Loans
OneMain Financial Personal Loans review: is it worth it?
Get the inside scoop on OneMain Financial Personal Loan offerings and find out if they're worth it. All types of credit are welcome to apply! Read on!
Advertisement
Up to $20,000 to help with that most important moment in life
Are you considering taking out a personal loan but unsure which lender is the best choice? So in this review, we bring OneMain Financial Loans.
OneMain Financial Personal Loans: how to apply now
Learn how to apply for one of the many personal loans options from OneMain Financial. Get up to $20,000 for several purposes! Read on!
This article will discuss some key features and benefits of getting a personal loan. We’ll also provide an overview of their customer experience. So read on and learn!
| APR | 18.00 to 35.99%; |
| Loan Purpose | Debt consolidation, Auto purchase, repair, or refinance, Wedding or funeral expenses, Medical debts, Vacations, Recreational vehicles, and Home improvements; |
| Loan Amounts | $1,500 to $20,000; |
| Credit Needed | All types of credit scores are accepted; |
| Origination Fee | $25 to $500 or 1% to 10%; |
| Late Fee | $5 to $30 or 1.5% to 15% of the payment amount; |
| Early Payoff Penalty | N/A. |
OneMain Financial Personal Loans: how does it work?
OneMain Financial Personal Loans is an excellent option for borrowing money and financing purchases.
After all, he offers loan amounts ranging from $1,500 to $20,000 with 24 to 60 months repayment terms.
Borrowers can choose from secured or unsecured loans. There is also an origination fee which can be either a flat fee ranging from $25 – $400 or a percentage of the loan.
Furthermore, OneMain Financial can be an excellent flexibility and quick funding option!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Is it worth it to apply for OneMain Financial Personal Loans?
In this review, you can learn more about OneMain Financial Personal Loans. This can be a great option for those looking for a hassle-free process!
Furthermore, this loan accepts all types of credit scores. Nevertheless, one downside is the origination and late payment fees, which tend to be higher than the competition.
It’s also not possible to get discounts on one’s rate, and the prequalification process does not show what fees may be included in the amount borrowed.
So, check out more about the benefits and disadvantages.
Benefits
- Flexibility when choosing your favorite payment dates;
- There is the possibility of making joint and secured loans;
- The amount is released quickly into the account;
- In case of debt consolidation, payment is direct to creditors;
- All types of credit scores are accepted;
- Several objectives are allowed.
Disadvantages
- Origination and late payment fees are higher than the competition;
- There is no possibility of discounts on each rate;
- The fees that will be included in the value are not shown in the prequalification;
- The amount to be borrowed is not as high as that of competitors.
What credit scores are required for the application?
The company accepts applicants with all types of credit. Moreover, several user reviews point out that all credit scores are accepted.
However, interest rates change according to the score.
OneMain Financial Personal Loans: applying for this loan today
OneMain Financial Personal Loans, presented in this review, has many interesting features. Therefore, the application is simple. But, the application requires caution.
Discover the step-by-step in the post below.
OneMain Financial Personal Loans: how to apply now
Learn how to apply for one of the many personal loans options from OneMain Financial. Get up to $20,000 for several purposes! Read on!
Trending Topics
What are the best and easiest to get Chase cards?
In this article you will find a selection of the best chase credit cards available, as well as the ones that are the easiest to get
Keep Reading
Ethereum successfully completes its first test merge
Ethereum, the world's second largest cryptocurrency by market cap, completed a major development milestone this past week with a test merge.
Keep Reading
What Is an Unsecured Credit Card?
Explore the world of unsecured credit cards and learn "what is an unsecured credit card." Discover the flexibility, benefits, and drawbacks!
Keep ReadingYou may also like
700 credit score: is it good enough?
Wondering if a 700 credit score is good enough to get you the best interest rates and terms on loans? Find out now.
Keep Reading
Upgrade Rewards Checking Account review: read before applying
Want to have the best checking account in town? Don't miss out on our Upgrade Rewards Checking Account review to learn more!
Keep Reading
CreditFirm review: get a professional credit repair
If you think your credit score is beyond fixing it's because you haven't read this CreditFirm review yet. You'll be surprised.
Keep Reading