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Rebuild your credit score and get an initial limit of $300 to $1000 with this card!

Reflex® Platinum Mastercard® credit card, rebuild credit with reasonable fees!


The Reflex® Platinum Mastercard® credit card is the ideal option for those who want a good initial credit and need to improve their score. With this option you have an initial limit of $300 and can double after 6 months of proper use. In addition, the company reports good credit usage to the country’s top agencies, and this helps rebuild credit.


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This credit card option can be the salvation you are looking for for your financial condition. Check out what benefits you can have.

$300 initial limit;
Credit rebuild;
No monthly fee for the first year;
Ideal for low credit score.

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The Reflex® Platinum Mastercard® is a credit card designed for individuals looking to build or rebuild their credit history.

Tailored for those who may not qualify for traditional credit cards, the Reflex® offers a path towards improved creditworthiness.

It’s a practical choice for those who appreciate the power of a credit card to enhance their credit score, while also understanding the importance of responsible credit management.

Advantages to Enjoy

  • Credit Building Tool: Ideal for individuals with poor or limited credit history aiming to improve their credit score.
  • Reports to Major Credit Bureaus: Regular reporting to the three major credit bureaus helps in building a credit profile.
  • Initial Credit Limit Increases: Potential for credit limit increases, offering greater financial flexibility over time.
  • Unsecured Credit Option: Available as an unsecured card, eliminating the need for a security deposit.
  • Universal Acceptance: Accepted at numerous locations worldwide wherever Mastercard® is recognized.
  • Free Monthly Credit Score: Provides access to a free monthly credit score, aiding in monitoring credit health.
  • Zero Liability Protection: Offers standard Mastercard® zero liability protection for unauthorized transactions.

Disadvantages to Keep an Eye On

  • High Annual Fee: Charges a significant annual fee, which can be a burden for budget-conscious users.
  • High APR: Comes with a high interest rate, which can be costly if carrying a balance.
  • Additional Monthly Maintenance Fee: Imposes a monthly maintenance fee after the first year, adding to the cost.
  • Limited Rewards and Benefits: Lacks rewards programs or significant perks that are typical in other credit cards.
  • Foreign Transaction Fees: Charges fees on foreign transactions, making it less suitable for international travel.
  • Credit Limit May Start Low: Initial credit limits may be lower than expected, limiting purchasing power.
  • Potential for Additional Charges: May include other fees such as for late payments or cash advances, increasing overall costs.

In conclusion, the Reflex® Platinum Mastercard® can be a valuable tool for those on the journey of rebuilding or establishing their credit history.

Its ability to report to major credit bureaus is a key feature for anyone looking to improve their credit score.

However, its high fees and APR, along with the limited benefits, are critical factors to consider.

This card is best suited for individuals who are focused on credit improvement and are aware of the costs associated with its usage.

As with any credit card, responsible use and payment habits are crucial to maximize its potential benefits while minimizing costs.

Generally speaking, the Reflex® Platinum Mastercard® credit card does not have as many rewards as other credit providers. However, it reports to the three main credit agencies and allows free access to the digital statement of how your score. In addition, for the first year, a monthly fee is waived as a welcome benefit.

As the process is carried out online, the evaluation result is provided instantly in most situations. However, in some financial irregularities or serious default situations, the assessment can take up to 30 days, depending on the case’s complexity.

Like most credit cards, Reflex® Platinum Mastercard® can be managed online. This is possible thanks to the internet banking service that needs to be installed on your internet-enabled device. You can do many things through internet banking like payments, receive online card statements, view recent transactions, past statements, payment history, and balance. This information is available 24 hours a day, 7 days a week.

Activation of the Reflex® Platinum Mastercard® credit card can be done over the phone or online. To activate via the phone, you must call the number available in the app or print on the sticker pasted on the card that arrives in the mail within 30 days. However, if you want to activate online, just enter the website address on the back of the card and click on “activate now”.

When you apply for the credit card and it is approved, the item is made and sent by post. Generally, the process is very fast, and the card is sent within 3 business days after approval. It arrives at the address with welcome messages and is unlocked, requiring unlocking via the website or phone within 30 days of receipt.

Would you like to apply for the Reflex® Platinum Mastercard®? Then explore the following link to learn the details about its application process.

Reflex® Platinum Mastercard®

How to apply for the Reflex® Platinum Mastercard®?

The Reflex® Platinum Mastercard® can help you with finances and rebuild credit. Find out how to apply online and via smartphone today!

The Reflex® Platinum Mastercard® credit card is a great option for rebuilding credit. Also, it has a starting limit of $300.

However, the FFIT™ Platinum Mastercard® can be an interesting alternative with a similar limit. Find out more about this card and how to apply for it in our post below!

FIT™ Platinum Mastercard®

How do you get the FIT™ Platinum Mastercard®?

If you're looking for a card to rebuild your credit history, you can count on the FIT™ Platinum Mastercard® to help you. It's easy to apply and to get approved.

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