Generally speaking, the Reflex Mastercard® credit card does not have as many rewards as other credit providers. However, it reports to the three main credit agencies and allows free access to the digital statement of how your score. In addition, for the first year, a monthly fee is waived as a welcome benefit.
As the process is carried out online, the evaluation result is provided instantly in most situations. However, in some financial irregularities or serious default situations, the assessment can take up to 30 days, depending on the case's complexity.
Like most credit cards, Reflex Mastercard® can be managed online. This is possible thanks to the internet banking service that needs to be installed on your internet-enabled device. You can do many things through internet banking like payments, receive online card statements, view recent transactions, past statements, payment history, and balance. This information is available 24 hours a day, 7 days a week.
Activation of the Reflex Mastercard® credit card can be done over the phone or online. To activate via the phone, you must call the number available in the app or print on the sticker pasted on the card that arrives in the mail within 30 days. However, if you want to activate online, just enter the website address on the back of the card and click on "activate now".
When you apply for the credit card and it is approved, the item is made and sent by post. Generally, the process is very fast, and the card is sent within 3 business days after approval. It arrives at the address with welcome messages and is unlocked, requiring unlocking via the website or phone within 30 days of receipt.
The Reflex Mastercard® credit card is a great option for rebuilding credit. Also, it has a starting limit of $300. However, the FIT Mastercard can be an interesting alternative with a similar limit. Find out more about this card and how to apply for it in our post below!