Credit Cards
Regions Cash Rewards Visa® Credit Card full review
Regions Cash Rewards Visa® Credit Card offers an amazing 0% intro APR for 12 months and a full pack of extra benefits! Read on for more!
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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.
Regions Cash Rewards Visa® Credit Card: Earn 1.5% cash back on purchases!

If you’re looking for a credit card that rewards you every time you shop, then the Regions Cash Rewards Visa® Credit Card presented in this review is perfect!
Moreover, they make and provide benefits such as flexible finance options and fraud protection. Here’s our full review so you can decide if it’s right for them!
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 12 months on purchases and balance transfers made within 60 days of account opening. 18.74% – 28.74% variable APR after;
- Welcome bonus: Earn up to $200 in Cash Rewards in net purchases of at least $500 in the 1st 90 days;
- Rewards: 1.5% cashback on all purchases with this credit card.
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How does the Regions Cash Rewards Visa® Credit Card work?
Regions Cash Rewards Visa® Credit Card review is here, and with it comes great introductory offers like a 0% APR rate on purchases and balance transfers.
Also, this credit card provides an amazing welcome bonus of up to $200. You must spend at least $500 in net purchases in the first 90 days from account opening.
Besides its 1.5% Cash Rewards on all purchases, customers can count o $0 annual and foreign transaction fees.
Moreover, it provides several benefits, including Visa Zero Liability Policy, card activity alerts, and other Visa features.
With this card, you can save money while counting on 100% safety and excellent benefits.
Regions Cash Rewards Visa® Credit Card pros and cons

Regions Cash Rewards Visa® Credit Card we’ve brought in this review offers amazing value with no annual fee and several amazing perks.
But before deciding, you must consider everything this card has to offer! So compare the pros and cons below to help you!
Pros
- Competitive APRs compared to other cards offering similar services;
- 0% introductory APR for the first 12 months from account opening;
- Possibility of extended warranty on all purchases with the card;
- There are no annual or foreign transaction fees;
- Rewards 1.5% cashback on all purchases;
- Good use reporting to the main credit agencies in the country.
Cons
- Only available to people who have good/excellent credit scores;
- They charge cash advance and late payment fees.
Does my credit score need to be good?
Regions Cash Rewards Visa® Credit Card requires a credit score of 850 from new applicants.
With this score, candidates are told to expect lower interest rates and no annual fees.
Therefore, it is important to maintain your credit score if you want access to the best products on the market and save money in the long run.
Want to apply for the Regions Cash Rewards Visa® Credit Card?
If you’re looking for a convenient and rewarding way to pay your bills, applying for Regions Cash Rewards Visa® Credit Card could be ideal.
After all, with fantastic benefits, it’s easy to see why this card is becoming increasingly popular. Read on to learn more about their application process.
Apply online
Applying for the Regions Cash Rewards Visa® Credit Card is easy and can be done online in just a few steps.
To get started, navigate to the card’s official website. We’ve provided the link above to help you!
You must fill the form with your name, address, phone number, and date of birth. Moreover, enter employment information and financial information.
Finally, review the terms & conditions of the card agreement before submitting your application.
Once complete, Regions Bank will notify you of their approval or denial status decision.
Apply using the app

Applying for the Regions Cash Rewards Visa® Credit Card has never been easier! You only need to download the app and fill out the short application.
You will be asked simple questions like your name, address, annual income, and social security number.
Once this information is submitted, you’ll typically get an answer within minutes.
Additionally, the mobile app features can help make applying easier, such as selecting cards from your recently shared card portfolio.
The entire experience takes no time and makes it easy for anyone interested in applying for the card.
Regions Cash Rewards Visa® Card vs. Truist Enjoy Cash Card
Shopping for a new credit card has never been easier than with the Regions Cash Rewards Visa® Credit Card.
This consumer-friendly card offers numerous perks, including no annual fee and a low introductory APR.
Moreover, this card has an attractive rewards program to help you earn cashback while shopping.
However, an alternative is Truist Enjoy Cash Card. With this service, you’ll also pay no annual fee and receive up to 3% cash back on purchases.
Check out this comparison and choose the best option for you!
Regions Cash Rewards Visa® Card
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 12 months on purchases and balance transfers made within 60 days of account opening. 18.74% – 28.74% variable APR after;
- Welcome bonus: Earn up to $200 in Cash Rewards in net purchases of at least $500 in the 1st 90 days;
- Rewards: Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 12 months on purchases and balance transfers made within 60 days of account opening. 18.24% – 28.24% variable APR after;
- Welcome bonus: Earn up to $200 in Cash Rewards in net purchases of at least $500 in the 1st 90 days;
- Rewards: 1.5% cashback on all purchases with this credit card.
Truist Enjoy Cash Card
- Credit Score: Good to excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 12 months on purchases. After that, there will be a 17.74% to 26.74% variable APR;
- Welcome bonus: No welcome bonus besides the 0% intro APR period;
- Rewards: You can choose between 3% cash back on gas purchases at eligible locations, 2% back on utilities and groceries, 1% back on all other purchases, and exchange all previous options for 1.5% cashback on all purchases, unclassified by category.
The Truist Enjoy Cash Card can offer even more excellent benefits. However, it is essential to know the procedure to apply. Check out the step-by-step we did in this post!
How to apply for the Truist Enjoy Cash Credit Card
The Truist Enjoy Cash Credit Card offers up to 3% cashback and has no annual fee! Find out how to apply and get your card today.
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