Credit Cards
PREMIER Bankcard® Mastercard® review: Maximize your credit!
Building credit was never this easy thanks to the PREMIER Bankcard® Mastercard®. Qualify with poor credit and boost your score to excellence! Keep reading and learn more.
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PREMIER Bankcard® Mastercard®: Enjoy free FICO® score monitoring!

Are you ready to build credit with a hassle-free credit card? Then you can’t miss our PREMIER Bankcard® Mastercard® full review! This card might be what you need!
And we are here to answer all your questions so you can make an informed decision! Are you ready to get to know this credit card service? Then let’s get started!
- Credit Score: A 500+ score is required;
- Annual Fee: $50 – $125 depending on your creditworthiness;
- Purchase APR: 36%;
- Cash Advance APR: 36%;
- Welcome Bonus: There is no sign-up bonus;
- Rewards: This card comes with no reward programs.
How does the PREMIER Bankcard® Mastercard® work?
The PREMIER Bankcard® Mastercard® credit card was designed to help people with not-so-good credit reestablish it! And in fact, it serves its purpose very well.
As a credit builder credit card, it won’t have many bright features, like cash back or discounts! Still, cardholders can rely on it when it comes to building credit.
Indeed, the PREMIER Bankcard® Mastercard® will report the account’s activity to the three major credit bureaus! Also, it allows you to monitor your score monthly.
Additionally, you can easily manage your credit card account through the PREMIER Credit Card app, which is available for customers for free!
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Main fees
As you can review in the table above, the PREMIER Bankcard® Mastercard® annual fee will vary depending on your creditworthiness!
And this happens with other fees too! For example, you’ll have to pay a monthly fee ranging from $0 to $10.40 based on your creditworthiness as well.
Cash advances will cost you either $8 or 5% of the advanced amount, whichever is greater! There is also a foreign transaction fee of 3%.
In addition, if approved for the PREMIER Bankcard® Mastercard®, customers must pay a one-time account opening fee ranging from $55 to $95.
PREMIER Bankcard® Mastercard® pros and cons

As you can see in this PREMIER Bankcard® Mastercard® full review, despite the lack of features, this credit card is a useful tool to help you build your credit score!
Still, before applying for it, you must consider some key factors! To help you with that, we’ve gathered this credit card’s pros and cons! So check it below!
Pros
- Accepts applicants with poor and fair credit scores;
- The PREMIER Bankcard® Mastercard® reports your activity to the major credit bureaus;
- Enjoy a FICO score monitoring service for free;
- Easily manage your account through the Premier Credit Card app.
Cons
- This card brings no reward programs or welcome bonuses;
- There might be an annual and monthly fee attached to the card;
- You’ll have to pay a one-time fee to get this credit card;
- It charges a foreign transaction fee.
Does my credit score need to be good?
The PREMIER Bankcard® Mastercard® credit card accepts applicants with lower credit scores! As a result, you can qualify for this card with a minimum of 500.
Also, know that you must have a checking account and pay a one-time fee to get the PREMIER Bankcard® Mastercard® credit card!
Want to apply for the PREMIER Bankcard® Mastercard®?
Are you ready to apply for the PREMIER Bankcard® Mastercard® credit card today? Then stay tuned for our article! We’ve brought the best tips to help you with the process!
In addition, we have another excellent credit card recommendation to help you build credit! So keep reading and learn everything you need to know!
Apply online
Applying for the PREMIER Bankcard® Mastercard® is simple and takes only a few minutes! Firstly, access the PREMIER website! You’ll find the link above!
Next, hit the “Apply Now” green button to get started! Furthermore, you’ll access an application form you must fill out with your personal and financial information!
Once you’ve provided all the necessary info, select the “See If You Pre-Qualify” green button! If you get a positive result, you can proceed with the application!
Remember that if approved for this credit card, you’ll have to pay a one-time ranging from $55 to $95! It will all depend on your credit score!
Once you pay your Fee, your credit card might arrive at the informed address in a few days! Once you activate it, you can start building credit soon!
What are the requirements?

To qualify for this credit card, you must be of legal age in your state of residence. Also, you must have a minimum credit score of 500!
In addition, applicants must have a PREMIER checking account and pay off the one-time Fee to qualify for the PREMIER Bankcard® Mastercard® credit card!
Apply using the app
As said above, to apply for the PREMIER Bankcard® Mastercard®, you must access their official website. Thus, you cannot do it through their mobile app.
In fact, the Premier Credit Card app is designed to help cardholders manage their credit cards. There you can check your balance, make payments, and more.
It is available for free at Google Play and Apple stores! So once you’re a PREMIER Bankcard® Mastercard® cardholder, don’t hesitate to use their mobile app!
PREMIER Bankcard® Mastercard® vs. FIT® Platinum Mastercard
Both credit cards have powerful features to help cardholders build a healthy credit score! But there are some differences between these two options!
For example, the PREMIER Bankcard® Mastercard® accepts applicants with bad credit scores while offering a credit limit ranging from $200 to $700!
On the other hand, the FIT® Platinum Mastercard also accepts not-so-good credit and offers an initial limit of $400, which will be doubled with good card use!
Both cards are simple and offer credit monitoring services to help you track your score! But which one should you choose?
Do you want to learn more details about both credit cards before deciding? Then compare below its main features!
REMIER Bankcard® Mastercard®
- Credit Score: Bad to fair;
- Annual Fee: $50 up to $120 based on your credit score;
- Purchase APR: 36%;
- Cash Advance APR: 36%;
- Welcome Bonus: No welcome bonuses;
- Rewards: No reward program is offered.
FIT® Platinum Mastercard
- Credit Score: Poor to fair credit;
- Annual Fee: $99;
- Purchase APR: 29.99%;
- Cash Advance APR: 29.99%;
- Welcome Bonus: There is no welcome bonus;
- Rewards: No reward program.
Did you like the FIT® Platinum Mastercard features? Great! Then we have another excellent article for you!
Keep reading and learn how its application process works and more!
FIT® Platinum Mastercard Review
Facing financial trouble can happen to everybody. But you can always rebuild your economic life with good information and discipline. Apply for FIT® Platinum Mastercard®!
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