Credit Cards
IHG® Rewards Premier Credit Card full review
Discover why this card is a great choice for earning rewards points, cash back and more. Earn up to 26x points for every dollar spent! Read on!
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IHG® Rewards Premier Credit Card: Earn 175,000 points in the first 3 months

If you’re looking for an excellent reward card with perks that offer endless possibilities, then you won’t want to miss our full review of the IHG® Rewards Premier Credit Card.
This credit card offers big bonuses right off the bat and a wide variety of points-earning opportunities. Keep reading to find out how it can help simplify planning and trips!
- Credit Score: 690-850 (Good – Excellent);
- Annual Fee: $99;
- Regular APR: 20.24%-27.24% variable APR;
- Welcome bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months;
- Rewards: Earn 26x more points at the IHG® hotel and resort network, 5x points per dollar at dining, travel, and gas stations, 3x points per dollar spent on all other purchases, and more!
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How does the IHG® Rewards Premier Credit Card work?
If you’re looking for rewards on your IHG® hotel stays and more, then the IHG® Rewards Premier Credit Card is the answer.
After all, it offers a competitive sign-up bonus of 175,000 points after spending $3,000 in the first three months.
When you stay at IHG hotels, you receive 26x points for each dollar spent.
Furthermore, this card offers 5x points per dollar at gas stations, travel, and restaurants and 3x points per dollar spent elsewhere.
If that doesn’t sound tempting enough, they also have a reward night after each account anniversary at IHG hotels worldwide. Isn’t it great?
IHG® Rewards Premier Credit Card pros and cons

The IHG® Rewards Premier Credit Card is very interesting for those who want perks and rewards in one place.
However, you face small cons like an annual fee for these benefits. Check out the comparison and draw your conclusions.
Pros
- Free nights from the payment of 3 nights and on the birthday;
- Earn up to 26x points for every dollar spent;
- Elite card status that unlocks countless possibilities;
- Perks in trips and restaurants with a lot of luxury;
- Competitive APR rate against competitors.
Cons
- It charges an annual fee and some extra transfer fees;
- Rewards flexibility is limited and may be restricted to some uses and locations.
Does my credit score need to be good?
To enjoy the benefits of the IHG® Rewards Premier Credit Card, you need to have a strong credit score.
After all, the company analyzes the credit score to apply and then releases an APR consistent with your situation.
Accordingly, the IHG® Rewards Premier Credit Card requires a good or excellent score.
That is, you need to score between 690-850 to be approved and have low rates.
Want to apply for the IHG® Rewards Premier Credit Card?
Do you love to travel? Are you looking for a way to reward your trips easily and conveniently? Then apply for the IHG® Rewards Premier Credit Card today.
This card allows you to access exclusive benefits like room upgrades and free night stays. Read our blog post on how to apply for the IHG® Rewards Premier Credit Card!
Apply online
Applying for the IHG® Rewards Premier Credit Card is simple and fast. You must go to Chase’s official website and then select this option. We’ve provided it above to help you!
Next, you must create a login with your data or apply directly using the form.
This form will ask for credit score and personal information such as name and address.
Also, it is critical to have a valid social security number. Then submit the form and wait for approval.
Apply using the app

The application must be carried out online, preferably. However, you can use the app to learn more about the card and create a log in.
You will also be able to initiate the order and will be redirected to the website.
Downloading the application is interesting because you can control your expenses and the accumulation of points.
This way, you can redeem your benefits more easily.
IHG® Rewards Premier vs. Regions Prestige Visa® Signature
The IHG® Rewards Premier Card is a great choice for frequent travelers looking to save money on accommodations and airfare.
Additionally, cardholders gain access to exclusive offers and discounts with IHG’s partners worldwide.
On the other hand, the Regions Prestige Visa Signature promises high rewards potential for those searching for something more extravagant.
With this card, you can enjoy benefits such as complimentary concierge services. Check the comparison below.
IHG® Rewards Premier Card
- Credit Score: 690-850 (Good – Excellent);
- Annual Fee: $99;
- Regular APR: 20.24%-27.24% Variable APR;
- Welcome bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months;
- Rewards: Credit Score: 690-850 (Good – Excellent);
- Annual Fee: $99;
- Regular APR: 20.24%-27.24% variable APR;
- Welcome bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months;
- Rewards: Earn 26x more points at the IHG® hotel and resort network, 5x points per dollar at dining, travel, and gas stations, 3x points per dollar spent on all other purchases, and more!
Regions Prestige Visa® Signature Card
- Credit Score: 690-850 (Good – Excellent);
- Annual Fee: $0;
- Regular APR: 0% introductory APR for 18 billing cycles. 14.49 variable APR on purchases and balance transfers after;
- Welcome bonus: Earn up to 20,000 bonus points after spending $500 or more in the 1st 90 days;
- Rewards: 3x points per dollar spent on dining and entertainment, 2x points on gas and grocery purchases, and 1 point on all other purchases.
As you have seen, the Regions Prestige Visa® Signature Card is a very interesting alternative.
After all, you get no annual fee, zero APR for the first year, and many points to use for travel. Want to know how to apply? Check out the article we separate below.
Applying for the Regions Prestige Visa® Signature
Learn how to apply for the Regions Prestige Visa® Signature Credit Card today. No annual fee and 0% intro APR.
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