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Unlimited 2% cashback in all purchases with Wells Fargo Active Cash® Card an 0% APR in the first 15 months

Wells Fargo Active Cash® Credit Card: Get $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months


Wells Fargo allows you to earn serious rewards with their new Active Cash® Credit Card! Spend $500 in purchases within 3 months, and not only will they offer unlimited 2% cash back on all of your shopping, but there’s also a special bonus for those who sign up quickly. The card also offers 0% intro APR for 15 months on purchases and balance transfers.


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The Wells Fargo Active Cash® Credit Card may be just what you need to see your money go. Check out its most incredible benefits:

$200 of cashback in the first 3 months;
Unlimited 2% cash rewards on purchases;
0% intro APR for 15 months;
Cell phone protection.

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Dive into the world of streamlined spending and rewards with the Wells Fargo Active Cash® Credit Card.

This card stands as a beacon for those who desire simplicity in their financial tools, coupled with the power of consistent cash back on every purchase.

Whether you’re dining out, fueling up, or making everyday purchases, the Wells Fargo Active Cash® Card turns your transactions into tangible rewards.

It’s more than just a credit card; it’s a companion for your everyday financial journey, blending simplicity with efficiency.

Advantages to Enjoy

  • Uncomplicated Cash Back: Earn straightforward cash back on every purchase, making every transaction rewarding without the hassle of tracking categories.
  • Cell Phone Protection: Offers valuable protection for your cell phone against damage or theft, enhancing your digital life’s security.
  • Introductory APR Offer: Features an introductory APR on purchases and balance transfers, ideal for managing large expenses or consolidating debt.
  • No Annual Fee: Enjoy the full spectrum of card benefits without the additional burden of an annual fee, enhancing its cost-effectiveness.
  • Redemption Flexibility: Provides flexible options for redeeming cash back, including statement credits, direct deposits, or using rewards for purchases.
  • Travel and Emergency Assistance: Comes with travel and emergency assistance services, adding a layer of security during your travels.
  • Roadside Dispatch: Includes roadside dispatch service, offering help in case of vehicle trouble, a boon for drivers and travelers alike.

Disadvantages to Keep an Eye On

  • Foreign Transaction Fees: Charges fees on foreign transactions, which can be a drawback for international travelers or online purchases.
  • Limited Bonus Categories: Lacks bonus categories for higher cash back, potentially less rewarding for targeted spending habits.
  • No Welcome Bonus: Does not offer an initial sign-up bonus, which is often a sought-after feature in other credit cards.
  • Requires Good Credit: Approval typically necessitates a good to excellent credit score, limiting accessibility for some.
  • Cash Advance Fees: Imposes fees for cash advances, which can add up and detract from the card’s overall value.
  • Balance Transfer Fee: Charges a fee for balance transfers, which might reduce the benefit of the introductory APR offer.
  • Caps on Cell Phone Protection: Cell phone protection comes with a coverage cap, which may not fully cover high-end smartphones.

The Wells Fargo Active Cash® Credit Card is an excellent choice for those who value straightforward cash back rewards and essential card benefits without complexities.

Its introductory APR offer and added protections like cell phone coverage and roadside assistance make it a versatile card.

However, its drawbacks, such as foreign transaction fees and the lack of bonus reward categories, need consideration.

Ideal for those who seek simplicity in earning and redeeming rewards, this card is a robust financial tool for everyday use.

Wells Fargo issues several different credit cards that match different consumer needs. The Wells Fargo Active Cash® Card is a good choice for people looking for a card with no annual fee and a low APR, 0% intro APR, and a cash-back card!

Wells Fargo Active Cash® Card offers a simple way to save on every purchase you make. You may prefer a travel rewards card if you often travel overseas. Or, if you have credit card debt, a balance transfer card can help you save on interest while you pay your balance down. Wells Fargo Active Cash® Card also offers valuable sign-up bonuses!

According to user information, a credit score above 670 is required. However, applicants with a “good” or better credit score are more likely to be approved for the Wells Fargo Active Cash® Card. To increase your chances of approval, be sure to provide all required information on the application and have a strong history of making timely payments on your debts.

If you’d like to apply for the Wells Fargo Active Cash® Credit Card, check the following link and we’ll give you a complete tutorial.


Credit Card

Wells Fargo Active Cash®

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Wells Fargo Active Cash® Card allows you to earn a $200 cash rewards bonus.

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But if you’re still browsing, another interesting option is the Truist Enjoy Cash Credit Card which has up to 3% cashback. Find out how to apply this option in our post below!

Truist Card

How to apply for the Truist Enjoy Cash Credit Card

The Truist Enjoy Cash Credit Card is a card that can give you up to 3% cashback and has no annual fee. Check out how to apply and get approved quickly!

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