card is a common thing, but do they make sense? How can you get rid of them? When should you accept them?
Keep ReadingOportun® Visa® Credit Card Review
Learn in our Oportun Visa Credit Card review how it differs from other cards and what makes it an ideal choice for those with poor credit.
Keep ReadingBear market: what is it in investing terms?
Check this article to find out everything you need to know about what is a bear market! From what they are to how long they last.
Keep Reading